{"id":2084,"date":"2026-02-22T07:57:43","date_gmt":"2026-02-22T07:57:43","guid":{"rendered":"https:\/\/www.europesays.com\/sk\/2084\/"},"modified":"2026-02-22T07:57:43","modified_gmt":"2026-02-22T07:57:43","slug":"pzp-na-slovensku-prudko-zdrazelo-priemerna-cena-stupla-o-42-bratislava-vedie","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/sk\/2084\/","title":{"rendered":"PZP na Slovensku prudko zdra\u017eelo: priemern\u00e1 cena st\u00fapla o 42 %, Bratislava vedie"},"content":{"rendered":"

\t\t\t\t\t\t\t<\/p>\n

\t\t\t\t\tFoto: oPeniazoch.sk, generovan\u00e9 AI<\/p>\n

\t\t\t\"autor<\/p>\n

Priemern\u00e1 cena povinn\u00e9ho zmluvn\u00e9ho poistenia (PZP) na Slovensku vzr\u00e1stla zo 118 eur v roku 2022 na 168 eur v roku 2025, \u010do predstavuje n\u00e1rast o 42 %. Z\u00e1rove\u0148 sa zdvojn\u00e1sobil po\u010det online zml\u00fav od roku 2020. Najvy\u0161\u0161ie poistn\u00e9 dlhodobo platia vodi\u010di v Bratislavskom kraji, no najviac mlad\u00fdch poistencov prekvapivo eviduje Ko\u0161ick\u00fd kraj. Vypl\u00fdva to z d\u00e1t port\u00e1lu Superpoistenie.sk.<\/p>\n

V\u00fdvoj ostatn\u00fdch \u0161tyroch rokov ukazuje, \u017ee PZP systematicky zdra\u017euje. K\u00fdm v roku 2022 predstavovala priemern\u00e1 cena poistky 118 eur, v roku 2025 u\u017e dosahuje 168 eur. Za \u0161tyri roky tak ide o n\u00e1rast o 42 %. Najv\u00fdraznej\u0161\u00ed skok nastal medzi rokmi 2024 a 2025, ke\u010f priemern\u00e9 poistn\u00e9 st\u00faplo pribli\u017ene o 25 eur, teda medziro\u010dne o 17,6 %. Po\u010das pandemick\u00e9ho obdobia rokov 2020 \u2013 2022 boli pritom priemern\u00e9 ceny novo uzatv\u00e1ran\u00fdch PZP takmer rovnak\u00e9.<\/p>\n

Mohlo by v\u00e1s zauj\u00edma\u0165:<\/p>\n

Reklama<\/p>\n

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Z\u00e1ujem vodi\u010dov o zmluvy uzatv\u00e1ran\u00e9 cez internet pritom rastie e\u0161te r\u00fdchlej\u0161ie. Po\u010det nov\u00fdch PZP kontraktov sa v porovnan\u00ed s rokom 2020 takmer zdvojn\u00e1sobil, nar\u00e1stol o 98 %.<\/p>\n

\u201eVid\u00edme kombin\u00e1ciu a taktie\u017e synergiu nieko\u013ek\u00fdch trendov \u2013 zre\u00e1lnenie produktu a pribli\u017eovanie ceny jeho skuto\u010dnej hodnote (\u010di\u017ee objekt\u00edvny n\u00e1rast cien) a z\u00e1rove\u0148 vy\u0161\u0161iu aktivitu vodi\u010dov pri uzatv\u00e1ran\u00ed nov\u00fdch zml\u00fav v\u010faka digit\u00e1lnej dostupnosti, preh\u013eadnosti a jednoduchosti. \u013dudia st\u00e1le ve\u013emi senzit\u00edvne reaguj\u00fa na cenu povinn\u00e9ho poistenia a \u010dastej\u0161ie porovn\u00e1vaj\u00fa aktu\u00e1lne ponuky. Je to bezprostredn\u00e1, prirodzen\u00e1 a legit\u00edmna reakcia ve\u013ekej skupiny motoristov na razantn\u00fd v\u00fdvoj cien,\u201c pribl\u00ed\u017eil Vladim\u00edr Cvik, v\u00fdkonn\u00fd riadite\u013e Superpoistenie.sk.<\/p>\n

Najvy\u0161\u0161ie ceny dlhodobo eviduje Bratislavsk\u00fd kraj. Priemern\u00e9 PZP tu v u\u017e v roku 2020 dosiahlo v\u00fd\u0161ku 136 eur a v roku 2025 u\u017e pribli\u017ene 197 eur ro\u010dne, \u010do je najviac spomedzi v\u0161etk\u00fdch regi\u00f3nov.<\/p>\n

Na opa\u010dnom konci rebr\u00ed\u010dka stoja Tren\u010diansky a Nitriansky kraj, kde sa priemern\u00e9 poistn\u00e9 pohybuje pribli\u017ene na \u00farovni 150 a\u017e 152 eur, pri\u010dom v roku 2020 to bolo 109 eur v Tren\u010dianskom a 114 eur v Nitrianskom regi\u00f3ne.<\/p>\n

Najv\u00e4\u010d\u0161\u00ed skokov\u00fd n\u00e1rast v priemern\u00fdch cen\u00e1ch PZP medzi rokmi 2020 a 2025 pritom dosiahol Ko\u0161ick\u00fd kraj \u2013 ceny vzr\u00e1stli v priemere a\u017e o 53 %. Naopak najmen\u0161\u00ed rozdiel ceny v uplynul\u00fdch piatich rokoch zaznamenal Tren\u010d\u00edn, cena vzr\u00e1stla o 36 %. Rozdiel medzi najdrah\u0161\u00edm regi\u00f3nom Bratislava a Tren\u010dianskym krajom tak predstavuje 47 eur na zmluvu, teda pribli\u017ene 31 %.<\/p>\n

\u201eHlavn\u00e9 mesto a jeho okolie m\u00e1 v mnohom \u0161pecifick\u00fd a rizikovej\u0161\u00ed profil. S\u00eddli tu mno\u017estvo firiem, je tu hustej\u0161ia prem\u00e1vka a aj vy\u0161\u0161ia frekvencia \u0161k\u00f4d. Celkov\u00e1 socioekonomick\u00e1 situ\u00e1cia, v\u00fd\u0161ka priemern\u00fdch pr\u00edjmov a k\u00fapyschopnosti v Bratislave vpl\u00fdva aj na priemern\u00fd vek a hodnotu vozidiel, \u010do sa n\u00e1sledne odr\u00e1\u017ea aj vo v\u00fd\u0161ke \u0161k\u00f4d. Tieto a \u010fal\u0161ie faktory pre pos\u00fadenie poistn\u00e9ho rizika sa potom priamo a prirodzene premietaj\u00fa do ceny poistenia pre bratislavsk\u00fd regi\u00f3n alebo aj in\u00e9 kraje,\u201c dodal Cvik.<\/p>\n

Viac o t\u00e9me:
\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\tBratislavsk\u00fd kraj\t\t\t\t\t\t\t\t\t\t<\/a>
\n\t\t\t\t\t\t\t\t\t\t, \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\tfinancie\t\t\t\t\t\t\t\t\t\t<\/a>
\n\t\t\t\t\t\t\t\t\t\t, \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\tmotoristi\t\t\t\t\t\t\t\t\t\t<\/a>
\n\t\t\t\t\t\t\t\t\t\t, \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\tpoistenie\t\t\t\t\t\t\t\t\t\t<\/a>
\n\t\t\t\t\t\t\t\t\t\t, \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\tPPP\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/p>\n","protected":false},"excerpt":{"rendered":"Foto: oPeniazoch.sk, generovan\u00e9 AI Priemern\u00e1 cena povinn\u00e9ho zmluvn\u00e9ho poistenia (PZP) na Slovensku vzr\u00e1stla zo 118 eur v roku…\n","protected":false},"author":2,"featured_media":2085,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[136,521,635,1552,1553,1554,43,40,39,42,41],"class_list":{"0":"post-2084","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bratislava","8":"tag-bratislava","9":"tag-bratislavsky-kraj","10":"tag-financie","11":"tag-motoristi","12":"tag-poistenie","13":"tag-ppp","14":"tag-sk","15":"tag-slovak","16":"tag-slovakia","17":"tag-slovencina","18":"tag-slovensko"},"share_on_mastodon":{"url":"","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/2084","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/comments?post=2084"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/2084\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media\/2085"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media?parent=2084"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/categories?post=2084"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/tags?post=2084"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}