DERBY – Zatia\u013e \u010do pre mnoh\u00fdch mlad\u00fdch zost\u00e1va vlastn\u00e9 b\u00fdvanie nedosiahnute\u013en\u00fdm cie\u013eom, dvojica z Brit\u00e1nie dok\u00e1zala opak. V\u010faka pr\u00edsnemu \u0161etreniu si za sedem mesiacov nasporili viac ako 23-tis\u00edc eur a k\u00fapili si vlastn\u00fd dom.<\/p>\n
Dosta\u0165 sa k vlastn\u00e9mu b\u00fdvaniu je \u010doraz n\u00e1ro\u010dnej\u0161ie, no Paulina Gammonov\u00e1 a jej man\u017eel Stanley to zvl\u00e1dli u\u017e ako t\u00edned\u017eeri. Dom si k\u00fapili ako 19-ro\u010dn\u00ed, pri\u010dom si na\u0148 na\u0161etrili bez finan\u010dnej pomoci rodi\u010dov. Dnes 21-ro\u010dn\u00e1 dvojica za\u010dala \u0161etri\u0165 za\u010diatkom roka 2024, ke\u010f e\u0161te b\u00fdvala u rodi\u010dov. N\u00edzke n\u00e1klady na b\u00fdvanie im umo\u017enili odklada\u0165 v\u00e4\u010d\u0161inu pr\u00edjmov. Paulina prispievala rodi\u010dom pribli\u017ene 115 eur mesa\u010dne, Stanley pribli\u017ene 195 eur.<\/p>\n
Obaja mali stabiln\u00fd pr\u00edjem \u2013 Paulina pracovala ako palubn\u00e1 sprievodky\u0148a a Stanley ako leteck\u00fd in\u017einier, pri\u010dom ka\u017ed\u00fd z nich zar\u00e1bal okolo 2 100 eur mesa\u010dne. V\u010faka obmedzeniu v\u00fddavkov si dok\u00e1zali odlo\u017ei\u0165 pribli\u017ene 1 150 a\u017e 1 750 eur mesa\u010dne na osobu.<\/p>\n
P\u00e1r sa vedome vzdal be\u017en\u00fdch v\u00fddavkov typick\u00fdch pre mlad\u00fdch \u013eud\u00ed. Prestali chodi\u0165 na ve\u010dierky, obmedzili n\u00e1v\u0161tevy re\u0161taur\u00e1ci\u00ed, nekupovali si nov\u00e9 oble\u010denie a pripravovali si jedlo do pr\u00e1ce. \u201eVedeli sme, \u017ee jeden ve\u010der vonku n\u00e1s m\u00f4\u017ee st\u00e1\u0165 aj 120 \u010di 230 eur, preto sme sa rozhodli tieto peniaze rad\u0161ej u\u0161etri\u0165,\u201c vysvetlila Paulina.<\/p>\n
23-tis\u00edc eur za 7 mesiacov<\/p>\n
Za sedem mesiacov sa im podarilo naspori\u0165 pribli\u017ene 23 000 eur. T\u00e1to suma pokryla z\u00e1lohu na dom vo v\u00fd\u0161ke takmer 19 500 eur, ako aj n\u00e1klady na pr\u00e1vne slu\u017eby a hypotek\u00e1rne poradenstvo. V j\u00fani 2024 podali ponuku na trojizbov\u00fd dom s tromi k\u00fape\u013e\u0148ami v hodnote pribli\u017ene 195 000 eur a na jese\u0148 sa nas\u0165ahovali. Ich \u00faspech spo\u010diatku vyvol\u00e1val ned\u00f4veru. Okolie predpokladalo, \u017ee im pomohli rodi\u010dia. \u201eNeverili n\u00e1m ani realitn\u00ed makl\u00e9ri \u010di pr\u00e1vnici. O to viac sme na to hrd\u00ed,\u201c uviedla Paulina.<\/p>\n
Dnes dvojica spl\u00e1ca hypot\u00e9ku vo v\u00fd\u0161ke pribli\u017ene 1 270 eur mesa\u010dne. Situ\u00e1ciu skomplikovalo aj to, \u017ee Paulina kr\u00e1tko po k\u00fape zistila, \u017ee je tehotn\u00e1. \u201eKeby som to vedela sk\u00f4r, zvolili by sme ni\u017e\u0161ie spl\u00e1tky na dlh\u0161ie obdobie,\u201c priznala.<\/p>\n
Napriek tomu sa im dar\u00ed finan\u010dn\u00e9 z\u00e1v\u00e4zky zvl\u00e1da\u0165, pri\u010dom Paulina si dnes privyr\u00e1ba aj prostredn\u00edctvom soci\u00e1lnych siet\u00ed. Mlad\u00fdm \u013eu\u010fom preto odpor\u00fa\u010da vyu\u017ei\u0165 obdobie b\u00fdvania u rodi\u010dov na maxim\u00e1lne \u0161etrenie.\u00a0\u201eKe\u010f sa osamostatn\u00edte, v\u00fddavky v\u00fdrazne narast\u00fa. Pr\u00e1ve vtedy si uvedom\u00edte, ak\u00e1 ve\u013ek\u00e1 v\u00fdhoda je ma\u0165 vytvoren\u00fa finan\u010dn\u00fa rezervu,\u201c dodala.<\/p>\n","protected":false},"excerpt":{"rendered":"DERBY – Zatia\u013e \u010do pre mnoh\u00fdch mlad\u00fdch zost\u00e1va vlastn\u00e9 b\u00fdvanie nedosiahnute\u013en\u00fdm cie\u013eom, dvojica z Brit\u00e1nie dok\u00e1zala opak. V\u010faka…\n","protected":false},"author":2,"featured_media":66166,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[32],"tags":[34,37,33,10401,43,40,39,42,41,36,38,35,909,20179],"class_list":["post-66165","post","type-post","status-publish","format-standard","has-post-thumbnail","category-spravy","tag-headlines","tag-hlavne-spravy","tag-news","tag-setrenie","tag-sk","tag-slovak","tag-slovakia","tag-slovencina","tag-slovensko","tag-spravy","tag-titulky","tag-top-stories","tag-velka-britania","tag-vlastne-byvanie"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@sk\/116550504541448550","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/66165","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/comments?post=66165"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/66165\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media\/66166"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media?parent=66165"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/categories?post=66165"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/tags?post=66165"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}