“We’ve got people that are in the UK who are coming to us and saying, ‘I’ve been in the UK for three and a half years, I’ve made it my home, my kids are in school, I pay my taxes, I want to buy a house. But I can’t now because I don’t know if I’m going to be able to get a mortgage in five years’ time if I’m going to have to wait another six, seven years for ILR,’” said Seema Farazi, global immigration leader for government affairs and financial services at EY.