Dnes u\u017e takmer nekupujeme CD-\u010dk\u00e1 ani filmy na DVD. M\u00e1me streamovacie slu\u017eby, ktor\u00e9 n\u00e1m za mesa\u010dn\u00fd poplatok spr\u00edstupnia obrovsk\u00fd obsah bez toho, aby sme ho museli fyzicky vlastni\u0165. Tento trend sa \u010doraz v\u00fdraznej\u0161ie pren\u00e1\u0161a aj do sveta automobilov. Je v\u0161ak auto na \u201epredplatn\u00e9\u201c v\u00fdhodnej\u0161ie ako invest\u00edcia do vlastn\u00e9ho? \n<\/p>\n
\t\t\t\t\t \t\t\t\tMoje peniaze: Operat\u00edvny l\u00edzing a jeho porovnanie s in\u00fdm financovan\u00edm k\u00fapy auta \t\t\t<\/p>\n
\t \t\t\t Video \t<\/p>\n
\t\t\t\tOdpoved\u00e1 odborn\u00ed\u010dka na operat\u00edvny l\u00edzing Lucia \u010ci\u0161kov\u00e1. \t\t\t\t\/\t\t\t\t\t\t\t\t\tZdroj: Pravda \t\t\t\t\t\t<\/p>\n
Zatia\u013e \u010do pri klasickom (finan\u010dnom) l\u00edzingu auto po splaten\u00ed automaticky prech\u00e1dza do v\u00e1\u0161ho vlastn\u00edctva, pri \u201eoperat\u00edve\u201c m\u00e1te na konci moment vo\u013eby\u00a0\u2013 auto m\u00f4\u017eete odk\u00fapi\u0165, ale ove\u013ea \u010dastej\u0161ie ho jednoducho vr\u00e1tite a presadnete do \u00faplne nov\u00e9ho modelu.<\/p>\n
V\u00a0rel\u00e1cii Moje peniaze sme sa teda pozreli na to, kedy sa oplat\u00ed siahnu\u0165 po operat\u00edvnom l\u00edzingu a pre\u010do Slov\u00e1ci postupne prehodnocuj\u00fa svoj vz\u0165ah k\u00a0vlastn\u00edctvu majetku. Na\u0161\u00edm hos\u0165om bola odborn\u00ed\u010dka na operat\u00edvny l\u00edzing Lucia \u010ci\u0161kov\u00e1.<\/p>\n
Vo videu sa dozviete:<\/p>\n
\t\u010co je to operat\u00edvny l\u00edzing a ak\u00fd je jeho hlavn\u00fd rozdiel oproti klasick\u00e9mu l\u00edzingu?
\n\tPre\u010do pri operat\u00edvnom l\u00edzingu neprepl\u00e1cate cel\u00fa hodnotu\u00a0auta?
\n\tAk\u00e9 ot\u00e1zky by ste si mali polo\u017ei\u0165 predt\u00fdm, ne\u017e sa rozhodnete min\u00fa\u0165 30\u00a0000\u00a0\u20ac z\u00a0\u00fa\u010dtu na nov\u00e9\u00a0auto?
\n\tAko vyzer\u00e1 re\u00e1lne porovnanie n\u00e1kladov po 4\u00a0rokoch pri k\u00fape v\u00a0hotovosti, na \u00faver a na operat\u00edvny l\u00edzing?
\n\tJe operat\u00edvny l\u00edzing naozaj len \u201eluxus pre leniv\u00fdch\u201c?<\/p>\n
V\u00a0prvej \u010dasti n\u00e1\u0161ho rozhovoru sme porovnali v\u00fdhodnos\u0165 r\u00f4znych foriem nadobudnutia vozidla. Sledujte n\u00e1s, v\u00a0druhej \u010dasti sa budeme venova\u0165 konkr\u00e9tnym parametrom operat\u00edvneho l\u00edzingu, ako s\u00fa limity kilometrov, po\u0161kodenia pri vr\u00e1ten\u00ed vozidla a na \u010do si da\u0165 pozor v\u00a0zmluve. U\u017e \u010doskoro!<\/p>\n
Po\u010d\u00favajte podcasty rel\u00e1cie Moje peniaze<\/p>\n","protected":false},"excerpt":{"rendered":"Dnes u\u017e takmer nekupujeme CD-\u010dk\u00e1 ani filmy na DVD. M\u00e1me streamovacie slu\u017eby, ktor\u00e9 n\u00e1m za mesa\u010dn\u00fd poplatok spr\u00edstupnia…\n","protected":false},"author":2,"featured_media":59163,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[2733,64,65,66,4892,23493,23492,9244,23491,43,40,39,42,41],"class_list":{"0":"post-59162","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ekonomika","8":"tag-auto","9":"tag-business","10":"tag-economic","11":"tag-ekonomika","12":"tag-hotovost","13":"tag-kupujeme","14":"tag-lucia-ciskova","15":"tag-moje-peniaze","16":"tag-operativny-lizing","17":"tag-sk","18":"tag-slovak","19":"tag-slovakia","20":"tag-slovencina","21":"tag-slovensko"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@sk\/116504435293077091","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/59162","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/comments?post=59162"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/59162\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media\/59163"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media?parent=59162"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/categories?post=59162"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/tags?post=59162"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}