{"id":336129,"date":"2025-08-11T16:12:20","date_gmt":"2025-08-11T16:12:20","guid":{"rendered":"https:\/\/www.europesays.com\/uk\/336129\/"},"modified":"2025-08-11T16:12:20","modified_gmt":"2025-08-11T16:12:20","slug":"one-in-five-young-people-cant-afford-to-break-up","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/uk\/336129\/","title":{"rendered":"One in five young people can’t afford to break up"},"content":{"rendered":"

By HELEN KIRRANE, REPORTER, THIS IS MONEY<\/a> <\/a> <\/p>\n

Updated: 07:29 EDT, 11 August 2025 <\/p>\n

One in five under 40s admit they have stayed in a relationship to make living costs more affordable, new data suggests.<\/p>\n

The survey of 3,000 young adults, by Lifetime Isa<\/a>\u00a0provider OneFamily, found nearly three in ten single young adults do not have an emergency fund, compared with one in six in a relationship.<\/p>\n

Single savers said they manage to put aside an average of \u00a3301 per month – around half the \u00a3609 those in relationships are saving.<\/p>\n

OneFamily boss Jim Islam said: ‘These stats are shocking, people are potentially staying in unhappy relationships because the bills are too high to contemplate managing on their own.’<\/p>\n

‘It\u2019s a tax on being single, made worse by the rising bills.’<\/p>\n

\"Breaking <\/p>\n

Breaking point:\u00a0One in five young adults have stayed with a partner to make living costs more affordable<\/p>\n

Experts recommend keeping between three and six months’ worth of essential spending in cash savings to fall back on.<\/p>\n

This must cover rent and mortgage payments, utility bills, food shopping, insurance and any other essential monthly spending in the event a person should lose their job or fall ill.<\/p>\n

Households spend an average of \u00a32,062 on essentials each month, according to a report from stockbroker Hargreaves Lansdown.<\/p>\n

This means people would need to have between \u00a36,186 and \u00a312,372 saved for an adequate emergency fund.<\/p>\n

Mr Islam said: ‘Building a savings pot absolutely supports financial resilience, which means less vulnerability to the ups and downs of life.’<\/p>\n

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\n One in five young people can’t afford to break up<\/p>\n