Carlos Torres Vila noted that the global economy continues to show resilience, supported by its capacity to adapt, despite the international context marked by geopolitical uncertainty, trade tensions and shifts in the global economic order. BBVA\u2019s Chair explained that the Group\u2019s current projections point to over three percent growth for the coming years, but the main multilateral institutions are lowering their estimates. Nevertheless, he underscored that \u201ceven in complex environments, the global economy \u2013 and Mexico in particular \u2013 continues to create opportunities.\u201d<\/p>\n
In this context, he explained that Plan Mexico is aimed at strengthening the domestic market, raising wages and promoting more sustainable and inclusive growth. Its geographic proximity to and integration with the U.S., its industrial capabilities, macroeconomic stability and talent provide the country with significant advantages. The country has consolidated its role as a strategic partner of the U.S. and currently accounts for a substantial portion of its imports at a time when North American companies are looking for closer, more reliable suppliers that are better integrated into their production chains.<\/p>\n
Complementing these factors is another advantage: over 80 percent of imports from Mexico reach the U.S. market without tariffs. There is also a very significant cost advantage, with highly competitive labor costs compared with other economies. \u201cAll of this puts Mexico in a privileged position to harness the opportunities stemming from nearshoring and the restructuring of global value chains,\u201d he remarked.<\/p>\n
The importance of financing for the Mexican economy<\/p>\n
Carlos Torres Vila noted that potential alone is not sufficient. For it to materialize, investment is needed in infrastructure, innovation and technology. And investment requires financing. In this regard, banks play a fundamental role, he indicated. \u201cAt BBVA, we channel savings into productive investment. We transform the savings of households, businesses and institutions into credit for those who want to purchase a home, expand a factory, digitize a business, invest in sustainability or open new markets.\u201d<\/p>\n
BBVA\u2019s Chair recalled that the Group has a 100-billion-peso investment plan underway in Mexico for the 2025\u20132030 period.<\/p>\n
Torres Vila underscored that it is therefore important for BBVA to continue growing and reaching more people. In 2025, the BBVA Group added 11.5 million new customers and increased lending by 16.2 percent in constant euros. The Group also posted a record attributable profit of \u20ac10.51 billion for the year, and holds leading positions in Europe in profitability, with an ROTE of 19.3 percent, and in efficiency, which stood at 39 percent at the end of 2025. \u201cWhat sets BBVA apart most is our ability to combine two dimensions, leading in both: growth and profitability,\u201d he said. \u201cThese figures reflect the strength of our business model: a diversified, profitable, efficient model with significant growth potential. These record-breaking results cannot be attributed to a single factor. They reflect our excellent performance in all business areas, with a highly notable contribution from Mexico, which remains one of our primary drivers, and very positive performance in the other geographies.\u201d<\/p>\n
BBVA\u2019s Chair recalled that the Group is making steady progress toward its financial targets for the 2025\u20132028 period. The bank aims to reach a cumulative attributable profit of around \u20ac48 billion between 2025 and 2028, maintain an average ROTE near 22 percent, keep efficiency at around 35 percent and achieve a compound annual growth rate of approximately 15 percent in tangible net assets plus dividends. \u201cThese are ambitious targets. But they are built on a very solid foundation: our current position, our leading franchises, our technological capabilities and the clarity of our strategy.\u201d<\/p>\n
In this regard, Torres Vila indicated that the strategic priorities reinforce the Group\u2019s leading position. He referred to its radical client perspective, sustainability as a driver of growth and a lever to differentiate BBVA, leadership in the corporate segment, value creation in every decision, innovation through artificial intelligence (AI), and the team, \u201cbecause no transformation is possible without people with talent, commitment and the ability to adapt.\u201d<\/p>\n
AI\u2019s potential<\/p>\n
Carlos Torres Vila stressed that BBVA has always harnessed innovation as a key lever to differentiate from its peers. It demonstrated this through digitization over the past decade, and the Group is committed to doing so again through AI. \u201cAt BBVA, we will lead banking in the era of artificial intelligence, just as we led the digital transformation. And we have a clear roadmap to achieve this,\u201d he said.<\/p>\n
This roadmap is structured around eight major initiatives \u2013 from Blue, the personal advisor for each customer, and AI for bankers, to assistants for risk, processes and software development \u2013 incorporating intelligence throughout the entire organization.<\/p>\n
\u201cBeyond specific projects and use cases, our vision is that, to structurally capture the abundance of the AI era, organizations must industrialize the creation and management of AI agents at scale, which is what we are doing at BBVA. This will not only transform how solutions are created, but will also reshape management and governance models,\u201d he added.<\/p>\n
The Chair concluded his remarks by stating that Mexico has the conditions to attract investment, strengthen its productive fabric, further integrate into global value chains and enhance its growth potential: \u201cBBVA has the scale, technology, talent and commitment to help turn that potential into reality.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"Carlos Torres Vila noted that the global economy continues to show resilience, supported by its capacity to adapt,…\n","protected":false},"author":2,"featured_media":17365,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[123],"tags":[148],"class_list":{"0":"post-17364","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bbva","8":"tag-bbva"},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/posts\/17364","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/comments?post=17364"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/posts\/17364\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/media\/17365"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/media?parent=17364"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/categories?post=17364"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/tags?post=17364"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}