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Image source: Getty Images. <\/p>\n
The Senior Citizens League (TSCL), a nonpartisan senior group, estimates that the 2027 Social Security COLA will come in around 3.9%. This is up from its earlier predictions of 2.8%. The increase is due to rising inflation.<\/p>\n
The average married couple receiving two Social Security benefits takes home about $3,208 per month in 2026. If we add a 3.9% COLA to this, we get $3,333, an increase of $125. But this is only an estimate.<\/p>\n
We won’t know the official 2027 Social Security COLA<\/a> until mid-October. Even if it comes in at 3.9%, the example is only an average. Some couples will get more than this, while others will get less.<\/p>\n Once the Social Security Administration announces the 2027 COLA, you and your spouse will be able to estimate how much your checks will be next year by adding the COLA percentage to your existing benefits. You will also get personalized COLA notices from the Social Security Administration in December.<\/p>\n Use this information to help you plan your 2027 budget. Figure out how much your checks won’t cover and use the last few weeks of 2026 to decide how you’ll pay for the rest.<\/p>\n The\u00a0$23,760\u00a0Social Security bonus most retirees completely overlook <\/p>\n If you’re like most Americans, you’re a few years (or more) behind on your retirement savings. But a handful of little-known\u00a0“Social Security secrets”<\/a><\/strong> could help ensure a boost in your retirement income. For example: one easy trick could pay you as much as $23,760 more<\/strong>… each year! Once you learn how to maximize your Social Security benefits, we think you could retire confidently with the peace of mind we’re all after.<\/p>\n Many Americans leave money on the table in retirement. Learn more about these retirement strategies and more, available when you join Stock Advisor.<\/p>\n View the “Social Security secrets” \u00bb<\/a><\/strong><\/p>\n The Motley Fool has a disclosure policy<\/a>.<\/p>\n