Bank Loan or Embedded Financing? It Depends on the Business
Highlights A firm’s operational certainty significantly impacts why it seeks financing; stable firms borrow strategically for growth, while…
Pay-Me-Now Economy: Consumers Drive Instant Disbursements
Highlights Consumer demand for instant payments has surged: In January, 41% of U.S. consumers received disbursements most often…
Instant Payments Change Vendor Relationships
Highlights Instant is essential: Companies increasingly rely on instant payments to keep vendors, gig workers and suppliers satisfied…
90% of Healthcare C-Suite Sees Positive Return From GenAI
Generative artificial intelligence (GenAI) is rapidly transitioning from a futuristic concept to a tangible force reshaping the healthcare…
Fed Data Shows 86% of Interchange Fees Fund Rewards
PYMNTS Intelligence noted in recent research that at the same time that consumers are using their credit cards…
Amazon’s Alexa+ Reflects PYMNTS’ 2023 Insights on Voice Tech
With Alexa receiving a refresh on Wednesday (Feb. 26), it was interesting to revisit research published by PYMNTS…
CFOs Give External GenAI Data a Cold Shoulder, at Least for Now
If there’s a cornerstone of the finance function, it’s trust but verify. In boardrooms across corporate America, finance…
Nearly Half of Rural Small Businesses Use the Bank on the Corner
Small and mid-sized businesses (SMBs) are considering a switch from national banks to local financial institutions (FIs) like…
What Anthropic’s $60 Billion Valuation Reveals About Enterprise AI
Business growth has always relied on optimizing processes, with the end goal of ultimately reimagining and reinventing them…
55% of Companies Have Implemented AI-Powered Cybersecurity
The share of chief operating officers (COOs) who report that their companies have implemented artificial intelligence (AI)-powered automated…
Businesses Now Face More Uncertainty Than Before Pandemic
According to the latest Survey of Business Uncertainty, firms are now more uncertain about their prospects than they…
Slight Growth, Rising Business Optimism
PYMNTS Intelligence, through the last several months, has taken stock of where consumers are spending, and how they…