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Trays of printed social security checks wait to be mailed from the U.S. Treasury’s Financial Management services facility in Philadelphia.<\/p>\n
Bradley C Bower, FRE \/ AP<\/p>\n
Of the over 71 million Americans who receive regular Social Security payments, some may have begun receiving smaller checks. However, the payments should arrive on schedule nonetheless. October’s\u00a0SSI payment was distributed last week, and the first round of disability checks arrives this week.<\/p>\n
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Here’s what to know about October’s Social Security payments.<\/p>\n
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When will I get my October Social Security payments? Disability payment schedule 2025<\/p>\n
The Social Security Administration\u2019s yearly distribution schedules for\u00a02025<\/a> and 2026<\/a> are available online so that you can use the calendar for budgeting purposes.<\/p>\n Regular Social Security retirement benefits are being sent out on the SSA\u2019s schedule, with the first October payment arriving this week<\/strong>:<\/p>\n Article continues below this ad<\/p>\n People are also reading:\u00a0<\/strong>How to replace your driver’s license, financial documents after a flood<\/a><\/p>\n SSI payment schedule 2025<\/p>\n Those who get\u00a0Supplemental Security Income<\/a>\u00a0(SSI) should have received their October 2025 payment on Oct. 1. The Social Security Administration suggests that if you didn’t receive your payment on the expected date, allow three additional mailing days before contacting the agency; most arrive timely because 99% of beneficiaries are paid electronically.<\/p>\n A second payment will arrive later in the month, on Oct. 31. Nov. 1 falls on a Saturday, and the SSA doesn’t issue payments on weekends or federal holidays. In such instances, SSI benefits arrive early. This also means November’s payment will be distributed in October, and there will be no payment made during the month of November.<\/p>\n Article continues below this ad<\/p>\n Recipients will also get two checks in December. SSI checks will be sent out on the following dates remaining in 2025,\u00a0according to the SSA calendar<\/a>:<\/p>\n The entrance to a Social Security office in Texas on April 18, 2025.<\/p>\n Kirk Sides\/Houston Chronicle<\/p>\n Looking ahead: 2026\u00a0SSI payment schedule<\/p>\n Article continues below this ad<\/p>\n The SSI payment schedule in 2026 will be untraditional for the first quarter. The first days of February and March fall on Sundays, which means those payments will be dispersed at the end of the previous month: February’s payment comes on Friday, Jan. 30 and March’s comes on Friday, Feb. 27.<\/p>\n Why is my Social Security check smaller this month? What to know about Social Security repayments<\/p>\n Those who have been overpaid by the Social Security Administration and haven’t begun the repayment process may have noticed their monthly benefits shrinking. At the end of July, the SSA began withholding 50% of monthly benefits from individuals with outstanding overpayments. This marks a new phase in the agency’s effort to recover billions in accidental overpayments.<\/p>\n While the SSA hasn\u2019t publicly confirmed how many beneficiaries are affected, records obtained via a\u00a0Freedom of Information Act<\/a>\u00a0request show the agency attempted to reclaim overpayments from about 2 million people in the fiscal year ending September 2023,\u00a0according to KFF and Cox Media Group<\/a>.<\/p>\n Article continues below this ad<\/p>\n If you received more money than you were entitled to through Social Security or Supplemental Security Income (SSI) and haven\u2019t arranged a repayment plan, your benefits may be reduced by half. This applies even if the overpayment wasn\u2019t your fault.<\/p>\n Under its new policies,\u00a0the SSA said<\/a> it would begin issuing overpayment notices on April 25, 2025, and would start withholding 50% of the recipient’s benefits after about 90 days (or approximately July 24, at the earliest), until the overpayment is repaid.<\/p>\n Waiver and repayment information is available on the SSA website<\/a>.<\/p>\n Article continues below this ad<\/p>\n JTNDZGl2JTNFJTBBJTNDYSUyMGhyZWYlM0QlMjJodHRwcyUzQSUyRiUyRnd3dy5nb29nbGUuY29tJTJGcHJlZmVyZW5jZXMlMkZzb3VyY2UlM0ZxJTNEc3RhdGVzbWFuLmNvbSUyMiUzRSUwQSUzQ2ltZyUyMHNyYyUzRCUyMmh0dHBzJTNBJTJGJTJGcy5oZG51eC5jb20lMkZwaG90b3MlMkYwMSUyRjU0JTJGMzUlMkYzNiUyRjI4NDMyMzA3JTJGMyUyRnJhd0ltYWdlLmpwZyUyMiUzRSUwQSUzQyUyRmElM0UlMEElM0MlMkZkaXYlM0U=<\/p>\n What is SSI?<\/p>\n Supplemental Security Income provides monthly benefits to those with limited income or resources who are 65 or older, blind or have a qualifying disability. Children with a qualifying disability can also get SSI,\u00a0according to the SSA’s\u00a0website.<\/a><\/p>\n Article continues below this ad<\/p>\n Generally, adults who qualify for SSI do not earn\u00a0monthly wages exceeding<\/a>\u00a0$2,019<\/a>.<\/p>\n Those who may be eligible for SSI can begin the application process\u00a0online<\/a>, in person at their local\u00a0Social Security office<\/a>, or by calling 1-800-772-1213 (TTY 1-800-325-0778) from 8 a.m. to 7 p.m. local time, Monday through Friday.<\/p>\n How to obtain a Social Security card<\/p>\n A Social Security card is displayed. There are three ways to replace a lost or stolen Social Security card for free.<\/p>\n Jenny Kane\/AP<\/p>\n The SSA will replace a lost or stolen Social Security card for free, with\u00a0three options available.<\/p>\n Article continues below this ad<\/p>\n The most convenient and secure method, you may request a new Social Security card online if you:<\/p>\n Article continues below this ad<\/p>\n An application for a new card can be completed by visiting a local Social Security office. You may be able to start the application (Form SS-5<\/a>) online before scheduling an appointment, or fill out the entire application in-office. In addition to Form SS-5, you must bring unexpired identification documents to the office.<\/p>\n The third and final option for getting a new Social Security card is by mail. You can complete the application (Form SS-5<\/a>) and mail it along with original or certified copies of required documents, which include those that verify:<\/p>\n Article continues below this ad<\/p>\n Once approved, the SSA will typically send you a replacement card within 7 to 10 business days.<\/p>\n Will the retirement age for Social Security shift?<\/p>\n The full, or “normal,” retirement age has gradually increased in recent years, rising by two months for each successive birth year. For example, if you were born in 1958, your full retirement age is 66 years and 8 months, while those born in 1959 will reach it at 66 years and 10 months.<\/p>\n According to the SSA<\/a>, individuals born between May 2, 1958, and February 28, 1959, will reach their full retirement age in 2025. For those born in 1960 and later, the full retirement age will increase to 67.<\/p>\n Article continues below this ad<\/p>\n Due to estimations that Social Security will run out of money by 2034<\/a>, it’s possible the retirement age could increase again under the Trump administration. Last week SSA Commissioner Frank Bisignano suggested to Fox Business<\/a> that the agency was considering raising the retirement age from 67; however, he later rescinded his comment and issued the following statement:<\/p>\n Let me be clear: President Trump and I will always protect, and never cut, Social Security. That\u2019s why we have made many vital reforms, such as cutting waste, fraud, and abuse from the program, to ensure the solvency of Social Security for future generations of Americans. Raising the retirement age is not under consideration.<\/p>\n Can people under the retirement age get their benefits now?<\/p>\n Yes<\/strong>, but there are consequences for tapping in too early. Workers can choose to receive benefits as early as age 62, though at a reduced amount. However, those who delay claiming benefits until age 70 are rewarded with a higher monthly payout.<\/p>\n Article continues below this ad<\/p>\n Other changes to Social Security in 2025 include a smaller cost-of-living adjustment (2.5%, down from 3.4%), an increase in the maximum taxable earnings limit from $168,000 to $176,100, and expanded appointment-based services at Social Security offices nationwide.<\/p>\n What is the maximum Social Security benefit in 2025?<\/p>\n\n
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