{"id":153929,"date":"2025-06-03T04:53:12","date_gmt":"2025-06-03T04:53:12","guid":{"rendered":"https:\/\/www.europesays.com\/uk\/153929\/"},"modified":"2025-06-03T04:53:12","modified_gmt":"2025-06-03T04:53:12","slug":"study-reveals-how-much-it-will-cost-couples-each-year-to-retire-in-comfort-and-the-amount-you-need-to-be-able-to-go-on-holiday-and-enjoy-trips-to-the-theatre","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/uk\/153929\/","title":{"rendered":"Study reveals how much it will cost couples each year to retire in comfort&#8230; and the amount you need to be able to go on holiday and enjoy trips to the theatre"},"content":{"rendered":"<p class=\"author-section byline-plain\">By <a href=\"https:\/\/www.thisismoney.co.uk\/profile-692\/tanya-jefferies.html\" class=\"author\" target=\"_blank\" rel=\"noopener\">TANYA JEFFERIES<\/a> <a rel=\"nofollow noreferrer noopener\" target=\"_blank\" href=\"https:\/\/twitter.com\/intent\/follow?screen_name=Tanya_Jefferies&amp;tw_p=followbutton\" class=\"twitter-follow-author\"><\/a> <\/p>\n<p class=\"byline-section\"> Updated:  19:22 EDT, 2 June 2025   <\/p>\n<p class=\"mol-para-with-font\">The cost of a comfortable retirement for couples has tipped beyond \u00a360,000 a year, a study has found.<\/p>\n<p class=\"mol-para-with-font\">For households wanting to invest their hard-earned pensions in several holidays, theatre trips and flash cars, the annual sum needed to do so has soared to \u00a360,600.<\/p>\n<p class=\"mol-para-with-font\">And if retired couples are seeking to have just a &#8216;moderate&#8217; lifestyle \u2013 with fewer trips abroad and only the occasional meal out \u2013 this will still set them back \u00a343,900 each year, according to retirement advisers the Pension and Lifetime Savings Association (PLSA).<\/p>\n<p class=\"mol-para-with-font\">Individuals will, meanwhile, need to save even harder as the moderate retirement level would cost them \u00a331,700 and the comfortable alternative \u00a343,900.<\/p>\n<p>   <img decoding=\"async\" id=\"i-c8544f237c6535c0\" src=\"https:\/\/www.europesays.com\/uk\/wp-content\/uploads\/2025\/06\/98979835-14774043-image-a-21_1748904943577.jpg\" height=\"423\" width=\"634\" alt=\"The cost of a comfortable retirement for couples has tipped beyond \u00a360,000 a year, a study has found (Stock photo)\" class=\"blkBorder img-share\" style=\"max-width:100%\" loading=\"lazy\" \/>   <\/p>\n<p class=\"imageCaption\">The cost of a comfortable retirement for couples has tipped beyond \u00a360,000 a year, a study has found (Stock photo)<\/p>\n<p>   <img decoding=\"async\" id=\"i-7a88264eef024ac8\" src=\"https:\/\/www.europesays.com\/uk\/wp-content\/uploads\/2025\/06\/98979843-14774043-image-a-22_1748904997825.jpg\" height=\"423\" width=\"634\" alt=\"The Pension and Lifetime Savings Association study, compiled by Loughborough University (pictured),\u00a0showed lower energy prices have dampened the annual rise in retirement costs\" class=\"blkBorder img-share\" style=\"max-width:100%\" loading=\"lazy\" \/>   <\/p>\n<p class=\"imageCaption\">The Pension and Lifetime Savings Association study, compiled by Loughborough University (pictured),\u00a0showed lower energy prices have dampened the annual rise in retirement costs<\/p>\n<p class=\"mol-para-with-font\">Compiled by Loughborough University, the PLSA&#8217;s Retirement Living Standards report indicates what annual incomes workers need for a minimum, moderate or comfortable retirement.<\/p>\n<p class=\"mol-para-with-font\">These are based on different baskets of goods and services such as food and drink, transport, holidays, clothes and social outings.<\/p>\n<p class=\"mol-para-with-font\">The study also showed lower energy prices have dampened the annual rise in retirement costs, while the income needed to fund a moderate or better lifestyle has risen by only a few percentage points since the PLSA&#8217;s last report.<\/p>\n<p>                    Share or comment on this article:<br \/>\n                        Study reveals how much it will cost couples each year to retire in comfort&#8230; and the amount you need to be able to go on holiday and enjoy trips to the theatre<\/p>\n<p>        <script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n","protected":false},"excerpt":{"rendered":"By TANYA JEFFERIES Updated: 19:22 EDT, 2 June 2025 The cost of a comfortable retirement for couples has&hellip;\n","protected":false},"author":2,"featured_media":153930,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3093],"tags":[51,474,1232,2499,1283,16,15],"class_list":{"0":"post-153929","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-business","9":"tag-finance","10":"tag-money","11":"tag-personal-finance","12":"tag-thisismoney","13":"tag-uk","14":"tag-united-kingdom"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@uk\/114617647380239430","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts\/153929","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/comments?post=153929"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts\/153929\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/media\/153930"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/media?parent=153929"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/categories?post=153929"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/tags?post=153929"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}