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She said one thing is “really positive” (stock image)(Image: Getty Images)<\/p>\nKim Wintermeyer recently opened up about one major benefit of the state pension. She said there’s something really positive about it that some people just don’t realise<\/p>\n
08:20, 22 Jul 2025Updated 10:13, 22 Jul 2025<\/p>\n
She said one thing is “really positive” (stock image)(Image: Getty Images)<\/p>\n
A woman who receives the state pension has opened up about one major benefit of the scheme, and explained some things you need to know about the process<\/a>. Kim Wintermeyer recently spoke about what she thinks is “one big positive” of the state pension<\/a>, even though it’s something a lot of people may not talk about.<\/p>\n Kim spoke about it in a recent TikTok<\/a> video where she made her thoughts clear, and explained how you can even work to save some money<\/a> to put towards something nice like a holiday<\/a>. The topic certainly got a lot of people talking, especially as Brits could be set to see some big pension changes soon.<\/p>\n This week the work and pensions secretary announced a review of the state pension age. Every six years the government is tasked with conducting a review into the state pension age, which currently stands at 66; however, the last one concluded in 2023, and the new one is set to finish in 2029<\/a>.<\/p>\n The review will look at whether the current state pension age is still considered appropriate. Factors such as life expectancy get taken into account to assess this.<\/p>\n Kim said: “I thought I’d tell you something really positive about the state pension. Obviously, there are lots of negatives that happen when it comes to pensions.<\/p>\n “The fact that I get taxed on my other earnings, even though I’ve paid tax all this time, that I had to wait until I was 67 in order to be able to claim it; however, there is one particular thing that I found amazing.<\/p>\n “Unlike other forms of wages or payments, which would come in on the first or last of the month, the state pension doesn’t do that. It comes in every four weeks, which means the date changes all the time.<\/p>\n “It also comes in 13 instalments. Now, wise ones of you will say ‘yes, there’s only 12 months in the year, so how does it do 13?’ That’s why it does it in every four weeks, but that means that one month you get paid twice, and this is my month where we get paid twice, which is really handy for holidays and things.”<\/p>\n Content cannot be displayed without consent<\/p>\n Even though she budgets every month, Kim said she doesn’t budget for the extra payment, so the extra bonus is “brilliant”. It’s one of the really good things about state pension, according to Kim, as she thinks it’s a really nice little “pick me up.”<\/p>\n According to the Government website, the basic state pension is usually paid every four weeks. The day the pension is paid depends on your National Insurance Number, which means not everyone is the same.<\/p>\n After Kim shared her personal story, many people reached out to her to share their own experiences. It seems people use their extra payment in different ways.<\/p>\n