Roma Finance has launched its buy-to-let (BTL) product in Scotland, expanding its offering that is already established in England and Wales.\u00a0<\/p>\n
The new product offers loans up to \u00a3750,000 with up to 75% loan-to-value (LTV).\u00a0<\/p>\n
It covers standard BTL, portfolios, houses in multiple occupation and multi-unit freehold blocks.\u00a0<\/p>\n
Top slicing is included so an applicant\u2019s personal income can be used if rental income does not meet affordability requirements.<\/p>\n
Roma Finance is also bringing its revolving credit facility to Scotland, with loans up to \u00a3750,000.\u00a0<\/p>\n
The facility lets approved borrowers access a pre-agreed credit limit for property purchases, which they can draw down and repay as needed.\u00a0<\/p>\n
Sonia Mann (pictured), head of sales at Roma Finance, said: \u201cScotland has always been an important market for us, so it makes sense to expand our buy-to-let offering here.\u00a0<\/p>\n
\u201cWe already work closely with brokers and developers, and this launch means we can do more to support landlords and investors.<\/p>\n
\u201cBy lending up to 75% LTV across different property types, and offering top slicing where it helps, we give brokers the ability to keep deals moving in a tricky market.\u201d<\/p>\n
Mann added: \u201cIt\u2019s about practical, flexible lending from people who know the local market.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"Roma Finance has launched its buy-to-let (BTL) product in Scotland, expanding its offering that is already established in…\n","protected":false},"author":2,"featured_media":690898,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5009],"tags":[748,72049,208698,4884,208699,712,16,15],"class_list":{"0":"post-690897","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-scotland","8":"tag-britain","9":"tag-buy-to-let","10":"tag-credit-facility","11":"tag-great-britain","12":"tag-roma-finance","13":"tag-scotland","14":"tag-uk","15":"tag-united-kingdom"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@uk\/115881765999120036","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts\/690897","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/comments?post=690897"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts\/690897\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/media\/690898"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/media?parent=690897"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/categories?post=690897"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/tags?post=690897"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}