\n At Innocent Driver once a claim is accepted, repairs are guaranteed, there is no excess to pay, drivers should be able to keep their no-claims bonus and the company can even supply a replacement vehicle while repairs are being made.\n<\/p>\n
\n The service is so comprehensive people often can\u2019t believe it\u2019s free.\n<\/p>\n
\n That\u2019s why Innocent Driver<\/a> has released a fast-paced video on social media featuring Gardner, who recently finished a successful run at Edinburgh<\/a> Fringe.\n<\/p>\n \n In the video, Gardner\u2019s car appears to have been hit by another driver but the comedian panics at the thought of trying to prove his innocence to his insurance company.\n<\/p>\n \n In scenes many drivers will identify with, Gardners\u2019 first reaction is disbelief that he\u2019s been \u201crear-ended\u201d by a man \u201cin public\u201d.\u00a0\n<\/p>\n \n His mind then races through what he will have to endure in order to make a claim with his insurers, as he realises that – although it is not his fault – the other driver may well deny any responsibility.\n<\/p>\n \n \u201cIt\u2019s not called liability for no reason,\u201d he tells himself. \u201cThey\u2019ve plenty of ability to lie!\u201d.\n<\/p>\n \n Still panicking, he imagines he might even have to go to court.\n<\/p>\n \n In an attempt to dial down the panic, he decides to call his insurer. Only he can\u2019t remember his policy number and has to rake through all his folders to find it.\n<\/p>\n \n Even when that\u2019s found, he realises he\u2019ll likely be in a phone queue \u201cfor ever and ever\u201d, being forced to listen to a mind-dissolving tune on repeat.\n<\/p>\n \n \u201cI\u2019d rather listen to Baby Shark,\u201d he moans.\n<\/p>\n \n That tune is probably more appropriate anyway, he thinks, as he\u2019s in deep water because he\u2019s likely to lose his no claims bonus, then pay an extortionate excess on the claim. After all that, his insurance payments will probably increase.\n<\/p>\n \n \u201cThat\u2019s my holiday away,\u201d he despairs.\n<\/p>\n<\/p>\n \n It\u2019s so bad he imagines he might have to give up his car and start using buses – but he doesn\u2019t know where to get them or even if they still exist.\n<\/p>\n \n And even if he manages to find one, using public transport will \u201cbe like being 14 all over again\u201d.\n<\/p>\n \n He then speculates that he might be given a courtesy car. But it could be big and aggressive and he\u2019s \u201ca lover not a fighter!\u201d.\n<\/p>\n \n Gardner has not even moved from the driver\u2019s seat yet but his panic attack is getting worse as his imagination takes over.\n<\/p>\n \n Finally the camera pans across to show a concerned passenger asking if he\u2019s all right.\n<\/p>\n