{"id":1038,"date":"2026-04-11T04:39:50","date_gmt":"2026-04-11T04:39:50","guid":{"rendered":"https:\/\/www.europesays.com\/spain\/1038\/"},"modified":"2026-04-11T04:39:50","modified_gmt":"2026-04-11T04:39:50","slug":"banco-bilbao-vizcaya-argentaria-bbva-reports-2025-profits-driven-by-double-digit-loan-growth-customer-expansion","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/spain\/1038\/","title":{"rendered":"Banco Bilbao Vizcaya Argentaria (BBVA) Reports 2025 Profits Driven by Double-Digit Loan Growth, Customer Expansion"},"content":{"rendered":"\n

Banco Bilbao Vizcaya Argentaria (NYSE:BBVA<\/a>) is one of the most undervalued stocks under $30 to buy<\/a>. On February 5, Banco Bilbao Vizcaya Argentaria announced results for the full-year 2025, reporting a record net attributable profit of \u20ac10.5 billion, which was a 4.5% increase over the previous year. This performance was underpinned by a 16.2% growth in its loan portfolio and the acquisition of 11.5 million new customers.<\/p>\n

Regionally, Spain and Mexico remained the primary profit engines, contributing \u20ac4.1 billion and \u20ac1.4 billion in Q4, respectively. Despite high inflation and regulatory hurdles in markets like Turkey, Banco Bilbao Vizcaya Argentaria managed to improve its efficiency ratio to 38.8% and lower its overall cost of risk to 139 basis points, reflecting a disciplined approach to credit management.<\/p>\n

Looking toward 2026, Banco Bilbao Vizcaya Argentaria (NYSE:BBVA) aims to maintain a cost-to-income ratio below 40%, even as it continues to invest in growth franchises and AI. The bank\u2019s mid-term strategic plan remains ambitious, targeting a total of \u20ac48 billion in profits and \u20ac36 billion in capital distributions as it leverages technology to drive long-term efficiency savings.<\/p>\n

\"Banco Banco Bilbao Vizcaya Argentaria (BBVA) Reports 2025 Profits Driven by Double-Digit Loan Growth, Customer Expansion <\/p>\n

Banco Bilbao Vizcaya Argentaria (NYSE:BBVA), together with its subsidiaries, provides various financial services in Spain, Mexico, Turkey, South America, Europe, the US, and Asia. The company offers traditional retail, wholesale, investment, and transaction banking.<\/p>\n

While we acknowledge the potential of BBVA as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you\u2019re looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock<\/a>.<\/p>\n

READ NEXT: 30 Stocks That Should Double in 3 Years<\/a> and

Follow Insider Monkey on Google News<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"Banco Bilbao Vizcaya Argentaria (NYSE:BBVA) is one of the most undervalued stocks under $30 to buy. On February…\n","protected":false},"author":2,"featured_media":1039,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[123],"tags":[892,148,893],"class_list":{"0":"post-1038","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bbva","8":"tag-banco-bilbao-vizcaya","9":"tag-bbva","10":"tag-undervalued-stocks"},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/posts\/1038","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/comments?post=1038"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/posts\/1038\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/media\/1039"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/media?parent=1038"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/categories?post=1038"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/tags?post=1038"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}