{"id":728488,"date":"2026-01-29T11:50:12","date_gmt":"2026-01-29T11:50:12","guid":{"rendered":"https:\/\/www.europesays.com\/uk\/728488\/"},"modified":"2026-01-29T11:50:12","modified_gmt":"2026-01-29T11:50:12","slug":"fca-urges-insurers-to-close-uk-protection-gap-as-majority-of-adults-lack-cover","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/uk\/728488\/","title":{"rendered":"FCA urges insurers to close UK protection gap as majority of adults lack cover"},"content":{"rendered":"<p>Despite that, industry data has consistently shown protection cover remains under-penetrated relative to income levels and household liabilities, particularly among younger consumers, the self-employed and those without mortgage debt. Industry bodies and insurers have repeatedly pointed to education, engagement and clearer product communication as central challenges, rather than pricing or product availability.<\/p>\n","protected":false},"excerpt":{"rendered":"Despite that, industry data has consistently shown protection cover remains under-penetrated relative to income levels and household liabilities,&hellip;\n","protected":false},"author":2,"featured_media":728489,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[3,4],"tags":[748,393,16489,4884,1144,216667,216666,712,16,15,1764],"class_list":["post-728488","post","type-post","status-publish","format-standard","has-post-thumbnail","category-uk","category-united-kingdom","tag-britain","tag-england","tag-fca","tag-great-britain","tag-northern-ireland","tag-protection-gap","tag-protection-insurance","tag-scotland","tag-uk","tag-united-kingdom","tag-wales"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@uk\/115978241559002278","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts\/728488","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/comments?post=728488"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts\/728488\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/media\/728489"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/media?parent=728488"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/categories?post=728488"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/tags?post=728488"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}