UPI Service for Feature Phone Users: In today’s digital era, whether it is making payment or sending money, everything is now a matter of just a few seconds. But still there are many people in our country who do not use smartphones, but manage their work on feature phones only. Such people use less internet or sometimes internet is not available. Keeping this in mind, PhonePe has taken a big step so that feature phone users can also easily make UPI payments without internet.

PhonePe has recently bought GSPay, which is an app that helps in making transactions through SMS on feature phones. This means that now you can send or receive money without internet, just through SMS from your feature phone. This facility is no less than a boon for those who use ordinary mobile phones instead of smartphones and are cut off from digital payments. With this new initiative of PhonePe, the dream of Digital India has come closer.

What is this GSPay and how does it work?

GSPay is actually a UPI 123PAY based app, which was launched by Gupshup company in the year 2023. Its purpose was to make UPI payment possible without internet for feature phone users. Now PhonePe has planned to make it better by buying this app. PhonePe plans to also launch its own mobile app for feature phones in the coming few months, which will work on UPI 123PAY technology. With this, feature phone users will be able to get all the facilities of PhonePe, such as PhonePe peer-to-peer money transfer and making payments through offline QR code.

The biggest advantage of this will be that people will no longer depend on the internet or smartphone for online banking. Apart from this, people can also make UPI payments by dialing *99# on their mobile. As soon as you dial this number, many options will appear on the screen, where you have to select your bank, then enter the last 6 numbers of your debit card and then set UPI PIN. In this way your UPI ID will be created and you will be able to transact easily without internet.

A big relief for feature phone users across the country

There are still crores of people in India who do not use smartphones or who have limited internet facilities. This initiative of PhonePe will prove to be a big gift for such people. Now whether you are in a village or a small town, it will be very easy to send money, recharge or pay bills from mobile even without internet. This will increase the scope of digital payment and the facility of economic transaction will reach every section.

With this technology of PhonePe, small shopkeepers of rural areas, agricultural laborers and every person who uses mobile but does not trust the internet will be able to feel the true power of Digital India. Not only this, this service will also reduce the need for cash and transactions will be done in a completely safe manner.

Preparation of more new features in the coming days

PhonePe has clarified that this is just the beginning with GSPay. PhonePe is planning to launch its feature phone based UPI payment app within the next three months. This app will be completely based on UPI 123PAY technology and can be used on feature phones as well. This will benefit a large part of the country which is still away from digital transactions. In the coming time, this technology will reach even more people and every mobile user will become a part of digital payment.

So friends, now stop wondering how digital payment will happen without internet. UPI service through PhonePe and GSPay has now become completely accessible for feature phones as well. Now dial *99# on mobile phone, choose your bank, set UPI PIN and send money easily even without internet. Every step in this journey of Digital India is getting easier and now sending money from your mobile phone will also become as easy as making a call.