{"id":90193,"date":"2026-06-06T08:29:12","date_gmt":"2026-06-06T08:29:12","guid":{"rendered":"https:\/\/www.europesays.com\/sk\/90193\/"},"modified":"2026-06-06T08:29:12","modified_gmt":"2026-06-06T08:29:12","slug":"vub-od-jula-meni-cennik-niektore-poplatky-vyskocia-na-patnasobok","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/sk\/90193\/","title":{"rendered":"V\u00daB od j\u00fala men\u00ed cenn\u00edk. Niektor\u00e9 poplatky vysko\u010dia na p\u00e4\u0165n\u00e1sobok"},"content":{"rendered":"

\u010cL\u00c1NOK POKRA\u010cUJE POD REKLAMOU<\/p>\n

Klientov V\u00daB banky<\/a> \u010dakaj\u00fa od za\u010diatku j\u00fala zmeny, ktor\u00e9 sa dotkn\u00fa viacer\u00fdch be\u017ene vyu\u017e\u00edvan\u00fdch slu\u017eieb. Slovensk\u00e1 banka upravuje svoj cenn\u00edk a pri niektor\u00fdch polo\u017ek\u00e1ch ide o v\u00fdrazn\u00e9 zv\u00fd\u0161enie cien<\/a>.<\/p>\n

K\u00fdm \u010das\u0165 poplatkov st\u00fapne len o nieko\u013eko desiatok centov, pri niektor\u00fdch slu\u017eb\u00e1ch si klienti priplatia n\u00e1sobne viac ako doteraz. Nov\u00fd cenn\u00edk vst\u00fapi do platnosti 1. j\u00fala 2026 a zasiahne majite\u013eov \u00fa\u010dtov, platobn\u00fdch kariet aj \u013eud\u00ed spl\u00e1caj\u00facich \u00favery \u010di hypot\u00e9ky.<\/p>\n

Za papierov\u00e9 dokumenty si priplat\u00ed\u0161 najviac<\/p>\n

Najv\u00fdraznej\u0161ia zmena sa t\u00fdka klientov, ktor\u00ed si v bankovej pobo\u010dke nech\u00e1vaj\u00fa vytla\u010di\u0165 hist\u00f3riu transakci\u00ed. K\u00fdm dnes za t\u00fato slu\u017ebu zaplatia 1,10 eura, od j\u00fala 2026 ich to vyjde na 5 eur. Ide o n\u00e1rast o viac ako 355 %, \u010do predstavuje jedno z najv\u00fdraznej\u0161\u00edch zdra\u017een\u00ed v novom cenn\u00edku.<\/p>\n

Viac zaplatia aj klienti, ktor\u00ed st\u00e1le vyu\u017e\u00edvaj\u00fa papierov\u00e9 v\u00fdpisy zasielan\u00e9 po\u0161tou. Cena za jednu z\u00e1sielku s v\u00fdpisom k be\u017en\u00e9mu \u00fa\u010dtu vzrastie z 3,20 eura na 4 eur\u00e1.<\/p>\n

Banka z\u00e1rove\u0148 upravila aj poplatky spojen\u00e9 s hotovostn\u00fdmi oper\u00e1ciami. Vklad minc\u00ed do 50 kusov vr\u00e1tane bankoviek bude st\u00e1\u0165 7 eur namiesto doteraj\u0161\u00edch 6 eur. Rovnak\u00fd poplatok sa bude \u00fa\u010dtova\u0165 za ka\u017ed\u00fdch \u010fal\u0161\u00edch za\u010dat\u00fdch 50 kusov minc\u00ed.<\/p>\n

\"peniaze\"\"peniaze\"zdroj: Freepik\/kstudioZmeny \u010dakaj\u00fa aj majite\u013eov kreditn\u00fdch kariet<\/p>\n

Od j\u00fala 2026 si priplatia aj dr\u017eitelia kreditnej karty Mastercard Standard. Mesa\u010dn\u00fd poplatok za vedenie kartov\u00e9ho \u00fa\u010dtu st\u00fapne z 3 eur na 3,50 eura. Na prv\u00fd poh\u013ead ide o drobn\u00fa zmenu, no v priebehu roka predstavuje dodato\u010dn\u00fd v\u00fddavok 6 eur.<\/p>\n

Na druhej strane, banka prin\u00e1\u0161a aj jednu pozit\u00edvnu novinku pre klientov s pr\u00e9miovou kartou Mastercard World. Prv\u00fd v\u00fdber hotovosti z bankomatu po\u010das ka\u017ed\u00e9ho z\u00fa\u010dtovacieho obdobia bude po novom bez poplatku.<\/p>\n

Nov\u00fd poplatok pribudne aj pri debetn\u00fdch kart\u00e1ch. Ak si klient bude potrebova\u0165 v pobo\u010dke znovu vytla\u010di\u0165 PIN k\u00f3d, zaplat\u00ed za t\u00fato slu\u017ebu 10 eur.<\/p>\n

Lacnej\u0161ie dob\u00edjanie Revolutu a podobn\u00fdch finan\u010dn\u00fdch slu\u017eieb<\/p>\n

Nie v\u0161etky zmeny v\u0161ak automaticky znamenaj\u00fa vy\u0161\u0161ie n\u00e1klady. V\u00daB v\u00fdrazne zni\u017euje poplatok za dob\u00edjanie digit\u00e1lnych \u00fa\u010dtov a elektronick\u00fdch pe\u0148a\u017eeniek. Oper\u00e1cie smeruj\u00face napr\u00edklad do slu\u017eieb typu Revolut zlacnej\u00fa z 3 eur na 1 euro.<\/p>\n

Banka z\u00e1rove\u0148 spresnila, \u017ee poplatok sa t\u00fdka predplaten\u00fdch kariet, elektronick\u00fdch pe\u0148a\u017eeniek, virtu\u00e1lnych \u00fa\u010dtov \u010di investi\u010dn\u00fdch platforiem. Platby realizovan\u00e9 prostredn\u00edctvom Apple Pay alebo Google Pay do tejto kateg\u00f3rie nespadaj\u00fa.<\/p>\n

Vy\u0161\u0161ie n\u00e1klady poc\u00edtia aj \u013eudia s hypot\u00e9kou<\/p>\n

\u00dapravy sa dotkn\u00fa aj klientov, ktor\u00ed spl\u00e1caj\u00fa \u00faver na b\u00fdvanie. Ak po\u017eiadaj\u00fa o zmenu zmluvn\u00fdch podmienok, po novom za tento \u00fakon zaplatia 250 eur. Doteraz ich st\u00e1l 200 eur.<\/p>\n

Rastie aj cena \u010fal\u0161\u00edch administrat\u00edvnych \u00fakonov s\u00favisiacich s hypot\u00e9kou. Za zmenu vykonan\u00fa na podnet klienta si banka po novom vyp\u00fdta 150 eur namiesto p\u00f4vodn\u00fdch 100 eur.<\/p>\n

Vy\u0161\u0161ie bud\u00fa aj n\u00e1klady na z\u00edskanie k\u00f3pi\u00ed dokument\u00e1cie. Za jednu stranu zmluvn\u00fdch dokumentov zaplat\u00ed klient 90 centov, pri\u010dom dnes stoj\u00ed rovnak\u00e1 slu\u017eba 50 centov za stranu.<\/p>\n

Zdra\u017eenie zasiahne aj spotrebite\u013esk\u00e9 \u00favery<\/p>\n

Nov\u00fd cenn\u00edk sa nevyhne ani spotrebite\u013esk\u00fdm \u00faverom. Ak klient po\u017eiada o zmenu zmluvn\u00fdch podmienok, banka mu na\u00fa\u010dtuje 70 eur. Aktu\u00e1lne za rovnak\u00fd \u00fakon plat\u00ed 50 eur.\u00a0Zvy\u0161uje sa aj cena za vyhotovenie k\u00f3pie zmluvnej dokument\u00e1cie. Poplatok st\u00fapne z 20 na 50 centov za stranu. Prv\u00e1 \u017eiados\u0165 o dokument\u00e1ciu v\u0161ak na\u010falej zost\u00e1va bezplatn\u00e1.<\/p>\n

Niektor\u00e9 novinky m\u00f4\u017eu klientov pote\u0161i\u0165<\/p>\n

S\u00fa\u010das\u0165ou zmien s\u00fa aj opatrenia, ktor\u00e9 m\u00f4\u017eu klienti vn\u00edma\u0165 pozit\u00edvne. V\u00daB zjednocuje cenu SMS notifik\u00e1ci\u00ed na 20 centov za spr\u00e1vu bez oh\u013eadu na to, \u010di ide o slovensk\u00e9ho alebo zahrani\u010dn\u00e9ho oper\u00e1tora.<\/p>\n

Klienti s \u00fa\u010dtami Klasik a Extra bud\u00fa ma\u0165 z\u00e1rove\u0148 zachovan\u00fd mesa\u010dn\u00fd limit na SMS upozornenia pri slovenskom telef\u00f3nnom \u010d\u00edsle vo v\u00fd\u0161ke 3 eur.<\/p>\n

Novinku z\u00edskaj\u00fa aj pou\u017e\u00edvatelia z\u00e1kladn\u00fdch bankov\u00fdch produktov. Od j\u00fala 2026 bud\u00fa m\u00f4c\u0165 prostredn\u00edctvom elektronick\u00fdch kan\u00e1lov odosiela\u0165 SEPA okam\u017eit\u00e9 platby, ktor\u00e9 doteraz v t\u00fdchto bal\u00edkoch neboli dostupn\u00e9.<\/p>\n

Oplat\u00ed sa skontrolova\u0165 vlastn\u00e9 n\u00e1klady<\/p>\n

Zmeny v cenn\u00edku ukazuj\u00fa, \u017ee aj zdanlivo nen\u00e1padn\u00e9 poplatky m\u00f4\u017eu v priebehu roka vytvori\u0165 cite\u013en\u00fd rozdiel. Najm\u00e4 klienti, ktor\u00ed vyu\u017e\u00edvaj\u00fa papierov\u00e9 v\u00fdpisy, nav\u0161tevuj\u00fa pobo\u010dky alebo pravidelne rie\u0161ia administrat\u00edvne \u00fakony spojen\u00e9 s \u00favermi, poc\u00edtia vy\u0161\u0161ie v\u00fddavky najv\u00fdraznej\u0161ie.<\/p>\n

Pr\u00e1ve preto sa oplat\u00ed pozrie\u0165 si nov\u00fd cenn\u00edk a preveri\u0165, ktor\u00e9 slu\u017eby vyu\u017e\u00edva\u0161 naj\u010dastej\u0161ie. Niektor\u00e9 poplatky toti\u017e klienti platia dlhodobo automaticky a \u010dasto si ich ani nev\u0161imn\u00fa. Zmeny m\u00f4\u017eu by\u0165 z\u00e1rove\u0148 pr\u00edle\u017eitos\u0165ou porovna\u0165 si podmienky aj s ponukami ostatn\u00fdch b\u00e1nk na trhu.<\/p>\n

Aj \u010fal\u0161ie banky prepisuj\u00fa svoje cenn\u00edky<\/p>\n

\u010eal\u0161ia zn\u00e1ma banka mBank<\/a> od 1. j\u00fana 2026 \u00faplne ru\u0161\u00ed jeden z najkritizovanej\u0161\u00edch poplatkov \u2013 mesa\u010dn\u00fa sumu 1,50 eura za vedenie debetnej karty, ktor\u00e1 sa doteraz \u00fa\u010dtovala pri nesplnen\u00ed podmienky mesa\u010dn\u00e9ho obratu 70 eur. Karta tak bude bezplatn\u00e1 bez ak\u00fdchko\u013evek podmienok.<\/p>\n

Pravidl\u00e1 men\u00ed aj najv\u00e4\u010d\u0161ia slovensk\u00e1 banka \u2013 Slovensk\u00e1 sporite\u013e\u0148a<\/a>. Od 1. j\u00fala 2026 upravuje cenn\u00edk a klienti (investori vyu\u017e\u00edvaj\u00faci platformu George) bud\u00fa automaticky preraden\u00ed do z\u00e1kladn\u00e9ho programu STANDARD.\u00a0<\/p>\n

Banka v\u0161ak predstavuje aj nov\u00e9 bal\u00edky pre pravidelnej\u0161\u00edch a akt\u00edvnej\u0161\u00edch investorov. Program EXPLORE bude st\u00e1\u0165 minim\u00e1lne tri eur\u00e1 mesa\u010dne alebo 0,7 % ro\u010dne z hodnoty invest\u00edci\u00ed a bal\u00edk TRADE dev\u00e4\u0165 eur mesa\u010dne alebo 1 % ro\u010dne, pri\u010dom do konca j\u00fala 2026 bud\u00fa tieto mesa\u010dn\u00e9 poplatky odpusten\u00e9.<\/p>\n

Nov\u00e9 \u00farovne prines\u00fa funkcie ako frak\u010dn\u00e9 investovanie \u010di krypto ETP. Najv\u00e4\u010d\u0161iu pozornos\u0165 vzbudil nov\u00fd poplatok 50 eur za zmenu programu. Prv\u00e9 preradenie bude bezplatn\u00e9, no ka\u017ed\u00e1 \u010fal\u0161ia zmena vykonan\u00e1 do 12 mesiacov bude sankcionovan\u00e1 touto sumou.\u00a0<\/p>\n

\n \u010c\u00edtaj viac z kateg\u00f3rie: Ekonomika<\/a>\n <\/p>\n

\n \u010eakujeme, \u017ee \u010d\u00edta\u0161 Startitup. V pr\u00edpade, \u017ee m\u00e1\u0161 postreh alebo si na\u0161iel v \u010dl\u00e1nku chybu, nap\u00ed\u0161 n\u00e1m na redakcia@startitup.sk<\/a>.\n <\/p>\n

Zdroje: Kryptomagaz\u00edn\u00a0, V\u00daB\u00a0banka<\/a>, Arch\u00edv\u00a0Startitup<\/a>, SLSP<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"\u010cL\u00c1NOK POKRA\u010cUJE POD REKLAMOU Klientov V\u00daB banky \u010dakaj\u00fa od za\u010diatku j\u00fala zmeny, ktor\u00e9 sa dotkn\u00fa viacer\u00fdch be\u017ene vyu\u017e\u00edvan\u00fdch…\n","protected":false},"author":2,"featured_media":90194,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[11],"tags":[327,64,65,66,43,40,39,42,41,3750],"class_list":["post-90193","post","type-post","status-publish","format-standard","has-post-thumbnail","category-ekonomika","tag-banky","tag-business","tag-economic","tag-ekonomika","tag-sk","tag-slovak","tag-slovakia","tag-slovencina","tag-slovensko","tag-vub"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@sk\/116702227382864288","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/90193","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/comments?post=90193"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/90193\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media\/90194"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media?parent=90193"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/categories?post=90193"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/tags?post=90193"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}