{"id":49035,"date":"2026-04-20T11:31:10","date_gmt":"2026-04-20T11:31:10","guid":{"rendered":"https:\/\/www.europesays.com\/sk\/49035\/"},"modified":"2026-04-20T11:31:10","modified_gmt":"2026-04-20T11:31:10","slug":"skoda-chce-zakaznikom-ulahcit-kupu-auta-vybrane-modely-ponuka-s-financovanim-bez-navysenia-poradna-auto","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/sk\/49035\/","title":{"rendered":"\u0160koda chce z\u00e1kazn\u00edkom u\u013eah\u010di\u0165 k\u00fapu auta. Vybran\u00e9 modely pon\u00faka s financovan\u00edm bez nav\u00fd\u0161enia – Porad\u0148a – Auto"},"content":{"rendered":"

Pri k\u00fape nov\u00e9ho auta u\u017e dnes \u013eudia nerie\u0161ia len to, ak\u00fd model si vyber\u00fa alebo ak\u00fa bude ma\u0165 v\u00fdbavu. \u010coraz d\u00f4le\u017eitej\u0161ie je aj to, ko\u013eko ich bude auto st\u00e1\u0165 mesa\u010dne a \u010di s\u00fa podmienky financovania jasn\u00e9 a zrozumite\u013en\u00e9. Pr\u00e1ve na to sa zameriava aktu\u00e1lna ponuka zna\u010dky \u0160koda. Pri vybran\u00fdch modeloch toti\u017e z\u00e1kazn\u00edk z ceny auta nezaplat\u00ed ni\u010d navy\u0161e.<\/p>\n

Financovanie je nastaven\u00e9 s\u00a00-percentn\u00fdm \u00farokom a bez spracovate\u013esk\u00e9ho poplatku. Z\u00e1kazn\u00edk si m\u00f4\u017ee vybra\u0165 spl\u00e1canie na 24, 36\u00a0alebo 48\u00a0mesiacov, pri\u010dom akont\u00e1cia za\u010d\u00edna od 30\u00a0percent. Ponuka plat\u00ed do 31.\u00a0m\u00e1ja 2026\u00a0a je ur\u010den\u00e1 pre fyzick\u00e9 osoby\u00a0\u2013 nepodnikate\u013eov.<\/p>\n

Pri rozhodovan\u00ed hr\u00e1 ve\u013ek\u00fa \u00falohu istota v\u00a0n\u00e1kladoch<\/p>\n

Pri v\u00e4\u010d\u0161\u00edch v\u00fddavkoch s\u00fa dnes dom\u00e1cnosti opatrnej\u0161ie ako kedysi. Pri k\u00fape auta preto nerozhoduje len samotn\u00fd model, ale aj to, \u010di si \u010dlovek vie nastavi\u0165 spl\u00e1canie tak, aby bolo pre\u0148ho dlhodobo \u00fanosn\u00e9 a preh\u013eadn\u00e9. Jasn\u00e9 podmienky financovania s\u00fa preto pre mnoh\u00fdch jedn\u00fdm z\u00a0hlavn\u00fdch d\u00f4vodov pri kone\u010dnom rozhodovan\u00ed.<\/p>\n

Na tento trend upozor\u0148uje aj Michal \u010c\u00ed\u017eek, ved\u00faci predaja spolo\u010dnosti \u0160koda Auto Slovensko. Pod\u013ea neho chce zna\u010dka z\u00e1kazn\u00edkom \u010do najviac zjednodu\u0161i\u0165 rozhodovanie pri k\u00fape nov\u00e9ho auta. Financovanie je toti\u017e dnes jedn\u00fdm z\u00a0faktorov, ktor\u00e9 v\u00fdber vozidla v\u00fdrazne ovplyv\u0148uj\u00fa. Aktu\u00e1lna ponuka m\u00e1 preto prinies\u0165 atrakt\u00edvne, ale z\u00e1rove\u0148 jasn\u00e9 a preh\u013eadn\u00e9 podmienky.<\/p>\n

\t\t\t \t\t\t\t\t\t\t\t\"\" \t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\tFoto: \u0160KODA AUTO \t\t\t\t\t\t\t\t<\/p>\n

\t\t\t\t \t\t\t\t\t\u0160KODA AUTO \t\t\t\t \t\t\t\t\t\t<\/p>\n

Ponuka sa t\u00fdka a\u017e \u0161iestich modelov<\/p>\n

D\u00f4le\u017eit\u00e9 je aj to, \u017ee nejde len o\u00a0jeden \u010di dva modely. Ponuka plat\u00ed pre modely Fabia, Scala, Kamiq, Karoq, Octavia a Elroq. Z\u00e1kazn\u00edci si tak m\u00f4\u017eu vybra\u0165 medzi men\u0161\u00edmi mestsk\u00fdmi a kompaktn\u00fdmi autami, rodinn\u00fdmi modelmi aj elektromobilom. Akont\u00e1ciu si pritom m\u00f4\u017eu nastavi\u0165 od 30\u00a0do 70\u00a0percent.<\/p>\n

V\u00a0praxi to znamen\u00e1, \u017ee si z\u00e1kazn\u00edk nemus\u00ed vybera\u0165 len pod\u013ea podmienok financovania, ale z\u00e1rove\u0148 aj pod\u013ea toho, ak\u00e9 auto naozaj potrebuje. \u010ci u\u017e h\u013ead\u00e1 vozidlo do mesta, pre rodinu alebo uva\u017euje o\u00a0elektrickom pohone.<\/p>\n

\t\t\t \t\t\t\t\t\t\t\t\"\" \t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\tFoto: \u0160KODA AUTO \t\t\t\t\t\t\t\t<\/p>\n

\t\t\t\t \t\t\t\t\t\u0160KODA AUTO \t\t\t\t \t\t\t\t\t\t<\/p>\n

Ako to funguje v\u00a0praxi<\/p>\n

Pr\u00edkladom je model \u0160koda Fabia 1.0\u00a0MPI 59\u00a0kW v\u00a0akciovej cene 15\u00a0360\u00a0eur. Pri 35-percentnej akont\u00e1cii a financovan\u00ed na 48\u00a0mesiacov vych\u00e1dza mesa\u010dn\u00e1 spl\u00e1tka na 281,88\u00a0eura. V\u00fd\u0161ka \u00faveru je 9\u00a0984\u00a0eur, fixn\u00e1 \u00farokov\u00e1 sadzba je 0\u00a0percent ro\u010dne a financovanie je bez spracovate\u013esk\u00e9ho poplatku.<\/p>\n

Mesa\u010dn\u00e1 spl\u00e1tka v\u00a0tomto pr\u00edpade zah\u0155\u0148a povinn\u00e9 zmluvn\u00e9 poistenie, havarijn\u00e9 poistenie aj poistenie finan\u010dnej straty GAP. Aj preto plat\u00ed, \u017ee z\u00e1kazn\u00edk z\u00a0obstar\u00e1vacej ceny vozidla nezaplat\u00ed ni\u010d navy\u0161e. Z\u00e1rove\u0148 v\u0161ak treba po\u010d\u00edta\u0165 s\u00a0t\u00fdm, \u017ee v\u00a0spl\u00e1tke s\u00fa zahrnut\u00e9 aj n\u00e1klady na poistenie po\u010das pou\u017e\u00edvania auta. Ro\u010dn\u00e1 percentu\u00e1lna miera n\u00e1kladov vr\u00e1tane poistenia tak dosahuje 10,31\u00a0percenta a celkov\u00e1 suma na \u00fahradu je 18\u00a0906,24\u00a0eura pri 48\u00a0spl\u00e1tkach.<\/p>\n

Pre z\u00e1kazn\u00edka je d\u00f4le\u017eit\u00e9 najm\u00e4 to, \u017ee m\u00e1 vopred jasne nastaven\u00e9 podmienky. V\u00a0\u010dase, ke\u010f si dom\u00e1cnosti pri v\u00e4\u010d\u0161\u00edch v\u00fddavkoch d\u00f4kladne prem\u00fd\u0161\u013eaj\u00fa ka\u017ed\u00fd z\u00e1v\u00e4zok, je pr\u00e1ve preh\u013eadn\u00e9 financovanie jedn\u00fdm z\u00a0d\u00f4vodov, pre\u010do sa rozhodovanie o\u00a0novom aute zjednodu\u0161\u00ed.<\/p>\n","protected":false},"excerpt":{"rendered":"Pri k\u00fape nov\u00e9ho auta u\u017e dnes \u013eudia nerie\u0161ia len to, ak\u00fd model si vyber\u00fa alebo ak\u00fa bude ma\u0165…\n","protected":false},"author":2,"featured_media":49036,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[64,5476,65,66,6038,43,4462,40,39,42,41,14996,20229,20228],"class_list":{"0":"post-49035","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ekonomika","8":"tag-business","9":"tag-chce","10":"tag-economic","11":"tag-ekonomika","12":"tag-kupu","13":"tag-sk","14":"tag-skoda","15":"tag-slovak","16":"tag-slovakia","17":"tag-slovencina","18":"tag-slovensko","19":"tag-sponzorovany-obsah","20":"tag-ulahcit","21":"tag-zakaznikom"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@sk\/116436813858050502","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/49035","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/comments?post=49035"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/49035\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media\/49036"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media?parent=49035"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/categories?post=49035"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/tags?post=49035"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}