{"id":388527,"date":"2025-09-01T04:11:28","date_gmt":"2025-09-01T04:11:28","guid":{"rendered":"https:\/\/www.europesays.com\/uk\/388527\/"},"modified":"2025-09-01T04:11:28","modified_gmt":"2025-09-01T04:11:28","slug":"state-pension-age-could-stop-six-benefits-overnight","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/uk\/388527\/","title":{"rendered":"State pension age could stop six benefits &#8216;overnight&#8217;"},"content":{"rendered":"<p>People may suddenly find themselves hundreds of pounds overpocket overnight when they hit state pension age, but there is a solution<img decoding=\"async\" src=\"https:\/\/www.europesays.com\/uk\/wp-content\/uploads\/2025\/09\/0_Concerned-older-person-checking-their-laptop.jpg\" alt=\"Concerned older person checking their laptop\" loading=\"eager\"  \/>A number of DWP benefits cannot be claimed by people over the state pension age(Image: getty)<\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \" data-tmdatatrack=\"content-unit\" data-tmdatatrack-type=\"paragraph\">The state pension age does a lot more than dictate when you can first start claiming your state pension. It can make you eligible for certain new benefits and support intended for older people and retirees, while also simultaneously stripping away a range of other benefits.<\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \" data-tmdatatrack=\"content-unit\" data-tmdatatrack-type=\"paragraph\">This can be incredibly problematic for people who are relying on DWP support if they aren\u2019t aware they will be losing these funds. There are some alternatives available to claim past state pension age but you will need to be proactive in applying to make sure you aren\u2019t left out of pocket when you turn 66.<\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \" data-tmdatatrack=\"content-unit\" data-tmdatatrack-type=\"paragraph\">Benefits that stop at state pension age:<\/p>\n<ul class=\"UnorderedList_unordered-list__gzblI\" data-tmdatatrack=\"content-unit\" data-tmdatatrack-type=\"unordered-list\">\n<li class=\"sc-700e1ff3-0 VljCu\">Universal Credit<\/li>\n<li class=\"sc-700e1ff3-0 VljCu\">Jobseeker\u2019s Allowance<\/li>\n<li class=\"sc-700e1ff3-0 VljCu\">Employment and Support Allowance<\/li>\n<li class=\"sc-700e1ff3-0 VljCu\">Income Support<\/li>\n<li class=\"sc-700e1ff3-0 VljCu\">Working Tax Credit<\/li>\n<li class=\"sc-700e1ff3-0 VljCu\">New PIP claims<\/li>\n<\/ul>\n<p class=\"Paragraph_paragraph-text__PVKlh \" data-tmdatatrack=\"content-unit\" data-tmdatatrack-type=\"paragraph\">Ed Gallois, Managing Director of <a class=\"TextLink_text-link__dBSS0 TextLink_enabled__dJF3l\" href=\"https:\/\/www.funeralguide.co.uk\/\" target=\"_self\" aria-label=\"\" tabindex=\"0\" rel=\"noopener\">Funeral Guide<\/a>, noted that many people simply don\u2019t know that these benefits will be \u201cstopping overnight\u201d and are left missing out on vital support. He said: \u201cWe regularly see people missing out on thousands because they simply don\u2019t realise what changes overnight at State Pension age.<\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \" data-tmdatatrack=\"content-unit\" data-tmdatatrack-type=\"paragraph\">\u201cThe system isn\u2019t easy to navigate. You have to ask the right questions, and sadly, too many people only discover the changes when their income suddenly drops.\u201d<\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \" data-tmdatatrack=\"content-unit\" data-tmdatatrack-type=\"paragraph\">Certain benefits like PIP do have counterparts for people over the state pension age, like Attendance Allowance. Pension Credit can also take the place of Universal Credit.<\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \" data-tmdatatrack=\"content-unit\" data-tmdatatrack-type=\"paragraph\">There is a range of benefits only available to people over the state pension age that can help make up the deficit of other benefits that stop at 66. This includes Housing Benefit, Council Tax Reduction, Winter Fuel Payment, free <a class=\"TextLink_text-link__dBSS0 TextLink_enabled__dJF3l\" href=\"https:\/\/www.bristolpost.co.uk\/all-about\/nhs\" target=\"\" aria-label=\"\" tabindex=\"0\" rel=\"noopener\">NHS<\/a> prescriptions, senior railcards and 60+ oyster cards.<\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \" data-tmdatatrack=\"content-unit\" data-tmdatatrack-type=\"paragraph\">Gallois added: \u201cAs living costs rise, knowing your rights is a lifeline, not a luxury. Even small top-ups or discounts can make the difference between just scraping by and having a little breathing space.\u201d<\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \" data-tmdatatrack=\"content-unit\" data-tmdatatrack-type=\"paragraph\">\u201cCovering day-to-day bills, planning for care needs, and even considering funeral costs, it can all feel overwhelming. That\u2019s why it\u2019s so important to understand what support is available.<\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \" data-tmdatatrack=\"content-unit\" data-tmdatatrack-type=\"paragraph\">\u201cThe more secure you feel now, the more peace of mind you and your loved ones can have later. Many of these alternative benefits require proactive applications, so planning ahead is vital.\u201d<\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \" data-tmdatatrack=\"content-unit\" data-tmdatatrack-type=\"paragraph\">It\u2019s also worth noting that the state pension age is due for a change starting next year as the government plans to increase it to 67 by 2028. This will also increase the cut-off and start age for the relevant benefits.<\/p>\n","protected":false},"excerpt":{"rendered":"People may suddenly find themselves hundreds of pounds overpocket overnight when they hit state pension age, but there&hellip;\n","protected":false},"author":2,"featured_media":388528,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3093],"tags":[51,1267,474,1232,2499,16,15],"class_list":{"0":"post-388527","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-business","9":"tag-dwp","10":"tag-finance","11":"tag-money","12":"tag-personal-finance","13":"tag-uk","14":"tag-united-kingdom"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@uk\/115127090103651209","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts\/388527","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/comments?post=388527"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts\/388527\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/media\/388528"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/media?parent=388527"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/categories?post=388527"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/tags?post=388527"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}