Geoff Charles, CEO of Bower Home Finance, said: “How prepared a region is for retirement is largely dependent on factors such as pensioner income and cost of living, as a higher disposable income allows senior citizens to thrive and enjoy their retirement as much as possible. Additionally, the regional care home population indicates how close to overcapacity these areas may be, and the strain that is on the local care system, which may impact the quality of care that they’re able to give.