Premium Bond<\/a> draws across Greater Manchester over the past 12 months – with 130,154 individual winners in the region.<\/p>\nNational Savings and Investments (NS&I) Premium Bonds were invented in 1956 by Chancellor of the Exchequer Harold Macmillan to encourage savings in a bid to combat inflation. Every \u00a31 is worth one Bond which is allocated a specific code which has the potential to be selected to win a prize.<\/p>\n
People can save a minimum of \u00a325 and a maximum of \u00a350K and at the start of each month, a selection of bonds are drawn using the Electronic Random Number Indicator Equipment (ERNIE) to win cash prizes.<\/p>\n
![\"Prizes](\"https:\/\/www.europesays.com\/uk\/wp-content\/uploads\/2025\/12\/0_Ernie-4-pod_big-1.jpg\")
Prizes are selected each month using Electronic Random Number Indicator Equipment (ERNIE)(Image: NS&I)<\/p>\n
Every month there are two jackpot prizes of \u00a31M handed out to savers across the country with money invested in a NS&I account. Then the second highest prize is \u00a3100K, followed by \u00a350K, \u00a325K, 10K, all the way down to \u00a325.<\/p>\n
The \u00a31M jackpot prize was created in 1994 and since then, ERNIE has created a whopping 568 millionaires. Although statistically speaking the higher number of Premium Bonds someone has, the higher their chances of winning, this isn’t always the case. This year, the lowest holding to win the \u00a31M jackpot prize was <\/strong>\u00a3100 in March.<\/p>\nAs well as the two \u00a31M prizes each month in 2025, there was also an average of 79 \u00a3100K prizes and 157 \u00a350K prizes won. Among these was a saver from Outer London who scooped \u00a3100K in March with a holding of only \u00a314, after purchasing their winning Bond in 1977. Another lucky winner won \u00a350K in July with a holding of just \u00a371. They purchased their winning Bond in 1962.<\/p>\n
As the end of 2025 approaches, we have collated some data from the Government-owned NS&I to take a look at how much money has been won over the year by people living in Greater Manchester.<\/p>\n
![\"Premium](\"https:\/\/www.europesays.com\/uk\/wp-content\/uploads\/2025\/12\/0_NSI_Media-Imagery_9-16-06.jpg\")
Premium Bond prizes can be won from \u00a325 all the up to \u00a31,000,000(Image: NS&I)<\/p>\n
In 2025, a total of 25 savers living in Greater Manchester scooped the second top prize of \u00a3100,000, totalling a whopping \u00a32,500,000. The next prize of \u00a350,000 was handed out to 48 savers living in the area; which adds up to a total of \u00a32,400,000. Next up, \u00a310,000 was won by 228 Greater Manchester residents, adding up to a total of \u00a32,280,000.<\/p>\n
Although winning \u00a325 doesn’t seem like much, when you look at the entire year you can see that a total of 566,863 Greater Manchester savers scooped the lowest prize, which has cost NS&I a whopping total of \u00a314,171,575.<\/p>\n
A quote shared by an anonymous winner of the \u00a31M jackpot Premium Bond prize reveals that they are still ‘coming to terms with’ the big win. \u201cA week has passed since you turned our world upside down,” the winner shared. “In the nicest possible way. We’re still coming to terms with our ‘this sort of thing never happens to me’ win. Thank you for the amazing news.”<\/p>\n
Another winner said: “Even when you think you can\u2019t get anywhere, something is always waiting round the corner. Thanks doesn\u2019t cut it but, thank you ERNIE.\u201d And a final \u00a31M winner shared: \u201cIt\u2019s totally amazing. I am not sure that it\u2019s registered that I\u2019m a big winner. It\u2019s a life changing amount and I\u2019m looking forward to being able to help my family and enjoy a more relaxed life with no money worries.\u201d<\/p>\n
![\"People](\"https:\/\/www.europesays.com\/uk\/wp-content\/uploads\/2025\/12\/0_NSI_Media-Imagery_1-1-11.jpg\")
People with NS&I Premium Bond accounts can check if they’ve won a prize at the start of each month(Image: NS&I)<\/p>\n
The annual prize fund rate for Premium Bonds is 3.60% and the monthly odds of any \u00a31 bond number winning a prize are 22,000 to 1.<\/p>\n","protected":false},"excerpt":{"rendered":"The National Savings and Investments has shared their end-of-year figures for Greater ManchesterTake a look at NS&I Premium…\n","protected":false},"author":2,"featured_media":662457,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8813],"tags":[748,393,4884,2465,1232,1356,16,15],"class_list":{"0":"post-662456","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-manchester","8":"tag-britain","9":"tag-england","10":"tag-great-britain","11":"tag-manchester","12":"tag-money","13":"tag-premium-bonds","14":"tag-uk","15":"tag-united-kingdom"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@uk\/115808549346275044","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts\/662456","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/comments?post=662456"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts\/662456\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/media\/662457"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/media?parent=662456"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/categories?post=662456"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/tags?post=662456"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
![\"Take](\"https:\/\/www.europesays.com\/uk\/wp-content\/uploads\/2025\/12\/0_NSI_Media-Imagery_16-9-12.jpg\")
Take a look at NS&I Premium Bond prizes from over the past year(Image: NS&I)<\/p>\n