{"id":36916,"date":"2025-04-21T00:09:13","date_gmt":"2025-04-21T00:09:13","guid":{"rendered":"https:\/\/www.europesays.com\/uk\/36916\/"},"modified":"2025-04-21T00:09:13","modified_gmt":"2025-04-21T00:09:13","slug":"its-not-your-salary-that-makes-you-rich-its-vijay-kedias-financial-advice-trending-news","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/uk\/36916\/","title":{"rendered":"&#8216;It\u2019s not your salary that makes you rich, It\u2019s &#8230;&#8217;: Vijay Kedia\u2019s financial advice &#8211; Trending News"},"content":{"rendered":"<p>Investor Vijay Kedia has sparked a viral discussion on social media with a powerful message about financial discipline. In a tweet posted on X, Kedia stated, \u201cIt\u2019s not your salary in lakhs that makes you a millionaire \u2014 it\u2019s your savings in lakhs that do.\u201d<\/p>\n<p>The tweet quickly resonated with thousands of users, many praising it for its simple yet hard-hitting truth. Accompanying the tweet was a video in which Kedia elaborates on the importance of saving over spending, especially in a culture that increasingly promotes instant gratification.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.europesays.com\/uk\/wp-content\/uploads\/2025\/04\/track_1x1.jpg\" alt=\"\" width=\"1px\" height=\"1px\" style=\"display:none;\"\/><\/p>\n<blockquote class=\"twitter-tweet\">\n<p lang=\"en\" dir=\"ltr\">It\u2019s not your salary in lakhs that makes you a millionaire \u2014 it\u2019s your savings in lakhs that do.. \u270c\ufe0f <a href=\"https:\/\/t.co\/yM6cdm8yv9\" rel=\"nofollow\">pic.twitter.com\/yM6cdm8yv9<\/a><\/p>\n<p>\u2014 Vijay Kedia (@VijayKedia1) <a href=\"https:\/\/twitter.com\/VijayKedia1\/status\/1913861402722177050?ref_src=twsrc%5Etfw\" target=\"_blank\" rel=\"noopener\">April 20, 2025<\/a><\/p><\/blockquote>\n<p>In the video, Kedia criticized the Western philosophy of \u201clive for today, tomorrow never comes\u201d \u2014 a mindset he says has led to poor financial habits, particularly in the United States. \u201cAlmost 40% of Americans don\u2019t even have $1,000 to deal with emergencies,\u201d he says. \u201cThey\u2019re taught from childhood not to save.\u201d<\/p>\n<p>Kedia warned that blindly following consumerist ideals could prove dangerous in a country like India, where government-backed social security is limited. \u201cThere\u2019s no real social safety net here. You have to secure your own future,\u201d he emphasized.<\/p>\n<p>He explained how regular investing can create long-term wealth saying, \u201cIf someone invests Rs 50,000 a year for 20 years in mutual funds with a 12% CAGR, that investment can grow to over Rs 5 crore,\u201d he said.<\/p>\n<p>Kedia concluded with a call for lifestyle changes, urging people to cut down on spending for parties, fashion, and luxury brands \u2014 and instead focus on building wealth through savings and investments.<\/p>\n<p>His message, rooted in practical financial wisdom, has struck a chord with both young professionals and seasoned investors alike, reigniting a conversation around financial literacy, wealth creation, and long-term planning.<\/p>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n","protected":false},"excerpt":{"rendered":"Investor Vijay Kedia has sparked a viral discussion on social media with a powerful message about financial discipline.&hellip;\n","protected":false},"author":2,"featured_media":36917,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3093],"tags":[21264,51,20190,21244,474,3467,21265,21227,21256,21253,21236,21240,7974,21261,7123,21241,21275,21237,21245,21263,21257,21269,21232,21272,21252,6615,21239,21262,21250,21230,19811,21254,17920,3327,21242,21248,21268,21231,21228,11233,11231,21259,19536,21274,2499,21238,21267,21249,3653,21273,21243,3028,21270,21229,21247,21258,21234,21266,21251,21233,16,15,21226,21255,21235,21271,21246,21260,17917,21276],"class_list":{"0":"post-36916","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-best-investment-tips-for-young-professionals","9":"tag-business","10":"tag-consumerism","11":"tag-emergency-savings","12":"tag-finance","13":"tag-financial-advice","14":"tag-financial-advice-from-vijay-kedia","15":"tag-financial-discipline","16":"tag-financial-discipline-tips","17":"tag-financial-goals","18":"tag-financial-habits","19":"tag-financial-independence","20":"tag-financial-literacy","21":"tag-financial-literacy-in-india","22":"tag-financial-planning","23":"tag-financial-success","24":"tag-financial-success-stories-india","25":"tag-financial-wisdom","26":"tag-future-security","27":"tag-how-to-become-a-millionaire-in-india","28":"tag-how-to-build-wealth-in-india","29":"tag-how-to-secure-your-financial-future","30":"tag-india-finance","31":"tag-indian-financial-planning-tips","32":"tag-indian-investing-tips","33":"tag-investing","34":"tag-investing-advice","35":"tag-investing-for-beginners-india","36":"tag-investing-in-india","37":"tag-investing-in-mutual-funds","38":"tag-investing-tips","39":"tag-investment-growth","40":"tag-investment-strategies","41":"tag-investment-strategy","42":"tag-lifestyle-changes","43":"tag-long-term-investing","44":"tag-long-term-investing-in-mutual-funds","45":"tag-long-term-wealth-creation","46":"tag-millionaire-mindset","47":"tag-money-management","48":"tag-mutual-funds","49":"tag-mutual-funds-investment-strategies","50":"tag-passive-income","51":"tag-passive-income-ideas","52":"tag-personal-finance","53":"tag-personal-finance-tips","54":"tag-personal-finance-tips-india","55":"tag-personal-wealth","56":"tag-retirement-planning","57":"tag-retirement-planning-in-india","58":"tag-saving-habits","59":"tag-savings","60":"tag-savings-and-investment-tips","61":"tag-savings-over-salary","62":"tag-savings-tips","63":"tag-savings-tips-for-financial-independence","64":"tag-smart-investing","65":"tag-smart-investing-strategies","66":"tag-smart-savings","67":"tag-social-security-in-india","68":"tag-uk","69":"tag-united-kingdom","70":"tag-vijay-kedia","71":"tag-vijay-kedia-investing-tips","72":"tag-wealth-building","73":"tag-wealth-building-strategies","74":"tag-wealth-creation","75":"tag-wealth-creation-ideas","76":"tag-wealth-management","77":"tag-wealth-management-strategies"},"share_on_mastodon":{"url":"","error":"Validation failed: Text character limit of 500 exceeded"},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts\/36916","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/comments?post=36916"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts\/36916\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/media\/36917"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/media?parent=36916"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/categories?post=36916"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/tags?post=36916"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}