Who\u2019s Calling the Shots on Corporate Expenses?<\/p>\n
In his remarks, Sergio Ortega stressed that one of the biggest pain points for companies isn\u2019t just technology\u2014it\u2019s ownership. \u201cQuite often, the real challenge is figuring out who\u2019s directing this film. Every company is different, but the pattern is the same: \u2018This isn\u2019t mine\u2014it belongs to someone else.\u2019 And that\u2019s when the usual suspects show up: HR, travel managers, Finance, Compliance, and even IT,\u201d he said.<\/p>\n
\u201cThe title of this film could well be \u2018We\u2019ve Always Done It This Way\u2019. And from there, you\u2019re dealing with legacy processes and inertia that are hard to shift precisely because \u2018it\u2019s always been done this way\u2019\u2014and it feels untouchable,\u201d he added.<\/p>\n
Once ownership is clear, the next step is to define the payments policy: whether to use cash advances, employees\u2019 personal cards, or corporate cards. This is where an integrated solution becomes especially important. Integration and Automation: The Difference from Traditional Models<\/p>\n
Integrating BBVA corporate cards\u2014Spain, Portugal, T\u00fcrkiye, Mexico, Argentina, Colombia, Peru, and Uruguay\u2014with SAP Concur Expense marks a clear shift away from traditional models.<\/p>\n
For companies, the benefits are significant:<\/p>\n
\u00a0 \u00a0 Greater control and automated reconciliation.
\n\u00a0 \u00a0 Data captured at the source (date, merchant, category, amount, and currency).
\n\u00a0 \u00a0 Fewer errors and issues linked to manual receipts or missing digital documentation.<\/p>\n
For employees, the main advantage is simplicity:<\/p>\n
\u00a0 \u00a0 Transactions are automatically uploaded to SAP Concur after payment.
\n\u00a0 \u00a0 No manual processes or field-by-field data entry.
\n\u00a0 \u00a0 A clear separation between personal and business expenses.<\/p>\n
As Ortega noted, digitizing payments not only increases efficiency\u2014it also strengthens transparency and compliance with internal policies.<\/p>\n
A Better Employee Experience and Stronger Business Control: The Right Balance<\/p>\n
One of the biggest challenges in expense management is striking the right balance between control and user experience. From BBVA\u2019s perspective, corporate payment solutions make it possible to achieve both.<\/p>\n
Employees have access to a corporate credit line tailored to their needs, so they don\u2019t have to advance personal funds or deal with foreign currency when traveling internationally. They can use the card in person (Chip & PIN or contactless), through digital wallets, or for online purchases.<\/p>\n
The experience is rounded out by the BBVA app, which gives users full control: they can receive real-time alerts, authorize online purchases, check transactions instantly, and temporarily switch the card on or off. All of this comes with the highest security standards.<\/p>\n","protected":false},"excerpt":{"rendered":"Who\u2019s Calling the Shots on Corporate Expenses? In his remarks, Sergio Ortega stressed that one of the biggest…\n","protected":false},"author":2,"featured_media":1927,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[123],"tags":[148],"class_list":{"0":"post-1926","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bbva","8":"tag-bbva"},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/posts\/1926","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/comments?post=1926"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/posts\/1926\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/media\/1927"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/media?parent=1926"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/categories?post=1926"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/tags?post=1926"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}