money <\/a>from \u00a325 all the way up to \u00a31,000,000.<\/p>\nAt the start of each month the NS&I publishes the big winners and bankers can check their accounts on the second of each month.<\/p>\n
In August, three people living in Greater Manchester won the second-top prize of \u00a3100,000, plus three people from Cheshire.<\/p>\n
![\"NS&I](\"https:\/\/www.europesays.com\/uk\/wp-content\/uploads\/2025\/08\/0_Premium-bonds-prizes.jpg\")
People with their savings in Premium Bonds can check if they won in the August draw(Image: PA)<\/p>\n
The first \u00a3100k winner from Greater Manchester had \u00a348,000 worth of Premium Bonds and won with code 530LY642592. They purchased their winning bonds in February 2023.<\/p>\n
Another Manchester recipient of \u00a3100k had the maximum amount of \u00a350k in their Premium Bond account, and won the mega prize with code 563JY680717 with a bond bought in December 2023.<\/p>\n
And the final winner of \u00a3100k in Greater Manchester also had \u00a350k worth of savings, and won with code 560DM167742. And 2023 was a lucky year as these winning bonds were purchased this same year.<\/p>\n
Each month two people win the top prize of \u00a31,000,000, in August one of the \u00a31m recipients is from Bedfordshire, while the other lives overseas, according to the information published by the NS&I.<\/p>\n
Generally, the higher amount of money you have in your Premium Bond account, the higher your chances of winning big. However that isn’t always the case.<\/p>\n
This month, someone with just \u00a320 worth of Premium Bonds won a staggering \u00a325,000. This lucky player won with code 2GS993147 and the account holder is from Berkshire.<\/p>\n
![\"Cash\"](\"https:\/\/www.europesays.com\/uk\/wp-content\/uploads\/2025\/08\/0_Generic-Cash-Pic.jpg\")
One lucky account holder won \u00a3100,000 with just \u00a32,000 in their account(Image: Copyright Unknown)<\/p>\n
Another Premium Bond account holder, from South Yorkshire, won a whopping \u00a3100k with just \u00a32,000 in their account, with code 482HS200260 and bonds purchased in December 2021.<\/p>\n
NS&I recently announced that from August, there will be a major change to its Premium Bond interest rate. Its prize fund rate is set to reduced by 0.2% from 3.8% to 3.6%.<\/p>\n
This is the second time this year that the rate has been slashed, after going from 4% to 3.8% in April 2025.<\/p>\n
NS&I has confirmed that odds of winning remain the same, at 22,000 to 1 for each \u00a31 Premium Bond held, but this reduction in the prize fund rate means that a similar amount of people will win, but there will be fewer large prizes and less prize money paid out each month.<\/p>\n
As an example, the estimated number of \u00a3100,000 prizes will decrease from 79 in June to an estimated 75 in August. The number of \u00a350,000 prizes will fall from 159 to 151, while the number of \u00a325,000 prizes will reduce from 317 to around 302 over the same period.<\/p>\n
![\"NS&I](\"https:\/\/www.europesays.com\/uk\/wp-content\/uploads\/2025\/08\/0_Autumn-Statement-2016.jpg\")
NS&I recently announced that the interest rate would be dropping again from August, after initially dropping in April(Image: NS&I\/PA Wire
\n)<\/p>\n
Following in a similar pattern, the number of \u00a310,000 prizes will fall from 792 in June to an estimated 752 in August, however the number of \u00a31 million prizes up for grabs will remain the same, at two.<\/p>\n
However, there will be a higher chance of winning a \u00a325 prize, with the number increasing from 2,197,831 in June to an estimated 2,569,568 in August.<\/p>\n
The total value of the prize pot will reduce from \u00a3416,221,075 in June to an estimated \u00a3396,738,700 in August. The number of prizes will remain fairly similar, at 5,974,465 in June and an estimated 6,011,195 in August.<\/p>\n","protected":false},"excerpt":{"rendered":"People with a Premium Bond account can now check if they have won in the August drawAugust Premium…\n","protected":false},"author":2,"featured_media":313179,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8813],"tags":[748,393,4884,2465,1232,1356,16,15],"class_list":{"0":"post-313178","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-manchester","8":"tag-britain","9":"tag-england","10":"tag-great-britain","11":"tag-manchester","12":"tag-money","13":"tag-premium-bonds","14":"tag-uk","15":"tag-united-kingdom"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@uk\/114961935582793927","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts\/313178","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/comments?post=313178"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts\/313178\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/media\/313179"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/media?parent=313178"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/categories?post=313178"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/tags?post=313178"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
![\"Generic](\"https:\/\/www.europesays.com\/uk\/wp-content\/uploads\/2025\/08\/0_Cash-for-councillors-Torridge-agrees-at-388-per-cent-pay-rise.jpg\")
August Premium Bond winners have now been published(Image: Christopher Bill, Unsplash)<\/p>\n