{"id":217186,"date":"2025-06-27T00:07:12","date_gmt":"2025-06-27T00:07:12","guid":{"rendered":"https:\/\/www.europesays.com\/uk\/217186\/"},"modified":"2025-06-27T00:07:12","modified_gmt":"2025-06-27T00:07:12","slug":"bbva-launches-digital-bank-in-germany","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/uk\/217186\/","title":{"rendered":"BBVA launches digital bank in Germany"},"content":{"rendered":"

Spain’s BBVA continues its European expansion, launching a 100% digital retail bank in Germany.<\/p>\n

Editorial<\/p>\n

This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community.<\/p>\n

The app-based offering includes an interest-bearing checking account paying three per cent for the first 12 months, and a debit card with a three per cent cashback on purchases – both paid monthly and completely free of charges, with no fees.<\/p>\n

Germany marks the second all-digital market entry for BBVA, following its 2021 launch in Italy<\/a>, where it now has more than 700,000 customers. <\/p>\n

BBVA has long pushed its tech credentials, claiming its app is “recognised as the best digital banking experience in Europe”.<\/p>\n

In addition to the checking account with German IBANs and debit card – which has no printed data and a dynamic CVV – customers will have access to 70,000 ATMs and cash withdrawal points across Germany, instant Sepa transfers, direct debits, and a fully digital account switching request service.<\/p>\n

Financing options are also available, such as Pay&Plan, which allows customers to split debit card purchases up to 90 days after payment into three to twelve monthly instalments. Other lending facilities include one-click personal loans and the Dispokredit overdraft facility.<\/p>\n

\u201cWe\u2019re bringing something new to Germany. A banking experience that combines the simplicity and convenience of a fee-free account, typical of digital actors, with the full range of products, reliability, and trust of a universal bank,\u201d says Onur Gen\u00e7, CEO, BBVA.<\/p>\n","protected":false},"excerpt":{"rendered":"Spain’s BBVA continues its European expansion, launching a 100% digital retail bank in Germany. Editorial This content has…\n","protected":false},"author":2,"featured_media":217187,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5310],"tags":[3670,3427,3210,3674,51,3678,3677,2000,299,3676,3671,474,3240,3668,3672,1824,13,3680,1197,3673,2998,547,12,3669,3209,3679,363,1199,326,53,1201,3675],"class_list":{"0":"post-217186","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-germany","8":"tag-bank","9":"tag-banking","10":"tag-blockchain","11":"tag-breaking","12":"tag-business","13":"tag-challenger","14":"tag-digital","15":"tag-eu","16":"tag-europe","17":"tag-execution","18":"tag-fin","19":"tag-finance","20":"tag-financial","21":"tag-finextra","22":"tag-fintech","23":"tag-germany","24":"tag-headlines","25":"tag-insurtech","26":"tag-investment","27":"tag-it","28":"tag-latest","29":"tag-mobile","30":"tag-news","31":"tag-online","32":"tag-payments","33":"tag-regtech","34":"tag-retail","35":"tag-services","36":"tag-tech","37":"tag-technology","38":"tag-trade","39":"tag-transaction"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@uk\/114752418342659280","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts\/217186","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/comments?post=217186"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts\/217186\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/media\/217187"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/media?parent=217186"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/categories?post=217186"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/tags?post=217186"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}