Last Updated:August 03, 2025, 11:00 IST
In Germany, there is no income limit for receiving Kindergeld. If you belong to the high-income group, you may find the tax-free child allowance.
The German government provides 255 euros monthly to parents to raise their child. (Photo Source: Instagram)
Raising a child in India demands an immense financial commitment. Recently, a Chennai-based couple uploaded a post on Reddit sharing the monetary strain they have been navigating while raising their baby in the metropolitan city. In short, the parents revealed that they struggle to even manage a savings of Rs 8,000 every month despite a combined earning of Rs 78,000. On the contrary, there’s Germany, where the government offers substantial support to parents through the Kindergeld policy. A digital creator recently explained the scheme through a playful video on Instagram.
The clip shows the creator interacting with one of his friends, telling him that although he would love to have kids, the expenses involved in raising them are simply overwhelming. That’s when the other person informed his friend about Kindergeld. As per the rules, all parents in Germany are entitled to receive child benefits to raise their child. One among them is Kindergeld, a monthly mode of payment offered to parents, regardless of their income.
Kindergeld — All You Need To Know
As of 2025, the Family Benefits Office at the Federal Employment Agency provides 255 euros per month to parents, ensuring that the basic needs of their offspring are met. What’s more, the same rule applies to adopted children as well. They can live in any part of the world and still receive the same amount of money, provided the parents are fully taxable in Germany and the child remains financially or legally dependent on them.
In Germany, there is no income limit for receiving Kindergeld. If you belong to the high-income group, you may find the tax-free child allowance more beneficial than the regular child benefit. On the other hand, those from a low-income background are equally eligible to receive an extra payment called the supplementary child allowance, along with the regular benefit.
Who Claims Kindergeld And How Long It Lasts
Since only one of the parents will get the benefit, couples have to decide who will claim it. If the parents are separated, the person who holds the primary custody should apply for it. Kindergeld is also applicable to any guardian, grandparent, or carer the child lives with. Parents will receive Kindergeld till their child turns 18, but if they are unemployed or have a disability, then payments can continue beyond that age.
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