A string of banks are making a big change and making it easier for consumers and customers to deposit cash.A string of banks are making a big change and making it easier for consumers and customers to deposit cash.A string of banks are making a big change and making it easier for consumers and customers to deposit cash.

A “super ATM” is being trialled for Barclays, Halifax, Lloyds, NatWest, RBS customers, and those who bank with Ulster Bank. A string of banks are making a big change and making it easier for consumers and customers to deposit cash.

Super ATMs could also help ensure small businesses up and down the country can accept cash payments from customers who rely on physical money to make purchases.

They differ from regular cashpoints, which typically only allow deposits into accounts held with the bank operating the machine. Anyone with an account at a major UK bank can now withdraw cash at a super ATM, though.

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And customers and bank users can check their balance and change their PIN, too, in a major boost as more and more high street bank branches shut up shop and shutter due to changing consumer habits and less footfall in UK towns and cities.

The first three super ATMs were set up last year in Atherstone, Warwickshire; near Birmingham, as well as two further editions in Heathfield, East Sussex; and Swanage, Dorset. Cash Access UK said the initiative was vital for those struggling to access basic banking services.

The organisation’s chief executive, Gareth Oakley, said: “It’s just as important that businesses who accept cash can bank it too.” Bank of Scotland is also included in the scheme.

“Cash remains an important part of the payment mix for many consumer-facing small businesses and their customers,” says Martin McTague, national chair of the Federation of Small Businesses.

“The decline of the bank branch network has left many without vital services; in particular, the ability for small business owners to deposit takings for the day safely without shutting early or travelling for miles.

“The opportunity to deposit in a super ATM that works for multiple banks is an important innovation and could make a real difference.”