Central Banks Are Rewriting the Rules of Cross-Border Payments
Moving money across borders still means navigating a patchwork of correspondent banks, local clearing systems and compliance checks…
AI Is Redefining Real-Time Credit Decisioning
For decades, credit and payment decisions have relied on static scorecards and rigid “if-then” rules built for a…
Fed Finds Stablecoins Idle, Confirms PYMNTS Usage Gap
Stablecoins were supposed to change payments. They haven’t. New Federal Reserve research shows the vast majority of stablecoins…
From Shock to Strategy: How Tariffs Reshaped Business
One year after the Trump Administration’s Liberation Day tariff announcements, 12 months have established a clear pattern for…
Middle Market Firms Limit Crypto Use to Payments, Not Treasury
Middle market firms have spent the past several years widening their use of faster payments, embedded finance tools…
The Prompt Economy Grows With Agentic AI
This edition of “The Prompt Economy™ Tracker®” examines how tokenization is emerging as the foundational trust layer for agentic AI…
Enterprises Rapidly Adopt Agentic AI After Months of Caution
In 2025, agentic artificial intelligence (AI) was more a shiny big idea than a cold hard reality. Companies…
Banking, Retail and Tech Leaders Align on AI Agents’ Use Cases
At first guess, one might think the agentic AI boom would splinter into a thousand use cases. Retailers…
Proactive Technology Helps Extended Households’ Finances
Extended households have become a defining feature of U.S. consumer finance, even as they remain underrepresented in traditional…
The Economic Warning Sign Hiding Behind White-Collar Layoffs
White-collar layoffs at firms like McKinsey and Amazon grab headlines for their implications about artificial intelligence and tariff…
AI Transforms the Prompt Economy Into the Purchase Economy
Retail shoppers expect immediacy. This is particularly true when it comes to getting answers to what they believe…
One-Click Convenience Drives Australia’s Mobile Shopping
Australia, while a burgeoning mobile-first market, presents a paradox for financial institutions, FinTech innovators and payment providers. In…