{"id":515840,"date":"2025-10-21T02:00:11","date_gmt":"2025-10-21T02:00:11","guid":{"rendered":"https:\/\/www.europesays.com\/uk\/515840\/"},"modified":"2025-10-21T02:00:11","modified_gmt":"2025-10-21T02:00:11","slug":"estimated-4m-people-in-england-and-wales-are-trapped-in-a-negative-budget","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/uk\/515840\/","title":{"rendered":"Estimated 4m people in England and Wales \u2018are trapped in a negative budget\u2019"},"content":{"rendered":"<p>Yvonne Parks, a debt team manager at Citizens Advice, south Gloucestershire, said: \u201cI\u2019ve seen it time and time again \u2013 missed bills lead to arrears, enforcement, deductions or credit damage. <a href=\"https:\/\/www.standard.co.uk\/topic\/stress\" target=\"_blank\" rel=\"noopener\">Stress<\/a> and poor mental health reduce someone\u2019s ability to manage finances or seek work. <a href=\"https:\/\/www.standard.co.uk\/topic\/people\" target=\"_blank\" rel=\"noopener\">People<\/a> fall into a cycle of crisis, repeatedly needing emergency help such as food banks, fuel vouchers or help with housing payments.<\/p>\n","protected":false},"excerpt":{"rendered":"Yvonne Parks, a debt team manager at Citizens Advice, south Gloucestershire, said: \u201cI\u2019ve seen it time and time&hellip;\n","protected":false},"author":2,"featured_media":515841,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5010],"tags":[748,168352,393,6781,12028,4884,15165,457,74990,4920,16,15,1764],"class_list":{"0":"post-515840","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-wales","8":"tag-britain","9":"tag-citizens-advice","10":"tag-england","11":"tag-gen-z","12":"tag-gloucestershire","13":"tag-great-britain","14":"tag-office-for-national-statistics","15":"tag-people","16":"tag-standard-life","17":"tag-stress","18":"tag-uk","19":"tag-united-kingdom","20":"tag-wales"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@uk\/115409690856926456","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts\/515840","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/comments?post=515840"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts\/515840\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/media\/515841"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/media?parent=515840"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/categories?post=515840"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/tags?post=515840"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}