The data underline the problem. CompareNI reported average premiums of £599 in Northern Ireland in Q1 2025, though Confused.com put the figure higher at £852, above the UK average of £757. Hellosafe estimated an even wider gap, with Northern Ireland at £931 compared with £774 nationally. The Belfast Telegraph recently reported average premiums breaking £1,000 for the first time, compared with £995 across the UK. Younger drivers face the steepest costs, with 17–24 year olds paying close to £1,500 on average, according to CompareNI.
