Labor Economy Workers Have Shifted Their Spending
A dollar can only stretch so far. For 60 million Labor Economy workers, each trip to the checkout…
Real-Time Payments Reshape South America’s Economy
Real-time payments in South America have moved well beyond proof of concept. They’re becoming the financial backbone of…
23% of Bridge Millennials Use 4 or More Financial Coping Tactics
Rising costs are pushing younger consumers to work harder at money management, even as fewer Americans say their…
Agentic Commerce Forces a Shift in Card Infrastructure
AI is no longer just guiding purchases; it’s beginning to execute them. As agentic commerce, where AI systems…
Central Banks Are Rewriting the Rules of Cross-Border Payments
Moving money across borders still means navigating a patchwork of correspondent banks, local clearing systems and compliance checks…
AI Is Redefining Real-Time Credit Decisioning
For decades, credit and payment decisions have relied on static scorecards and rigid “if-then” rules built for a…
Fed Finds Stablecoins Idle, Confirms PYMNTS Usage Gap
Stablecoins were supposed to change payments. They haven’t. New Federal Reserve research shows the vast majority of stablecoins…
From Shock to Strategy: How Tariffs Reshaped Business
One year after the Trump Administration’s Liberation Day tariff announcements, 12 months have established a clear pattern for…
Middle Market Firms Limit Crypto Use to Payments, Not Treasury
Middle market firms have spent the past several years widening their use of faster payments, embedded finance tools…
The Prompt Economy Grows With Agentic AI
This edition of “The Prompt Economy™ Tracker®” examines how tokenization is emerging as the foundational trust layer for agentic AI…
Enterprises Rapidly Adopt Agentic AI After Months of Caution
In 2025, agentic artificial intelligence (AI) was more a shiny big idea than a cold hard reality. Companies…
Banking, Retail and Tech Leaders Align on AI Agents’ Use Cases
At first guess, one might think the agentic AI boom would splinter into a thousand use cases. Retailers…