{"id":484374,"date":"2025-10-09T01:16:13","date_gmt":"2025-10-09T01:16:13","guid":{"rendered":"https:\/\/www.europesays.com\/uk\/484374\/"},"modified":"2025-10-09T01:16:13","modified_gmt":"2025-10-09T01:16:13","slug":"how-britains-unsexiest-challenger-bank-is-flirting-with-the-us","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/uk\/484374\/","title":{"rendered":"How Britain\u2019s unsexiest challenger bank is flirting with the US"},"content":{"rendered":"<p>OakNorth Bank is no shiny Monzo or Revolut. But what the UK challenger bank lacks in loud logos and viral advertising, it makes up for with a squeaky-clean reputation. Chief risk officer Mark Steele details how the lender is expanding into the US in a characteristically cautious way.<\/p>\n<p>While many of its digital peers have admitted to embarrassing <a href=\"https:\/\/www.thebanker.com\/content\/75bcd954-a850-4e2a-80d1-90cbe5ca8a1e\" target=\"_blank\" rel=\"noopener\">compliance failures<\/a>, system outages and swallowed <a href=\"https:\/\/www.thebanker.com\/content\/12a9b2d3-4d3a-4fca-82f6-49217f2f7914\" target=\"_blank\" rel=\"noopener\">multimillion pound fines<\/a> in recent history, OakNorth has been quietly building a reputation as one of Britain\u2019s most disciplined and consistently profitable mid-sized banks.<\/p>\n<p>Continue reading by subscribing to The Banker<\/p>\n<ul class=\"sc-xwuxA iIAsjy\">\n<li>In-depth coverage across key markets<\/li>\n<li>Comments from financial leaders and policymakers worldwide<\/li>\n<li>Regional\/country bank rankings and awards<\/li>\n<\/ul>\n<p><a data-trackable=\"register-or-subscribe-barrier-cta\" href=\"https:\/\/www.thebanker.com\/Subscribe?cdt=register-or-subscribe-barrier\" class=\"sc-cepbVR fBuZTr\" target=\"_blank\" rel=\"noopener\">View subscription options<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"OakNorth Bank is no shiny Monzo or Revolut. But what the UK challenger bank lacks in loud logos&hellip;\n","protected":false},"author":2,"featured_media":484375,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5018,3,4],"tags":[748,393,4884,1144,156140,712,16,15,1764],"class_list":{"0":"post-484374","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-britain","8":"category-uk","9":"category-united-kingdom","10":"tag-britain","11":"tag-england","12":"tag-great-britain","13":"tag-northern-ireland","14":"tag-risk-regulation","15":"tag-scotland","16":"tag-uk","17":"tag-united-kingdom","18":"tag-wales"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@uk\/115341569898630374","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts\/484374","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/comments?post=484374"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts\/484374\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/media\/484375"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/media?parent=484374"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/categories?post=484374"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/tags?post=484374"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}