{"id":21619,"date":"2025-04-15T09:29:08","date_gmt":"2025-04-15T09:29:08","guid":{"rendered":"https:\/\/www.europesays.com\/uk\/21619\/"},"modified":"2025-04-15T09:29:08","modified_gmt":"2025-04-15T09:29:08","slug":"hmrc-writing-to-370000-brits-on-state-pension-who-stayed-home-with-children-personal-finance-finance","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/uk\/21619\/","title":{"rendered":"HMRC writing to 370,000 Brits on state pension who stayed home with children | Personal Finance | Finance"},"content":{"rendered":"

Parents and carers on the state pension<\/a> could receive back payments of nearly \u00a38,000 this year, it has been reported. HMRC<\/a> has confirmed that more than 370,000 letters have been sent to older individuals, mostly women, asking them to review their state pension.<\/a><\/p>\n

The letters have been sent out following a review between January 2024 and September 2024, which found underpayments relating to errors in National Insurance ‘top ups’<\/a> calculated using Home Responsibilities Protection (HRP).<\/p>\n

A total of 370,018 letters have been sent out and Brits are being urged to watch out for them.<\/p>\n

They are related to Home Responsibilities Protection (HRP) which was introduced in April 1978; parents who did not work got this protection until their child was 16.<\/p>\n

HRP meant parents who did not work still got entitlement to the state pension<\/a>, in April 2010 HRP was replaced by National Insurance (NI) Credits for parents and carers, and these credits are given until a child is 12.<\/p>\n

The government (DWP<\/a>) issued a statement in July 2023 that a lot of women who had children between 1978 and 2010 may not have had HRP added to their NI accounts, so consequently may have been underpaid their state pension<\/a>.<\/p>\n

HMRC<\/a> are currently going through backdated records, but it may be worth looking at your NI record to see if there are any non-qualifying years from 1978 when you may have had a child\/children under the age of 16.<\/p>\n

If you have missing years, then you should put in a claim for HRP. If you do not have access to a computer, the telephone number for the NI helpline is 0300 200 3500.<\/p>\n

Not all cases processed by DWP<\/a> resulted in an underpayment. Some cases may already meet the qualifying years for a full state pension<\/a>, may already be receiving a higher state pension<\/a> inherited from their spouse, or may still not be entitled to state pension<\/a> as all conditions have not been met.<\/p>\n","protected":false},"excerpt":{"rendered":"Parents and carers on the state pension could receive back payments of nearly \u00a38,000 this year, it has…\n","protected":false},"author":2,"featured_media":21620,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3093],"tags":[51,474,1016,13946,2499,1786,16,13947,15],"class_list":{"0":"post-21619","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-business","9":"tag-finance","10":"tag-hmrc","11":"tag-home-responsibilities-protection","12":"tag-personal-finance","13":"tag-state-pension","14":"tag-uk","15":"tag-underpayment","16":"tag-united-kingdom"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@uk\/114341279431800460","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts\/21619","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/comments?post=21619"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts\/21619\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/media\/21620"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/media?parent=21619"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/categories?post=21619"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/tags?post=21619"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}