{"id":27279,"date":"2026-03-25T05:47:07","date_gmt":"2026-03-25T05:47:07","guid":{"rendered":"https:\/\/www.europesays.com\/sk\/27279\/"},"modified":"2026-03-25T05:47:07","modified_gmt":"2026-03-25T05:47:07","slug":"dostali-ste-vypis-z-druheho-piliera-pozrite-si-najcastejsie-problemy","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/sk\/27279\/","title":{"rendered":"Dostali ste v\u00fdpis z druh\u00e9ho piliera? Pozrite si naj\u010dastej\u0161ie probl\u00e9my"},"content":{"rendered":"<p>\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.europesays.com\/sk\/wp-content\/uploads\/2026\/03\/ChatGPT-Image-12.-2.-2026-14_18_38-1280x960.jpg\"\/><\/p>\n<p>\n\t\t\t\t\t\t\t\t\t\t\tOT\u00c1ZKY A ODPOVEDE\n\t\t\t\t\t\t\t\t\t<\/p>\n<p>\t\t\t\t\tFoto: oPeniazoch.sk, generovan\u00e9 AI<\/p>\n<p>\t\t\t<img decoding=\"async\" src=\"https:\/\/www.europesays.com\/sk\/wp-content\/uploads\/2026\/02\/1772091428_813_logo_openiazoch-2-1.jpg\" alt=\"autor logo\"\/><\/p>\n<p class=\"article-perex\">D\u00f4chodkov\u00e9 spr\u00e1vcovsk\u00e9 spolo\u010dnosti maj\u00fa povinnos\u0165 do konca marca zasla\u0165 ka\u017ed\u00e9mu sporite\u013eovi v\u00a0druhom pilieri v\u00fdpis z jeho osobn\u00e9ho d\u00f4chodkov\u00e9ho \u00fa\u010dtu za predch\u00e1dzaj\u00faci kalend\u00e1rny rok. Sporitelia sa\u00a0po doru\u010den\u00ed t\u00fdchto v\u00fdpisov obracaj\u00fa s viacer\u00fdmi ot\u00e1zkami aj na Soci\u00e1lnu pois\u0165ov\u0148u. T\u00e1 preto pre klientov pripravila preh\u013ead naj\u010dastej\u0161\u00edch ot\u00e1zok a\u00a0odpoved\u00ed.<\/p>\n<p>V\u00fdpisy z osobn\u00e9ho d\u00f4chodkov\u00e9ho \u00fa\u010dtu zasielaj\u00fa <a href=\"https:\/\/openiazoch.zoznam.sk\/tag\/dochodkove-spravcovske-spolocnosti-dss\/\" type=\"post_tag\" id=\"6795\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">d\u00f4chodkov\u00e9 spr\u00e1vcovsk\u00e9 spolo\u010dnosti<\/a> (DSS) v\u0161etk\u00fdm sporite\u013eom v\u017edy za\u010diatkom roka, najnesk\u00f4r do 31. marca.\u00a0Okrem\u00a0stavu d\u00f4chodkov\u00fdch \u00faspor v\u00fdpis obsahuje aj\u00a0progn\u00f3zu d\u00f4chodku\u00a0z druh\u00e9ho piliera vypo\u010d\u00edtan\u00fa na z\u00e1klade aktu\u00e1lnej investi\u010dnej strat\u00e9gie sporite\u013ea.<\/p>\n<p>Mohlo by v\u00e1s zauj\u00edma\u0165:<\/p>\n<p>Reklama<\/p>\n<p> div {<br \/>\ntext-align: left;<br \/>\nfont-size: 12px;<br \/>\ncolor: #6f6f6f;<br \/>\n}<\/p>\n<p>#onnetwork-banner > div:first-child {<br \/>\ntext-align: left;<br \/>\nfont-weight: 700;<br \/>\npadding-bottom: 5px;<br \/>\nfont-size: 14px;<br \/>\ncolor: #000000;<br \/>\n}<\/p>\n<p>]]><\/p>\n<p>V\u00fdpisy s\u00fa pritom prim\u00e1rne zasielan\u00e9 v elektronickej podobe\u00a0na adresu elektronickej po\u0161ty\u00a0sporite\u013ea.\u00a0Ak sporite\u013e nem\u00e1 ur\u010den\u00fa adresu elektronickej po\u0161ty, DSS zasiela v\u00fdpis\u00a0listinne\u00a0na dohodnut\u00fa doru\u010dovaciu adresu sporite\u013ea.<\/p>\n<p>Pozrite si preh\u013ead najd\u00f4le\u017eitej\u0161\u00edch ot\u00e1zok a odpoved\u00ed, ktor\u00fd pripravila Soci\u00e1lna pois\u0165ov\u0148a:<\/p>\n<p>Kde m\u00e1m po\u017eiada\u0165 o v\u00fdpis z\u00a0osobn\u00e9ho d\u00f4chodkov\u00e9ho \u00fa\u010dtu, ak mi nebol doru\u010den\u00fd?<\/p>\n<p>Osobn\u00fd d\u00f4chodkov\u00fd \u00fa\u010det sporite\u013ea spravuje a\u00a0v\u00fdpis z\u00a0neho vyhotovuje a\u00a0zasiela DSS, s\u00a0ktorou m\u00e1 sporite\u013e uzatvoren\u00fa zmluvu o\u00a0starobnom d\u00f4chodkovom sporen\u00ed. <a href=\"https:\/\/openiazoch.zoznam.sk\/tag\/socialna-poistovna-sp\/\" type=\"post_tag\" id=\"965\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Soci\u00e1lna pois\u0165ov\u0148a<\/a> tento v\u00fdpis sporite\u013eom nevyhotovuje, preto o\u0148 treba po\u017eiada\u0165 pr\u00edslu\u0161n\u00fa DSS.<\/p>\n<p>Ako zist\u00edm, s\u00a0ktorou d\u00f4chodkovou spr\u00e1vcovskou spolo\u010dnos\u0165ou m\u00e1m uzatvoren\u00fa zmluvu o\u00a0starobnom d\u00f4chodkovom sporen\u00ed?<\/p>\n<p>Soci\u00e1lna pois\u0165ov\u0148a pon\u00faka klientom v\u00a0r\u00e1mci <a href=\"https:\/\/openiazoch.zoznam.sk\/tag\/elektronicky-ucet-poistenca\/\" type=\"post_tag\" id=\"15013\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Elektronick\u00e9ho \u00fa\u010dtu poistenca<\/a> (EUP) popri\u00a0evidovan\u00fdch obdobiach poistenia, vymeriavac\u00edch z\u00e1kladoch, odveden\u00fdch platb\u00e1ch od zamestn\u00e1vate\u013ea, \u010di\u00a0elektronickej pr\u00e1ceneschopnosti (ePN) aj inform\u00e1cie o\u00a0\u00fa\u010dasti klienta na starobnom d\u00f4chodkovom sporen\u00ed. Sporite\u013e tam teda n\u00e1jde aj inform\u00e1cie o DSS, s\u00a0ktorou m\u00e1 uzatvoren\u00fa zmluvu o\u00a0starobnom d\u00f4chodkovom sporen\u00ed. EUP je modern\u00fd a\u00a0komfortn\u00fd sp\u00f4sob, ako si z\u00a0pohodlia domova tieto inform\u00e1cie preveri\u0165.<\/p>\n<p>\tDostali ste u\u017e v\u00fdpis z druh\u00e9ho piliera za rok 2025?<\/p>\n<p>Na doru\u010denom v\u00fdpise nem\u00e1m evidovan\u00e9 pr\u00edspevky za obdobie november a\u00a0december minul\u00e9ho kalend\u00e1rneho roka. Ako je to mo\u017en\u00e9?<\/p>\n<p>Soci\u00e1lna pois\u0165ov\u0148a je povinn\u00e1 post\u00fapi\u0165 pr\u00edspevky na osobn\u00fd d\u00f4chodkov\u00fd \u00fa\u010det sporite\u013ea do 60 dn\u00ed od\u00a0ich \u00fahrady odv\u00e1dzate\u013eom, najsk\u00f4r odo d\u0148a splatnosti t\u00fdchto pr\u00edspevkov. Napr\u00edklad poistn\u00e9 na <a href=\"https:\/\/openiazoch.zoznam.sk\/tag\/socialne-poistenie\/\" type=\"post_tag\" id=\"5173\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">soci\u00e1lne poistenie<\/a> a\u00a0pr\u00edspevky za obdobie december predch\u00e1dzaj\u00faceho kalend\u00e1rneho roka zamestn\u00e1vate\u013e riadne uhradil v\u00a0lehote splatnosti n\u00edm odv\u00e1dzan\u00e9ho poistn\u00e9ho a\u00a0pr\u00edspevkov d\u0148a 31. janu\u00e1ra aktu\u00e1lneho kalend\u00e1rneho roka a\u00a0v\u00a0tejto lehote predlo\u017eil aj mesa\u010dn\u00fd v\u00fdkaz poistn\u00e9ho a\u00a0pr\u00edspevkov. Soci\u00e1lna pois\u0165ov\u0148a post\u00fapi pr\u00edspevky v\u00a0tomto pr\u00edpade za obdobie december pri najbli\u017e\u0161om prevode pr\u00edspevkov do DSS nasleduj\u00faci mesiac, t. j. vo febru\u00e1ri.<\/p>\n<p>DSS vyhotovuj\u00fa sporite\u013eom v\u00fdpisy z ich osobn\u00fdch d\u00f4chodkov\u00fdch \u00fa\u010dtov so stavom k\u00a031. decembru predch\u00e1dzaj\u00faceho kalend\u00e1rneho roka, ke\u010f dobiehaj\u00face pr\u00edspevky za obdobie december, pr\u00edp. november e\u0161te neboli, resp. nemohli by\u0165 prip\u00edsan\u00e9. Odpor\u00fa\u010dame preto sporite\u013eom akt\u00edvne vyu\u017e\u00edva\u0165 aj elektronick\u00fd pr\u00edstup k\u00a0svojmu d\u00f4chodkov\u00e9mu \u00fa\u010dtu v DSS, kde maj\u00fa mo\u017enos\u0165 overi\u0165 si aktu\u00e1lny stav prip\u00edsan\u00fdch pr\u00edspevkov.<\/p>\n<p class=\"has-text-align-center\">Odpovede na \u010fal\u0161ie d\u00f4le\u017eit\u00e9 ot\u00e1zky n\u00e1jdete v pokra\u010dovan\u00ed \u010dl\u00e1nku.<\/p>\n<p class=\"has-text-align-center\">1 \/ 2<\/p>\n<p><a href=\"https:\/\/openiazoch.zoznam.sk\/financie\/dostali-ste-uz-vypis-z-druheho-piliera-pozor-tieto-dolezite-veci-si-radsej-skontrolujte\/2\/\" class=\"post-page-numbers\" rel=\"nofollow noopener\" target=\"_blank\"><\/p>\n<p>Pokra\u010dova\u0165 na \u010fal\u0161ej strane<\/p>\n<p><\/a>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/p>\n<p class=\"tags\">Viac o t\u00e9me:<br \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/openiazoch.zoznam.sk\/tag\/dochodkove-spravcovske-spolocnosti-dss\/\" rel=\"nofollow noopener\" target=\"_blank\"><br \/>\n\t\t\t\t\t\t\t\t\t\t\td\u00f4chodkov\u00e9 spr\u00e1vcovsk\u00e9 spolo\u010dnosti DSS\t\t\t\t\t\t\t\t\t\t<\/a><br \/>\n\t\t\t\t\t\t\t\t\t\t, \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/openiazoch.zoznam.sk\/tag\/dochodky\/\" rel=\"nofollow noopener\" target=\"_blank\"><br \/>\n\t\t\t\t\t\t\t\t\t\t\td\u00f4chodky\t\t\t\t\t\t\t\t\t\t<\/a><br \/>\n\t\t\t\t\t\t\t\t\t\t, \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/openiazoch.zoznam.sk\/tag\/druhy-pilier\/\" rel=\"nofollow noopener\" target=\"_blank\"><br \/>\n\t\t\t\t\t\t\t\t\t\t\tdruh\u00fd pilier\t\t\t\t\t\t\t\t\t\t<\/a><br \/>\n\t\t\t\t\t\t\t\t\t\t, \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/openiazoch.zoznam.sk\/tag\/investovanie\/\" rel=\"nofollow noopener\" target=\"_blank\"><br \/>\n\t\t\t\t\t\t\t\t\t\t\tinvestovanie\t\t\t\t\t\t\t\t\t\t<\/a><br \/>\n\t\t\t\t\t\t\t\t\t\t, \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/openiazoch.zoznam.sk\/tag\/odvody\/\" rel=\"nofollow noopener\" target=\"_blank\"><br \/>\n\t\t\t\t\t\t\t\t\t\t\todvody\t\t\t\t\t\t\t\t\t\t<\/a><br \/>\n\t\t\t\t\t\t\t\t\t\t, \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/openiazoch.zoznam.sk\/tag\/rodicovska-dovolenka\/\" rel=\"nofollow noopener\" target=\"_blank\"><br \/>\n\t\t\t\t\t\t\t\t\t\t\trodi\u010dovsk\u00e1 dovolenka\t\t\t\t\t\t\t\t\t\t<\/a><br \/>\n\t\t\t\t\t\t\t\t\t\t, \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/openiazoch.zoznam.sk\/tag\/socialna-poistovna\/\" rel=\"nofollow noopener\" target=\"_blank\"><br \/>\n\t\t\t\t\t\t\t\t\t\t\tSoci\u00e1lna pois\u0165ov\u0148a\t\t\t\t\t\t\t\t\t\t<\/a><br \/>\n\t\t\t\t\t\t\t\t\t\t, \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/openiazoch.zoznam.sk\/tag\/socialne-poistenie\/\" rel=\"nofollow noopener\" target=\"_blank\"><br \/>\n\t\t\t\t\t\t\t\t\t\t\tsoci\u00e1lne poistenie\t\t\t\t\t\t\t\t\t\t<\/a><br \/>\n\t\t\t\t\t\t\t\t\t\t, \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/openiazoch.zoznam.sk\/tag\/sporitelia\/\" rel=\"nofollow noopener\" target=\"_blank\"><br \/>\n\t\t\t\t\t\t\t\t\t\t\tsporitelia\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/p>\n","protected":false},"excerpt":{"rendered":"OT\u00c1ZKY A ODPOVEDE Foto: oPeniazoch.sk, generovan\u00e9 AI D\u00f4chodkov\u00e9 spr\u00e1vcovsk\u00e9 spolo\u010dnosti maj\u00fa povinnos\u0165 do konca marca zasla\u0165 ka\u017ed\u00e9mu sporite\u013eovi&hellip;\n","protected":false},"author":2,"featured_media":27280,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[11],"tags":[64,12636,695,12637,65,66,2618,1207,2796,43,40,39,42,41,696,698,12638],"class_list":["post-27279","post","type-post","status-publish","format-standard","has-post-thumbnail","category-ekonomika","tag-business","tag-dochodkove-spravcovske-spolocnosti-dss","tag-dochodky","tag-druhy-pilier","tag-economic","tag-ekonomika","tag-investovanie","tag-odvody","tag-rodicovska-dovolenka","tag-sk","tag-slovak","tag-slovakia","tag-slovencina","tag-slovensko","tag-socialna-poistovna","tag-socialne-poistenie","tag-sporitelia"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@sk\/116288241182370303","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/27279","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/comments?post=27279"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/27279\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media\/27280"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media?parent=27279"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/categories?post=27279"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/tags?post=27279"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}