{"id":3508,"date":"2026-04-13T16:17:38","date_gmt":"2026-04-13T16:17:38","guid":{"rendered":"https:\/\/www.europesays.com\/spain\/3508\/"},"modified":"2026-04-13T16:17:38","modified_gmt":"2026-04-13T16:17:38","slug":"bbva-record-profit-and-payouts-raise-questions-on-valuation-and-risks","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/spain\/3508\/","title":{"rendered":"BBVA Record Profit And Payouts Raise Questions On Valuation And Risks"},"content":{"rendered":"\n

Find your next quality investment<\/a> with Simply Wall St’s easy and powerful screener, trusted by over 7 million individual investors worldwide.<\/p>\n

BBVA reports record full year 2025 profit driven by recurring income and loan growth.<\/p>\n

The bank announces its largest ever cash dividend alongside a multibillion euro share buyback.<\/p>\n

BBVA highlights a strong increase in sustainable finance activity across its key markets.<\/p>\n

BME:BBVA is drawing fresh attention after reporting record annual profit and pairing it with the highest cash dividend in its history plus a substantial share buyback. The share price sits at \u20ac20.63, with the stock up 87.8% over the past year and showing very large gains over five years. This context puts the recent news into sharp focus for existing and potential investors.<\/p>\n

For you as a shareholder or someone watching the name, the mix of record earnings, sizeable capital returns and expanding sustainable finance business goes beyond a single headline. These developments may influence how the market views BBVA\u2019s long term role in European and global banking, as well as its appeal for investors who focus on both income and sustainability themes.<\/p>\n

Stay updated on the most important news stories for Banco Bilbao Vizcaya Argentaria<\/a> by adding it to your watchlist<\/a> or portfolio<\/a>. Alternatively, explore our Community<\/a> to discover new perspectives on Banco Bilbao Vizcaya Argentaria.<\/p>\n

\"BME:BBVA<\/a> BME:BBVA 1-Year Stock Price Chart <\/p>\n

Why Banco Bilbao Vizcaya Argentaria could be great value<\/a><\/p>\n

\u2696\ufe0f Price vs Analyst Target: At \u20ac20.63 versus a \u20ac20.65 analyst target, the price sits almost exactly in line with consensus.<\/p>\n

\u2705 Simply Wall St Valuation: Simply Wall St estimates BBVA is trading about 37.3% below its fair value, which points to a sizeable valuation gap.<\/p>\n

\u2705 Recent Momentum: The 30 day return of roughly 0.9% is modest but positive while the market digests the record profit, dividend and buyback news.<\/p>\n

Check out Simply Wall St’s in depth valuation analysis for Banco Bilbao Vizcaya Argentaria.<\/p>\n

\ud83d\udcca Record profit, the largest ever cash dividend and a sizeable buyback together underline BBVA\u2019s focus on returning capital while growing across key markets.<\/p>\n

\ud83d\udcca Keep an eye on how the share count trends with buybacks, the current P\/E of about 11.6 versus the bank industry average of about 11.7, and progress in sustainable finance volumes.<\/p>\n

\u26a0\ufe0f The reported high level of bad loans at 2.8% and an 86% allowance, along with an unstable dividend track record, are important risk flags to monitor against the strong headline results.<\/p>\n

For the full picture including more risks and rewards, check out the complete Banco Bilbao Vizcaya Argentaria analysis.<\/p>\n

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.<\/p>\n

Companies discussed in this article include BBVA.MC<\/a>.<\/p>\n

Have feedback on this article? Concerned about the content? Get in touch<\/a> with us directly. Alternatively, email editorial-team@simplywallst.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"Find your next quality investment with Simply Wall St’s easy and powerful screener, trusted by over 7 million…\n","protected":false},"author":2,"featured_media":1425,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[123],"tags":[1349,148,1305,1240,310,2578],"class_list":{"0":"post-3508","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bbva","8":"tag-banco-bilbao-vizcaya-argentaria","9":"tag-bbva","10":"tag-record-profit","11":"tag-share-buyback","12":"tag-simply-wall-st","13":"tag-sustainable-finance"},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/posts\/3508","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/comments?post=3508"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/posts\/3508\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/media\/1425"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/media?parent=3508"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/categories?post=3508"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/spain\/wp-json\/wp\/v2\/tags?post=3508"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}