Experts have revealed the top 10 most stressful life events a person can experience – but they say there are simple ways to cope that can make them feel far less overwhelmingPortrait of a upset couple sitting on the bed after having a conflict

The most stressful events a person can go through have been ranked (stock image)(Image: Getty Images/Tetra images RF)

While everyone experiences stress differently, some life events can seem to hit harder than others – often leaving people feeling overwhelmed, anxious, or unsure of what to do next. From starting a new job, to dealing with grief, these moments can completely shift your routine, mindset and emotional wellbeing.

While they are a natural part of life, knowing why they feel so intense – and how to navigate them – can make all the difference. Discussing the topic online, people have been sharing their own experiences and what they believe to be the most stressful moments a person can face.

Commenting on this, one Reddit user said: “I would think the death of your child would be more stressful than any of those.” Another said they believe going to jail is probably the most stressful thing that can happen to a person. They added: “But I’m gonna add loss of home in a fire – pretty stressful. We were lucky no one hurt and mostly water damage, but it still sucked.”

A third user said: “I’m very blessed and have only been through job loss. That was not very stressful as I’m in a career where it’s easy to find a new position.”

According to experts at Benenden Health, here are 10 of the most stressful life events – starting from number 10 and working up to the most difficult.

10. Starting a new job

Beginning a new role can feel daunting, from meeting new colleagues to learning unfamiliar systems. The pressure to make a good impression can add to the stress.

How to cope: Give yourself time to settle in, ask questions, and remember that no one expects perfection on day one.

9. Having a child

While incredibly joyful, becoming a parent brings with it sleepless nights, new responsibilities, and constant worry.

How to cope: Accept help from others, rest when you can, and don’t be afraid to admit when you’re struggling.

8. Reading or watching the news

Constant exposure to negative headlines can take a toll on your mental health.

How to cope: Limit your intake, take breaks from social media, and focus on things within your control.

7. Buying a house

From financial pressure to legal processes, buying a home can quickly become overwhelming.

How to cope: Stay organised, ask for professional advice, and take things step by step.

6. Exams and studying

The pressure to perform well can lead to anxiety and burnout, especially for students.

How to cope: Create a realistic study plan, take regular breaks, and avoid comparing yourself to others.

5. Divorce

The end of a relationship can bring emotional pain, financial strain and major life changes.

How to cope: Seek support from friends, family or professionals, and give yourself time to heal.

4. Change in a relationship

Whether it’s a breakup or shifting dynamics, uncertainty can be difficult to navigate.

How to cope: Communicate openly and focus on what you can control.

3. Issues at work

Conflict with colleagues, job insecurity or heavy workloads can all contribute to stress.

How to cope: Set boundaries, speak up when needed, and prioritise work-life balance.

2. Financial challenges

Money worries can affect every aspect of life, from daily living to long-term plans.

How to cope: Create a budget, seek financial advice, and tackle problems one step at a time.

1. The death of a family member or friend

Grief is often considered the most intense form of stress, bringing a mix of emotions that can be hard to process.

How to cope: Allow yourself to grieve, lean on loved ones, and consider professional support if needed.

While these experiences can feel overwhelming in the moment, many people come out the other side stronger. Understanding that stress is a shared human experience – and knowing when to ask for help – can make even the toughest moments feel a little more manageable.