According to data collected by consumer magazine Which?, banks and building societies have closed more than 6,500 branches in the UK since January 2015
A Lloyds bank is closing in West London and by the end of this year, more than 500 UK banks will have shuttered in 2025 alone(Image: Mike Kemp, In Pictures via Getty Images)
There are two London banks among dozens across the country due to shut in November during the latest wave of branch closures – check our map to see if your bank is affected. Branches of Lloyds and Santander are closing in London while other major banks including NatWest, Halifax and Barclays have announced closures that will take effect next month.
In total, 24 banks are due to shutter in November, with Lloyds leading the way. Some 16 of the closures this month affect Lloyds branches, including in major locations such as Bristol, Manchester, and Sheffield. Two bank branches will close in London next month.
The Lloyds Bank at The Centre, in Feltham, is scheduled to close on Tuesday, November 4. Then on Monday, November 10, Santander’s Rotherhithe branch, close to Surrey Quays, will shut.
By the end of this year, more than 500 UK banks will have shuttered in 2025 alone, with dozens more closures already pencilled in for next year. You can see if any branches are affected near you using our interactive map below.
According to data collected by consumer magazine Which?, banks and building societies have closed more than 6,500 branches in the UK since January 2015. That represents two-thirds (66%) of branches that were open a decade ago. It’s also a rate of around 53 closures every month.
A report published by the House of Commons Library said that the provision of cash and banking services had fallen partly because of “changing consumer behaviour” and the move towards online banking and digital payments. However, the report also noted that the reduction was being “driven by industry changes such as the reduction in the amount ATM operators earn when ATMs are used”.
It added: “A reduction in cash and banking service availability falls hardest on some of the more vulnerable groups in society including the elderly, digitally excluded people and those with low incomes. Additionally, a reduction in banking services can make it harder for businesses to process cash, potentially leading some to stop taking cash as payment. This can in turn lead to further difficulty for people who rely on cash.”
Since February 2022, all the major banking groups have committed to a voluntary agreement to assess the impact of every closure. The LINK initiative was set up to ensure vulnerable customers and small businesses were not left behind in the switch to cashless payments and virtual banking.
Santander in Rotherhithe is closing in early November (Image: CARL COURT, AFP via Getty Images)
When closures leave communities without any local bank, banking hubs or free ATMs are set up to fill the gap. Chris Ashton, LINK’s chief commercial officer, said: “It’s our job to protect access to cash, whether that’s through a free to use ATM, Post Office or increasingly through banking hubs.
“The good news is that when any bank branch closes or if a community asks us to assess their local area, we can recommend new services. That could include enhancing existing services like the Post Office or new hubs. To date, we’ve recommended 246. We know that not everyone can or is able to use digital and that’s why we will continue to protect access to cash for as long as people need it.”
Gareth Oakley, CEO of Cash Access UK, added: “While more people may be more comfortable or choose to pay or bank for things digitally, we understand how important access to cash and basic banking services are for millions of people who prefer to use cash or are not yet comfortable to use digital. The good news is that we’re delivering new services to make sure access to cash is maintained.
“This includes almost 200 banking hubs and over 100 deposit services, which crucially allow businesses to readily access or deposit cash. Two hubs are opening on average every week and we hope to have the 200th open before Christmas.”
London banks closing in November 2025
Lloyds Bank – 40 The Centre, Feltham on Tuesday, November 4
Santander 53-55 Redriff Road in Rotherhithe on Monday, November 10
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