{"id":31657,"date":"2026-03-30T10:13:07","date_gmt":"2026-03-30T10:13:07","guid":{"rendered":"https:\/\/www.europesays.com\/sk\/31657\/"},"modified":"2026-03-30T10:13:07","modified_gmt":"2026-03-30T10:13:07","slug":"fyzicke-karty-budu-coskoro-minulost-a-banky-uz-stupnuju-poplatky","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/sk\/31657\/","title":{"rendered":"Fyzick\u00e9 karty bud\u00fa \u010doskoro minulos\u0165 a banky u\u017e stup\u0148uj\u00fa poplatky"},"content":{"rendered":"

BRATISLAVA – Nov\u00e1 digit\u00e1lna \u00e9ra u\u017e neklope na dvere, ale je priamo tu. Prich\u00e1dza s \u0148ou aj nepr\u00edjemn\u00e9 jarmo pre \u013eud\u00ed, ktor\u00ed sa odmietaj\u00fa prisp\u00f4sobova\u0165 nov\u00fdm \u0161tandardom, a pr\u00e1ve t\u00ed bud\u00fa musie\u0165 plati\u0165 alebo sa zariadi\u0165 inak. Re\u010d je o konci fyzick\u00fdch platobn\u00fdch kariet tak, ako ich pozn\u00e1me teraz. Ak budete chcie\u0165 plastov\u00fa kartu, po novom to u\u017e bude luxus, za ktor\u00fd si budete musie\u0165 priplati\u0165, a to u \u010doraz v\u00e4\u010d\u0161ieho po\u010dtu b\u00e1nk.<\/p>\n

T\u00e9me sa venovala verejnopr\u00e1vna STVR<\/a>. Prich\u00e1dza nov\u00e1 kapitola vo fungovan\u00ed platobn\u00fdch transferov a fyzick\u00e9 plastov\u00e9 karty sa dost\u00e1vaj\u00fa mimo hry. Re\u010d je o virtu\u00e1lnych, digit\u00e1lnych kart\u00e1ch, ktor\u00e9 banky preferuj\u00fa, aby ste mali v mobile. Spr\u00e1vanie ve\u013ek\u00fdch hr\u00e1\u010dov sa v z\u00e1vislosti od v\u00fdvoja technol\u00f3gie men\u00ed a niektor\u00ed si dokonca bud\u00fa p\u00fdta\u0165 poplatky, ak odmietnete digit\u00e1lnu cestu.<\/p>\n

Kritici vymenovali body, s ktor\u00fdmi s\u00fa nespokojn\u00ed pri prechode na digit\u00e1l<\/p>\n

Treba poveda\u0165, \u017ee e\u0161te nie v\u0161etky banky na Slovensku si zvolili cestu spoplatnenia vyd\u00e1vania fyzick\u00fdch kariet, no u\u017e ve\u013ek\u00ed a zn\u00e1mi hr\u00e1\u010di ozn\u00e1mili nov\u00fd cenn\u00edk, na ktor\u00ed sa u\u017e aj vo ve\u013ekom \u0161omralo. Nespokojn\u00ed s\u00fa hlavne seniori, ktor\u00ed sa nechc\u00fa u\u010di\u0165 a prisp\u00f4sobova\u0165 nov\u00e9mu syst\u00e9mu platenia. Nech\u00fdbaj\u00fa v\u0161ak aj in\u00e9 vekov\u00e9 skupiny \u013eud\u00ed, ktor\u00ed kritizuj\u00fa napr\u00edklad aj to, \u017ee ku vlastnej karte sa nemus\u00edte ani dosta\u0165, ak sa v\u00e1m napr\u00edklad mobiln\u00fd telef\u00f3n vybije. Tie v dne\u0161n\u00fdch d\u0148och spravidla vydr\u017eia de\u0148, maxim\u00e1lne dva dni akt\u00edvneho pou\u017e\u00edvania.<\/p>\n

Druhou z\u00e1le\u017eitos\u0165ou je aj v\u00fdber hotovosti, ktor\u00e1 sa d\u00e1 fyzickou kartou vybera\u0165 vo v\u0161etk\u00fdch doteraj\u0161\u00edch typoch bankomatov. S digit\u00e1lnymi kartami to nie je a\u017e tak\u00e1 samozrejmos\u0165, hlavne v od\u013eahlej\u0161\u00edch obciach.<\/p>\n

\t
\n\t\t\"Karta\t\t\t<\/p>\n

\n\t\t\t\tZobrazi\u0165 gal\u00e9riu (3)\t\t\t<\/p>\n

\t<\/a><\/p>\n

\t\u00a0(Zdroj: Getty Images)<\/p>\n

Vyd\u00e1vanie fyzick\u00fdch kariet sa zni\u017euje, d\u00f4chodcovia dostan\u00fa v\u00fdnimku<\/p>\n

Banky kritiku vn\u00edmaj\u00fa a v niektor\u00fdch pr\u00edpadoch sa ude\u013euje vekov\u00e1 v\u00fdnimka.\u00a0„Zni\u017eovanie po\u010dtu vydan\u00fdch debetn\u00fdch kariet alebo zvy\u0161ovanie poplatkov za dr\u017ebu takejto fyzickej karty je prirodzen\u00fd prejav toho, ako sa banky sna\u017eia digit\u00e1lne pokro\u010di\u0165. Z\u00e1rove\u0148 je tam v\u00fdnimka pre star\u0161\u00edch \u013eud\u00ed ako 62 rokov, ktor\u00ed bud\u00fa ma\u0165 tak\u00fdto poplatok odpusten\u00fd. Je to \u00faplne be\u017en\u00e9 vo svete, \u017ee k \u00fa\u010dtu vo svojej banke nem\u00e1te fyzick\u00fa kartu,“\u00a0povedal pre verejnopr\u00e1vne m\u00e9dium v\u00fdkonn\u00fd riadite\u013e Finan\u010dn\u00e9ho kompasu Matej Dobi\u0161.<\/p>\n

Spoma\u013ete tro\u0161i\u010dku, reaguje \u0161\u00e9f jednoty d\u00f4chodcov<\/p>\n

D\u00f4vod, pre\u010do sa takto zatv\u00e1ra koh\u00fatik fyzick\u00fdm kart\u00e1m je prost\u00fd – rast\u00faci po\u010det digit\u00e1lnych platieb je banky lacnej\u0161\u00ed a klienti ich vyu\u017e\u00edvaj\u00fa \u010doraz \u010dastej\u0161ie. „Treba tro\u0161i\u010dku spomali\u0165 a uva\u017eova\u0165 aj nad d\u00f4chodcami, \u017ee nemaj\u00fa k tomu jednak pr\u00edstup, ale ani vzdelanie, nemaj\u00fa sa to kde nau\u010di\u0165,“ povedal pre STVR \u0161\u00e9f Jednoty d\u00f4chodcov Michal Kotian.<\/p>\n

\t
\n\t\t\"Karta\t\t\t<\/p>\n

\n\t\t\t\tZobrazi\u0165 gal\u00e9riu (3)\t\t\t<\/p>\n

\t<\/a><\/p>\n

\t\u00a0(Zdroj: Topky\/Vlado Anjel)<\/p>\n

„Ja m\u00e1m telef\u00f3n, ktor\u00fd digit\u00e1lne platby neumo\u017e\u0148uje, tak\u017ee ja nie som spokojn\u00fd,“ pos\u0165a\u017eoval sa jeden zo star\u0161\u00edch \u013eud\u00ed pre mikrof\u00f3n STVR. „Plat\u00edm hlavne mobilom alebo hodinkami, tak\u017ee fyzick\u00e9 karty nem\u00e1m \u010dasto ani pri sebe,“ povedala zas in\u00e1 respondentka.<\/p>\n

Znalec z IT sektora oce\u0148uje vekov\u00fa \u00fastretovos\u0165<\/p>\n

„Osobne si mysl\u00edm, \u017ee naozaj dospejeme do stavu, \u017ee to bude len \u010disto digit\u00e1lne, tomu sa nebude da\u0165 vyhn\u00fa\u0165. A v pr\u00edpade, \u017ee bude napr\u00edklad umo\u017enen\u00e9, \u017ee pre star\u0161ie ro\u010dn\u00edky karty nebud\u00fa spoplatnen\u00e9, tak si osobne mysl\u00edm, \u017ee je to celkom dobr\u00e9 rozhodnutie,“\u00a0reagoval pre web telev\u00edzie \u0161\u00e9fredaktor port\u00e1lu touchIT.sk Ondrej Macko.<\/p>\n

Odborn\u00edci r\u00e1taj\u00fa s t\u00fdm, \u017ee platby mobilom, hodinkami \u010di prste\u0148om bud\u00fa r\u00e1s\u0165.<\/p>\n","protected":false},"excerpt":{"rendered":"BRATISLAVA – Nov\u00e1 digit\u00e1lna \u00e9ra u\u017e neklope na dvere, ale je priamo tu. Prich\u00e1dza s \u0148ou aj nepr\u00edjemn\u00e9…\n","protected":false},"author":2,"featured_media":31658,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[11653,2286,14338,43,40,44,39,42,45,41,3416,14339],"class_list":{"0":"post-31657","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-slovensko","8":"tag-karta","9":"tag-mobil","10":"tag-platba","11":"tag-sk","12":"tag-slovak","13":"tag-slovak-republic","14":"tag-slovakia","15":"tag-slovencina","16":"tag-slovenska-republika","17":"tag-slovensko","18":"tag-terminal","19":"tag-virtualna-karta"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@sk\/116317598829728743","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/31657","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/comments?post=31657"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/31657\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media\/31658"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media?parent=31657"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/categories?post=31657"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/tags?post=31657"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}