Princess Charlotte is only 10 years old, but she has a jewelry collection worth more than some people make in a year! Prince William and Kate Middleton’s daughter wears her dazzling pieces in a way that blends tradition and charm, just like her grandma, the late Princess Diana.
According to Daily Mail, the young royal’s collection is worth £92,000, which translates to approximately $122,000. She wears some expensive pieces and some regular pieces that showcase her personality and style. For example, at Trooping the Colour, she wore a diamond horseshoe brooch, which was a gift from the late Queen Elizabeth II. That piece is estimated to be worth over $13,000. It’s expensive and meaningful, since the Queen herself gave it to Charlotte. But she doesn’t always wear jewelry with this much significance.
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LONDON, ENGLAND – JULY 13: Princess Charlotte of Wales attends day fourteen of the Wimbledon Tennis Championships at the All England Lawn Tennis and Croquet Club on July 13, 2025 in London, England. (Photo by Karwai Tang/WireImage)
Karwai Tang/WireImage
“The brooch is more than just beautiful – it’s a treasured family heirloom steeped in history and sentiment,” Maxwell Stone, director at Steven Stone jewellers, told the Daily Mail.
When she attended Wimbledon last month, Charlotte wore a Pandora bracelet with a Nyla charm from Disney’s The Lion King. The bracelet and charm together retails for $180. She also loves friendship bracelets, which she has been spotted wearing ever since attending Taylor Swift’s The Eras Tour. In fact, once Prince William was once gifted some friendship bracelets after visiting a school, and he said, “My daughter will try and probably poach it off me later. She loves these friendship bracelets.”
We love a girl who can rock jewelry bequeathed by a queen and make friendship bracelets like every other Swiftie!
Stone said about Charlotte’s style, “[She is] mastering the art of mixing high street favourites with royal heirlooms.”
He also compared her look to Middleton’s style. “Just like Kate, Charlotte effortlessly blends meaningful family treasures with personalized pieces, such as her playful charm jewellery,” Stone told the outlet. “This thoughtful balance not only reflects her emerging fashion sense but also highlights her deepening connection to royal tradition.”
According to the outlet, Charlotte has also worn inexpensive necklaces from Accessorize, and an Arabic bracelet with her name inscribed, worth about $132.
Her most expensive piece was sparkling headpiece she wore to the coronation of her grandfather, King Charles II, worth about $106,000. Charlotte and Kate wore matching headpieces, custom designed by Jess Collett and Alexander McQueen. Stone called it a “regal yet contemporary statement piece – elegant and eye-catching without the extravagance of traditional royal jewels.”
LONDON, ENGLAND – MAY 6: Princess Charlotte of Wales on the balcony of Buckingham Palace during the Coronation of King Charles III and Queen Camilla on May 6, 2023 in London, England. The Coronation of Charles III and his wife, Camilla, as King and Queen of the United Kingdom of Great Britain and Northern Ireland, and the other Commonwealth realms takes place at Westminster Abbey today. Charles acceded to the throne on 8 September 2022, upon the death of his mother, Elizabeth II. (Photo by UK Press Pool/UK Press via Getty Images)
UK Press Pool/UK Press via Getty Images
Princess Diana also skipped tiaras sometimes and wore her necklaces as headpieces instead, tying them around her forehead for a bit of sparkle.
This may be expensive jewelry for the average kid (and adult too!), but it’s just a drop in the bucket for Princess Charlotte. According to a 2025 survey by Posh Peanut, Charlotte has an estimated net worth of $5 billion!
Still, it’s clear that the young royal cares less about the monetary value of the pieces she wears and more about the sentimental value. She reportedly hopes to one day inherit Princess Diana’s grandmother’s famous Spencer Tiara one day, which is being kept by her brother, the 7th Earl Spencer.
Diana The Princess Of Wales Attends A Gala Performance Of ‘Swan Lake’ At London’S Royal Albert Hall. (Photo by Julian Parker/UK Press via Getty Images)
Julian Parker/UK Press via Getty Images
“William is close with his uncle and has asked if his mother’s namesake tiara can be given to Charlotte someday,” a source told New Idea in 2021. “William is quite aware the earl has daughters of his own, but the two have agreed that Diana’s iconic piece belongs to her first granddaughter.”
Another source told the outlet that Princess Charlotte was “giddy with excitement” about the possibility of inheriting her grandmother’s “treasure.”
One thing’s for sure, Princess Charlotte looks beautiful in any piece of jewelry she wears, just like Princess Diana and her mom, Kate Middleton.
Before you go, check out these precious photos that show Princess Diana’s best motherhood moments.