{"id":34189,"date":"2026-04-02T01:07:32","date_gmt":"2026-04-02T01:07:32","guid":{"rendered":"https:\/\/www.europesays.com\/sk\/34189\/"},"modified":"2026-04-02T01:07:32","modified_gmt":"2026-04-02T01:07:32","slug":"plastova-karta-za-poplatok-takto-reaguju-ostatne-banky","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/sk\/34189\/","title":{"rendered":"Plastov\u00e1 karta za poplatok? Takto reaguj\u00fa ostatn\u00e9 banky"},"content":{"rendered":"

\u010cL\u00c1NOK POKRA\u010cUJE POD REKLAMOU<\/p>\n

Platenie bankovou kartou je na Slovensku \u00faplnou samozrejmos\u0165ou. Napriek tomu, \u017ee ka\u017ed\u00fd bankov\u00fd klient mal a\u017e doteraz t\u00fato platobn\u00fa pom\u00f4cku k dispoz\u00edcii zadarmo, dnes sa situ\u00e1cia za\u010d\u00edna meni\u0165.<\/p>\n

Najv\u00e4\u010d\u0161ia banka na slovenskom finan\u010dnom trhu Slovensk\u00e1 sporite\u013e\u0148a (SLSP) ned\u00e1vno ohl\u00e1sila<\/a> strategick\u00fa zmenu, ke\u010f od apr\u00edla 2026 zmenila sp\u00f4sob vyd\u00e1vania fyzick\u00fdch platobn\u00fdch kariet. Pre v\u00e4\u010d\u0161inu klientov s \u00fa\u010dtom SPACE sa plastov\u00e1 karta stane volite\u013enou slu\u017ebou spoplatnenou sumou 10 eur, zatia\u013e \u010do jej digit\u00e1lna verzia aj na\u010falej zost\u00e1va bezplatn\u00fdm \u0161tandardom.<\/p>\n

Tento krok otvoril odborn\u00fa diskusiu o tom, \u010di sa slovensk\u00fd bankov\u00fd trh definit\u00edvne pres\u00fava do \u010disto digit\u00e1lnej sf\u00e9ry.\u00a0V Startitupe sme preto oslovili ostatn\u00e9 k\u013e\u00fa\u010dov\u00e9 banky na trhu, aby sme zistili, ako vn\u00edmaj\u00fa tento trend a \u010di pl\u00e1nuj\u00fa zavies\u0165 podobn\u00e9 opatrenia vo svojich cenn\u00edkoch.<\/p>\n

Pre koho poplatok plati\u0165 nebude?<\/p>\n

Hoci sa zmena dotkne tis\u00edcov klientov, Slovensk\u00e1 sporite\u013e\u0148a zadefinovala skupiny klientov, ktor\u00fdch sa tento nov\u00fd poplatok t\u00fdka\u0165 nebude. Fyzick\u00fa kartu si bez poplatku 10 eur bud\u00fa m\u00f4c\u0165 na\u010falej objedna\u0165:<\/p>\n

seniori nad 62 rokov,
\nmladistv\u00ed vo veku od 15 do 16 rokov,
\nmajitelia \u00fa\u010dtov SPACE MINI.<\/p>\n

Pre ostatn\u00fdch pou\u017e\u00edvate\u013eov SPACE \u00fa\u010dtu, najm\u00e4 z radov mlad\u0161\u00edch ro\u010dn\u00edkov, sa tak digit\u00e1lna pe\u0148a\u017eenka stane preferovan\u00fdm a bezplatn\u00fdm sp\u00f4sobom platenia.<\/p>\n

UniCredit Bank, Tatra banka a V\u00daB platobn\u00e9 karty nateraz nespoplatnia<\/p>\n

Z na\u0161ich zisten\u00ed vypl\u00fdva, \u017ee banky p\u00f4sobiace na Slovensku moment\u00e1lne volia odli\u0161n\u00e9 pr\u00edstupy k motiv\u00e1cii klientov smerom k digitaliz\u00e1cii. UniCredit Bank potvrdila, \u017ee nateraz nepl\u00e1nuje zavies\u0165 samostatn\u00fd poplatok za vydanie plastovej karty. Klientom na\u010falej pon\u00faka mo\u017enos\u0165 v\u00fdberu medzi fyzickou a digit\u00e1lnou formou v r\u00e1mci \u0161tandardn\u00fdch bal\u00edkov slu\u017eieb.<\/p>\n

Podobn\u00e9 stanovisko zaujala aj Tatra banka. Na ot\u00e1zku o pr\u00edpadnom spoplatnen\u00ed vydania plastovej karty odpovedala jednozna\u010dne: \u201eAktu\u00e1lne nepl\u00e1nujeme spoplatni\u0165 vydanie plastovej karty.\u201c Strat\u00e9gia t\u00fdchto b\u00e1nk sa tak nateraz l\u00ed\u0161i od cesty, ktorou sa vybrala Slovensk\u00e1 sporite\u013e\u0148a.<\/p>\n

K ve\u013ek\u00fdm hr\u00e1\u010dom, ktor\u00ed zachov\u00e1vaj\u00fa status quo, sa prid\u00e1va aj V\u00daB banka. Pod\u013ea vyjadrenia banky maj\u00fa klienti debetn\u00e9 karty st\u00e1le zahrnut\u00e9 v cene \u00fa\u010dtu. \u201eVo V\u00daB m\u00e1me st\u00e1le plastov\u00e9 debetn\u00e9 karty v cene \u00fa\u010dtu a klienti si m\u00f4\u017eu pou\u017e\u00edva\u0165 aj jej bezplastov\u00fa verziu v aplik\u00e1cii V\u00daB Banking,\u201c uviedla banka pre Startitup.<\/p>\n

Z\u00e1rove\u0148 v\u0161ak dop\u013a\u0148aj\u00fa, \u017ee na svojich bankomatoch priniesli mo\u017enos\u0165 bezkontaktn\u00e9ho v\u00fdberu hotovosti len prilo\u017een\u00edm karty, mobilu alebo in\u00e9ho platobn\u00e9ho doplnku. Aktu\u00e1lne u\u017e pon\u00fakaj\u00fa aj bezkontaktn\u00fd vklad hotovosti prilo\u017een\u00edm debetnej karty a pracuj\u00fa na tom, aby bol vklad hotovosti \u010doskoro mo\u017en\u00fd aj bezkontaktn\u00fdm sp\u00f4sobom cez mobiln\u00fd telef\u00f3n.<\/p>\n

Digitaliz\u00e1cia ako prirodzen\u00fd v\u00fdvoj<\/p>\n

Hoci sa banky v ot\u00e1zke poplatkov nezhoduj\u00fa, v pr\u00ednosoch digitaliz\u00e1cie bankovn\u00edctva a bankov\u00fdch slu\u017eieb vidia spolo\u010dn\u00fa re\u010d. UniCredit Bank vn\u00edma tento proces ako prirodzen\u00fd krok, ktor\u00fd prin\u00e1\u0161a hne\u010f nieko\u013eko benefitov:<\/p>\n

Vy\u0161\u0161ia bezpe\u010dnos\u0165: V\u010faka technol\u00f3gi\u00e1m ako tokeniz\u00e1cia a biometrick\u00e9 overovanie v mobiloch je riziko zneu\u017eitia karty ni\u017e\u0161ie ne\u017e pri pou\u017e\u00edvan\u00ed tradi\u010dn\u00fdch platobn\u00fdch plastov\u00fdch kariet.\u00a0
\nOkam\u017eit\u00e1 dostupnos\u0165: Virtu\u00e1lnu kartu m\u00f4\u017ee\u0161 za\u010da\u0165 pou\u017e\u00edva\u0165 prakticky ihne\u010f po podpise zmluvy v aplik\u00e1cii.
\nEkologick\u00fd rozmer: Ni\u017e\u0161ia produkcia plastu a zn\u00ed\u017eenie emisi\u00ed spojen\u00fdch s doru\u010dovan\u00edm kariet kuri\u00e9rom \u010di po\u0161tou zmen\u0161uj\u00fa celkov\u00fa environment\u00e1lnu z\u00e1\u0165a\u017e aj uhl\u00edkov\u00fa stopu.<\/p>\n

Je trh pripraven\u00fd na koniec plastu?<\/p>\n

Napriek tomu, \u017ee Slovensko patr\u00ed v r\u00e1mci E\u00da k l\u00eddrom v bezkontaktn\u00fdch a mobiln\u00fdch platb\u00e1ch, banky upozor\u0148uj\u00fa, \u017ee fyzick\u00e1 karta m\u00e1 st\u00e1le svoje opodstatnenie. Bari\u00e9rou \u00fapln\u00e9ho prechodu na digit\u00e1l m\u00f4\u017eu by\u0165 niektor\u00e9 siete bankomatov, ktor\u00e9 e\u0161te nepodporuj\u00fa bezkontaktn\u00e9 v\u00fdbery, alebo \u0161pecifick\u00e9 trhy v zahrani\u010d\u00ed (napr\u00edklad v Egypte \u010di in\u00fdch krajin\u00e1ch mimo E\u00da), kde s\u00fa termin\u00e1ly usp\u00f4soben\u00e9 v\u00fdhradne na fyzick\u00e9 vlo\u017eenie karty.<\/p>\n

Rovnako je d\u00f4le\u017eit\u00e9 bra\u0165 oh\u013ead na klientov v regi\u00f3noch s hor\u0161ou infra\u0161trukt\u00farou alebo na star\u0161ie gener\u00e1cie, ktor\u00e9 s\u00fa na tradi\u010dn\u00e9 sp\u00f4soby platenia zvyknut\u00e9. UniCredit Bank preto uv\u00e1dza, \u017ee sa sna\u017e\u00ed motivova\u0165 klientov k vysokej miere digitaliz\u00e1cie sk\u00f4r benefitmi a zvy\u0161ovan\u00edm komfortu, ako priamym spoplatnen\u00edm fyzickej alternat\u00edvy.<\/p>\n

Niektor\u00ed hr\u00e1\u010di nateraz ml\u010dia<\/p>\n

Redakcia Startitup v s\u00favislosti s touto t\u00e9mou oslovila aj Prima banku a \u010cSOB. Do uz\u00e1vierky tohto \u010dl\u00e1nku sme v\u0161ak na zaslan\u00e9 ot\u00e1zky nedostali odpove\u010f.<\/p>\n

Z aktu\u00e1lnych vyjadren\u00ed vypl\u00fdva, \u017ee plastov\u00e1 karta nateraz zost\u00e1va s\u00fa\u010das\u0165ou ponuky b\u00e1nk bez dodato\u010dn\u00fdch poplatkov u viacer\u00fdch ve\u013ek\u00fdch hr\u00e1\u010dov na finan\u010dnom trhu. Je v\u0161ak zrejm\u00e9, \u017ee bankov\u00fd sektor prech\u00e1dza transform\u00e1ciou, kde sa digit\u00e1lna pe\u0148a\u017eenka st\u00e1va prim\u00e1rnym n\u00e1strojom a fyzick\u00e1 karta\u00a0sa postupne pres\u00fava do polohy doplnkovej slu\u017eby.<\/p>\n

\n \u010c\u00edtaj viac z kateg\u00f3rie: Zo Slovenska<\/a>\n <\/p>\n

\n \u010eakujeme, \u017ee \u010d\u00edta\u0161 Startitup. V pr\u00edpade, \u017ee m\u00e1\u0161 postreh alebo si na\u0161iel v \u010dl\u00e1nku chybu, nap\u00ed\u0161 n\u00e1m na redakcia@startitup.sk<\/a>.\n <\/p>\n

Zdroj: arch\u00edv\u00a0Startitup<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"\u010cL\u00c1NOK POKRA\u010cUJE POD REKLAMOU Platenie bankovou kartou je na Slovensku \u00faplnou samozrejmos\u0165ou. Napriek tomu, \u017ee ka\u017ed\u00fd bankov\u00fd klient…\n","protected":false},"author":2,"featured_media":34190,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[15300,11504,43,40,44,39,42,45,41,13685,3748,3749],"class_list":{"0":"post-34189","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-slovensko","8":"tag-karta-za-poplatok","9":"tag-platobna-karta","10":"tag-sk","11":"tag-slovak","12":"tag-slovak-republic","13":"tag-slovakia","14":"tag-slovencina","15":"tag-slovenska-republika","16":"tag-slovensko","17":"tag-slsp","18":"tag-tatra-banka","19":"tag-unicredit-bank"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@sk\/116332438679368761","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/34189","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/comments?post=34189"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/34189\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media\/34190"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media?parent=34189"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/categories?post=34189"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/tags?post=34189"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}