{"id":319126,"date":"2025-08-05T06:32:12","date_gmt":"2025-08-05T06:32:12","guid":{"rendered":"https:\/\/www.europesays.com\/uk\/319126\/"},"modified":"2025-08-05T06:32:12","modified_gmt":"2025-08-05T06:32:12","slug":"state-pensioners-face-hmrc-nightmare-after-breaking-rule-by-1","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/uk\/319126\/","title":{"rendered":"State pensioners face HMRC &#8216;nightmare&#8217; after breaking rule by \u00a31"},"content":{"rendered":"<p>Earning just \u00a31 above \u00a335,000 could lead to a headache for older people, state pensioners have been warned.<img decoding=\"async\" src=\"https:\/\/www.europesays.com\/uk\/wp-content\/uploads\/2025\/08\/0_oap1.jpg\" alt=\"State pensioners face HMRC 'nightmare' after breaking rule by \u00a31\" loading=\"eager\"  \/>State pensioners face HMRC &#8216;nightmare&#8217; after breaking rule by \u00a31<\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \">State pensioners have been warned they need to give up their Winter Fuel Payment <a class=\"TextLink_text-link__dBSS0 TextLink_enabled__dJF3l\" href=\"https:\/\/www.birminghammail.co.uk\/all-about\/dwp\" target=\"_self\" aria-label=\"\" tabindex=\"0\" rel=\"noopener\">if they <\/a>earn more than \u00a335,000. Earning just \u00a31 above \u00a335,000 could lead to a headache for older people, state pensioners have been warned.<\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \">Pensioners who have an yearly taxable income of \u00a335,000 or more aren&#8217;t eligible <a class=\"TextLink_text-link__dBSS0 TextLink_enabled__dJF3l\" href=\"https:\/\/www.birminghammail.co.uk\/all-about\/dwp\" target=\"_self\" aria-label=\"\" tabindex=\"0\" rel=\"noopener\">but are still given the cash, with the HMRC recovering it later through the tax system.<\/a><\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \">Those looking to opt out can do so through a simple process online, but the deadline for doing so is September 15. John Havard, a consultant at tax advice firm Blick Rothenberg, said returning the money &#8220;will be a complex process, and just \u00a31 of income above the \u00a335,000 limit is enough to trigger a clawback, those in favour of a simple life will need to opt out of WFP before the deadline.&#8221;<\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \"><a class=\"TextLink_text-link__dBSS0 TextLink_enabled__dJF3l\" href=\"https:\/\/www.birminghammail.co.uk\/news\/cost-of-living\/state-pensioners-face-working-beyond-32199766\" target=\"\" aria-label=\"\" tabindex=\"0\" rel=\"noopener\"><strong class=\"Strong_strong__e2x35\">READ MORE State pensioners face working &#8216;beyond age 70&#8217; because of 2015 rule<\/strong><\/a><\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \">&#8220;You can formally opt out of receiving WFP on the Opt out of Winter Fuel Payment page on the gov.uk website,&#8221; Mr Havard said. &#8220;But you must live in England, Wales or Northern Ireland to do so.<\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \">Mr Havard says for pensioners whose income is &#8220;even slightly above \u00a335,000 and you are age-qualified for the Winter Fuel Payment, it is worth acting now to avoid an unnecessary and potentially complex tax clawback process&#8221;.<\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \">The Winter Fuel Payment is a tax-free Government grant given to eligible pensioner households to help pay for heating costs over the winter months, Money Saving Expert &#8211; the site from <a class=\"TextLink_text-link__dBSS0 TextLink_enabled__dJF3l\" href=\"https:\/\/www.birminghammail.co.uk\/all-about\/bbc\" target=\"\" aria-label=\"\" tabindex=\"0\" rel=\"noopener\">BBC<\/a> and <a class=\"TextLink_text-link__dBSS0 TextLink_enabled__dJF3l\" href=\"https:\/\/www.birminghammail.co.uk\/all-about\/itv\" target=\"\" aria-label=\"\" tabindex=\"0\" rel=\"noopener\">ITV<\/a> star &#8211; Martin Lewis said.<\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \">The scheme had previously given up to \u00a3300 each winter to ALL households with someone at state pension age.<\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \">However, from winter 2024\/25, it was restricted to those on Pension Credit or certain other benefits. The Winter Fuel Payment will be paid to everyone in England and Wales born before 22 September 1959.<\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \">Households will get an automatic payment of either \u00a3200 per household, or \u00a3300 where there is someone over 80 in the household.<\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \">Yet if you earn over \u00a335,000, the payment you get will be recovered through the tax system.<\/p>\n","protected":false},"excerpt":{"rendered":"Earning just \u00a31 above \u00a335,000 could lead to a headache for older people, state pensioners have been warned.State&hellip;\n","protected":false},"author":2,"featured_media":319127,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7820],"tags":[855,748,1267,393,4884,16,15],"class_list":{"0":"post-319126","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-birmingham","8":"tag-birmingham","9":"tag-britain","10":"tag-dwp","11":"tag-england","12":"tag-great-britain","13":"tag-uk","14":"tag-united-kingdom"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@uk\/114974762177653662","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts\/319126","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/comments?post=319126"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts\/319126\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/media\/319127"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/media?parent=319126"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/categories?post=319126"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/tags?post=319126"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}