{"id":275967,"date":"2025-07-19T23:37:13","date_gmt":"2025-07-19T23:37:13","guid":{"rendered":"https:\/\/www.europesays.com\/uk\/275967\/"},"modified":"2025-07-19T23:37:13","modified_gmt":"2025-07-19T23:37:13","slug":"think-the-us-is-bad-people-in-these-9-countries-have-way-more-debt","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/uk\/275967\/","title":{"rendered":"Think the US Is Bad? People in These 9 Countries Have Way More Debt"},"content":{"rendered":"\n<p class=\"yf-1090901\">In the U.S. it\u2019s more common than not to <a href=\"https:\/\/www.gobankingrates.com\/money\/financial-planning\/financial-planning-guide\/?hyperlink_type=manual&amp;utm_term=incontent_link_1&amp;utm_campaign=1310751&amp;utm_source=yahoo.com&amp;utm_content=1&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:carry a boatload of debt;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">carry a boatload of debt<\/a>.\u00a0As of the third quarter of 2024, Americans owed $17.57 trillion in total debt \u2014 up 2.4% year over year, according to Experian data. Even spread over hundreds of millions of people, it\u2019s a lot of debt: $58,215.12 for the average household, according to a new study by <a href=\"https:\/\/quickloan.com.sg\/\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:QuickLoan Pte Ltd;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">QuickLoan Pte Ltd<\/a>.<\/p>\n<p class=\"yf-1090901\"><strong>Check Out: <a href=\"https:\/\/www.gobankingrates.com\/money\/economy\/countries-holding-most-us-debt-2025-how-it-impacts-your-wallet\/?hyperlink_type=manual&amp;utm_term=related_link_1&amp;utm_campaign=1310751&amp;utm_source=yahoo.com&amp;utm_content=2&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:20 Countries Holding the Most US Debt in 2025 \u2014 and How It Impacts Your Wallet;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">20 Countries Holding the Most US Debt in 2025 \u2014 and How It Impacts Your Wallet<\/a><\/strong><\/p>\n<p class=\"yf-1090901\"><strong>Read Next: <a href=\"https:\/\/www.gobankingrates.com\/retirement\/planning\/how-far-750k-plus-social-security-goes-in-retirement-in-every-us-region\/?hyperlink_type=manual&amp;utm_term=related_link_2&amp;utm_campaign=1310751&amp;utm_source=yahoo.com&amp;utm_content=3&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:How Far $750K Plus Social Security Goes in Retirement in Every US Region;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">How Far $750K Plus Social Security Goes in Retirement in Every US Region<\/a><\/strong><\/p>\n<p class=\"yf-1090901\">But the U.S. isn\u2019t the only country with a serious debt issue among its citizens. The study analyzed household debt data across multiple countries to find which nations live most on credit and where debt-to-income ratios pose the greatest financial risks. The U.S. came in 10th, based on loan-to-income ratio, as it has a loan-to-income ratio of 112.21%. Below are the nine countries <a href=\"https:\/\/www.gobankingrates.com\/money\/economy\/how-much-youd-owe-national-debt-divided-by-household\/?hyperlink_type=manual&amp;utm_term=incontent_link_2&amp;utm_campaign=1310751&amp;utm_source=yahoo.com&amp;utm_content=4&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:where the burden of household debt is even greater;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">where the burden of household debt is even greater<\/a>.<\/p>\n<ul class=\"yf-1woyvo2\">\n<li class=\"yf-1woyvo2\">\n<p class=\"yf-1090901\"><strong>Average household debt: <\/strong>$53,430.77<strong>\u00a0<\/strong><\/p>\n<\/li>\n<li class=\"yf-1woyvo2\">\n<p class=\"yf-1090901\"><strong>Average yearly net salary: <\/strong>$45,433.20<strong>\u00a0<\/strong><\/p>\n<\/li>\n<li class=\"yf-1woyvo2\">\n<p class=\"yf-1090901\"><strong>Loan-to-income ratio: <\/strong>117.60%<\/p>\n<\/li>\n<\/ul>\n<p class=\"yf-1090901\"><strong>Learn More: <a href=\"https:\/\/www.gobankingrates.com\/money\/economy\/what-moodys-us-credit-rating-downgrade-means-middle-class\/?hyperlink_type=manual&amp;utm_term=related_link_3&amp;utm_campaign=1310751&amp;utm_source=yahoo.com&amp;utm_content=5&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:What Moody\u2019s US Credit Rating Downgrade Means for the Middle Class;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">What Moody\u2019s US Credit Rating Downgrade Means for the Middle Class<\/a><\/strong><\/p>\n<ul class=\"yf-1woyvo2\">\n<li class=\"yf-1woyvo2\">\n<p class=\"yf-1090901\"><strong>Average household debt: <\/strong>$43,987.51<\/p>\n<\/li>\n<li class=\"yf-1woyvo2\">\n<p class=\"yf-1090901\"><strong>Average yearly net salary: <\/strong>$36,810.84<\/p>\n<\/li>\n<li class=\"yf-1woyvo2\">\n<p class=\"yf-1090901\"><strong>Loan-to-income ratio: <\/strong>119.50%<\/p>\n<\/li>\n<\/ul>\n<ul class=\"yf-1woyvo2\">\n<li class=\"yf-1woyvo2\">\n<p class=\"yf-1090901\"><strong>Average household debt: <\/strong>$87,235.44<\/p>\n<\/li>\n<li class=\"yf-1woyvo2\">\n<p class=\"yf-1090901\"><strong>Average yearly net salary: <\/strong>$72,789.24<\/p>\n<\/li>\n<li class=\"yf-1woyvo2\">\n<p class=\"yf-1090901\"><strong>Loan-to-income ratio: <\/strong>119.85%<\/p>\n<\/li>\n<\/ul>\n<ul class=\"yf-1woyvo2\">\n<li class=\"yf-1woyvo2\">\n<p class=\"yf-1090901\"><strong>Average household debt: <\/strong>$45,796.27<strong>\u00a0<\/strong><\/p>\n<\/li>\n<li class=\"yf-1woyvo2\">\n<p class=\"yf-1090901\"><strong>Average yearly net salary: <\/strong>$37,528.32<strong>\u00a0<\/strong><\/p>\n<\/li>\n<li class=\"yf-1woyvo2\">\n<p class=\"yf-1090901\"><strong>Loan-to-income ratio:<\/strong>122.03%<\/p>\n<\/li>\n<\/ul>\n<ul class=\"yf-1woyvo2\">\n<li class=\"yf-1woyvo2\">\n<p class=\"yf-1090901\"><strong>Average household debt: <\/strong>$59,926.00<strong>\u00a0<\/strong><\/p>\n<\/li>\n<li class=\"yf-1woyvo2\">\n<p class=\"yf-1090901\"><strong>Average yearly net salary: <\/strong>$47,495.64<\/p>\n<\/li>\n<li class=\"yf-1woyvo2\">\n<p class=\"yf-1090901\"><strong>Loan-to-income ratio: <\/strong>126.17%<\/p>\n<\/li>\n<\/ul>\n<ul class=\"yf-1woyvo2\">\n<li class=\"yf-1woyvo2\">\n<p class=\"yf-1090901\"><strong>Average household debt: <\/strong>\u00a0$124,785.99<\/p>\n<\/li>\n<li class=\"yf-1woyvo2\">\n<p class=\"yf-1090901\"><strong>Average yearly net salary: <\/strong>$86,807.04<\/p>\n<\/li>\n<li class=\"yf-1woyvo2\">\n<p class=\"yf-1090901\"><strong>Loan-to-income ratio: <\/strong>143.75%<\/p>\n<\/li>\n<\/ul>\n<ul class=\"yf-1woyvo2\">\n<li class=\"yf-1woyvo2\">\n<p class=\"yf-1090901\"><strong>Average household debt: <\/strong>$54,572.63<\/p>\n<\/li>\n<li class=\"yf-1woyvo2\">\n<p class=\"yf-1090901\"><strong>Average yearly net salary: <\/strong>$34,609.56<strong>\u00a0<\/strong><\/p>\n<\/li>\n<li class=\"yf-1woyvo2\">\n<p class=\"yf-1090901\"><strong>Loan-to-income ratio: <\/strong>157.68%<\/p>\n<\/li>\n<\/ul>\n<ul class=\"yf-1woyvo2\">\n<li class=\"yf-1woyvo2\">\n<p class=\"yf-1090901\"><strong>Average household debt:<\/strong> $70,348.47<strong>\u00a0<\/strong><\/p>\n<\/li>\n<li class=\"yf-1woyvo2\">\n<p class=\"yf-1090901\"><strong>Average yearly net salary: <\/strong>$43,060.44<\/p>\n<\/li>\n<li class=\"yf-1woyvo2\">\n<p class=\"yf-1090901\"><strong>Loan-to-income ratio: <\/strong>163.37%<\/p>\n<\/li>\n<\/ul>\n<ul class=\"yf-1woyvo2\">\n<li class=\"yf-1woyvo2\">\n<p class=\"yf-1090901\"><strong>Average household debt:<\/strong> $74,629.74<strong>\u00a0<\/strong><\/p>\n<\/li>\n<li class=\"yf-1woyvo2\">\n<p class=\"yf-1090901\"><strong>Average yearly net salary: <\/strong>$43,955.28<\/p>\n<\/li>\n<li class=\"yf-1woyvo2\">\n<p class=\"yf-1090901\"><strong>Loan-to-income ratio: <\/strong>169.79%<\/p>\n<\/li>\n<\/ul>\n<p class=\"yf-1090901\"><strong>More From GOBankingRates<\/strong><\/p>\n<p class=\"yf-1090901\">This article originally appeared on <a href=\"https:\/\/www.gobankingrates.com?utm_term=bottom_link&amp;utm_campaign=1310751&amp;utm_source=yahoo.com&amp;utm_content=10&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:GOBankingRates.com;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">GOBankingRates.com<\/a>: <a href=\"https:\/\/www.gobankingrates.com\/net-worth\/debt\/think-us-is-bad-people-in-these-countries-have-way-more-debt\/?utm_term=source_link&amp;utm_campaign=1310751&amp;utm_source=yahoo.com&amp;utm_content=11&amp;utm_medium=rss\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:Think the US Is Bad? People in These 9 Countries Have Way More Debt;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">Think the US Is Bad? People in These 9 Countries Have Way More Debt<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"In the U.S. it\u2019s more common than not to carry a boatload of debt.\u00a0As of the third quarter&hellip;\n","protected":false},"author":2,"featured_media":275968,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5311],"tags":[24384,49,978,659],"class_list":{"0":"post-275967","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-united-states","8":"tag-household-debt","9":"tag-united-states","10":"tag-us","11":"tag-usa"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@uk\/114882533459168647","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts\/275967","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/comments?post=275967"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts\/275967\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/media\/275968"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/media?parent=275967"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/categories?post=275967"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/tags?post=275967"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}