– PayPal’s 0.19% gain on August 29, 2025, followed a German payment outage halting €10B in transactions due to security protocol failures.
– The firm collaborates with German banks to resolve residual issues while facing scrutiny over system reliability and unexplained root causes.
– German regulators emphasized infrastructure resilience needs, intensifying debates about U.S. fintech reliance for critical financial services.
– Analysts estimate daily disruptions could cut PayPal’s Q3 Branded TPV growth by 10 bps, impacting 5% of its total payment volume.
– Despite strong Q2 results, concerns persist over transaction margins and regulatory scrutiny amid EU’s strict digital payment frameworks.