\n\t\t![\"Rodi\u010dovsk\u00e9](\"https:\/\/www.europesays.com\/sk\/wp-content\/uploads\/2026\/04\/Socialna-poistovna-Peniaze-Rodicovske-dochodky.jpg\" "\\"Rodi\u010dovsk\u00e9")
\t\t\t<\/p>\n\n\t\t\t\tZobrazi\u0165 gal\u00e9riu (2)\t\t\t<\/p>\n
\t<\/a><\/p>\n
Rodi\u010dovsk\u00e9 pr\u00edspevky s\u00fa oven\u010den\u00e9 kontroverzn\u00fdmi rozhodnutiami: V rodine m\u00f4\u017eu narobi\u0165 poriadnu paseku!\t\u00a0(Zdroj: Getty Images, Topky)<\/p>\n
Rie\u0161en\u00edm pre mlad\u00fdch je \u0161etrenie<\/p>\n
Pod\u013ea nej ide o d\u00f4le\u017eit\u00fd moment uvedomenia. Mnoh\u00ed si toti\u017e a\u017e teraz naplno uvedomia, \u017ee \u0161t\u00e1tny d\u00f4chodok im na udr\u017eanie \u017eivotn\u00e9ho \u0161tandardu sta\u010di\u0165 nebude. Rie\u0161en\u00edm je pod\u013ea odborn\u00edkov dlhodob\u00e9 sporenie a investovanie po\u010das cel\u00e9ho produkt\u00edvneho \u017eivota.<\/p>\n
Demografick\u00e1 krivka nepust\u00ed, starneme skoro najr\u00fdchlej\u0161ie v \u00fanii<\/p>\n
Aktu\u00e1lne sa miera n\u00e1hrady d\u00f4chodku pohybuje pribli\u017ene na \u00farovni 56 percent, \u010do znamen\u00e1, \u017ee penzia dosahuje nie\u010do vy\u0161e polovice p\u00f4vodn\u00e9ho pr\u00edjmu. Ide\u00e1lny stav by pritom pod\u013ea odborn\u00edkov mal by\u0165 medzi 60 a\u017e 80 percentami. Navy\u0161e, tento pomer sa m\u00e1 v bud\u00facnosti e\u0161te zhor\u0161ova\u0165.<\/p>\n
Za probl\u00e9mami d\u00f4chodkov\u00e9ho syst\u00e9mu stoj\u00ed najm\u00e4 demografick\u00fd v\u00fdvoj. Slovensko patr\u00ed medzi krajiny OECD s najr\u00fdchlej\u0161ie starn\u00facou popul\u00e1ciou, pri\u010dom sa z\u00e1rove\u0148 predl\u017euje priemern\u00e1 d\u013a\u017eka \u017eivota. Odhady hovoria, \u017ee o 30 rokov bud\u00fa \u013eudia \u017ei\u0165 v priemere o p\u00e4\u0165 rokov dlh\u0161ie, \u010do bude znamena\u0165 vy\u0161\u0161\u00ed tlak na financovanie d\u00f4chodkov.<\/p>\n
Situ\u00e1ciu komplikuje aj klesaj\u00faci po\u010det pracuj\u00facich. K\u00fdm dnes pripadaj\u00fa pribli\u017ene traja ekonomicky akt\u00edvni \u013eudia na jedn\u00e9ho d\u00f4chodcu, v bud\u00facnosti to m\u00e1 by\u0165 u\u017e len okolo 1,5 \u010dloveka. Tento nepomer pod\u013ea odborn\u00edkov nazna\u010duje, \u017ee bez vlastn\u00fdch \u00faspor bude udr\u017eanie \u017eivotnej \u00farovne na d\u00f4chodku \u010doraz n\u00e1ro\u010dnej\u0161ie.<\/p>\n","protected":false},"excerpt":{"rendered":"D\u00f4chodcovia m\u00f4\u017eu by\u0165 nemilo prekvapen\u00ed. (Zdroj: gettyimages.com, TASR\/Jaroslav Nov\u00e1k) BRATISLAVA – Soci\u00e1lna pois\u0165ov\u0148a v najbli\u017e\u0161\u00edch t\u00fd\u017ed\u0148och oslov\u00ed mili\u00f3ny…\n","protected":false},"author":2,"featured_media":53872,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[32],"tags":[5354,695,34,37,33,43,40,39,42,41,696,36,38,35],"class_list":{"0":"post-53871","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-spravy","8":"tag-dochodcovia","9":"tag-dochodky","10":"tag-headlines","11":"tag-hlavne-spravy","12":"tag-news","13":"tag-sk","14":"tag-slovak","15":"tag-slovakia","16":"tag-slovencina","17":"tag-slovensko","18":"tag-socialna-poistovna","19":"tag-spravy","20":"tag-titulky","21":"tag-top-stories"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@sk\/116470084142840303","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/53871","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/comments?post=53871"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/53871\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media\/53872"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media?parent=53871"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/categories?post=53871"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/tags?post=53871"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}