When it comes to finances, gen Z has developed its own language from terms such as “loud budgeting” (not being afraid to say you’re being thrifty) and “doom spending” (mindlessly spending money as a form of self-therapy).
Whether you prefer “soft spending” or “cash stuffing”, we’re interested in finding out more about 18-to-28-year-olds and their finances. How much money do you earn and what are your spending habits like? Do you prefer to save or spend – or a balance of both?
Share your experience
You can tell us what your finances are like and what you spend your money on by filling in the form below, or messaging us.
Your responses, which can be anonymous, are secure as the form is encrypted and only the Guardian has access to your contributions. We will only use the data you provide us for the purpose of the feature and we will delete any personal data when we no longer require it for this purpose. For true anonymity please use our SecureDrop service instead.