{"id":844630,"date":"2026-03-23T09:38:14","date_gmt":"2026-03-23T09:38:14","guid":{"rendered":"https:\/\/www.europesays.com\/uk\/844630\/"},"modified":"2026-03-23T09:38:14","modified_gmt":"2026-03-23T09:38:14","slug":"list-britains-most-affordable-areas-for-first-time-buyers","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/uk\/844630\/","title":{"rendered":"List: Britain\u2019s most affordable areas for first-time buyers"},"content":{"rendered":"

\"\"<\/p>\n

Nationwide said Kensington and Chelsea is the least affordable local authority in Great Britain, with a first-time buyer HPER of 13.9. Oxford was cited as the least affordable area in the Outer South East region, while Cambridge was identified as the least affordable part of East Anglia, where average first-time buyer prices were put at about \u00a3400,000.<\/p>\n


\n\t <\/p>\n
\n\t\t\tLeast affordable local authorities
\n\t\t<\/tr>\n

<\/p>\n
\n\t\t\tRegion
\n\t\t\tLocal authority
\n\t\t\tHPER
\n\t\t<\/tr>\n

<\/p>\n <\/p>\nLondon<\/td>\n

<\/p>\nKensington & Chelsea<\/td>\n

<\/p>\n13.9<\/td>\n


\n\t\t<\/tr>\n

<\/p>\n <\/p>\nOuter SE<\/td>\n

<\/p>\nOxford<\/td>\n

<\/p>\n8.0<\/td>\n


\n\t\t<\/tr>\n

<\/p>\n <\/p>\nEast Anglia<\/td>\n

<\/p>\nCambridge<\/td>\n

<\/p>\n7.3<\/td>\n


\n\t\t<\/tr>\n

<\/p>\n <\/p>\nOuter Met<\/td>\n

<\/p>\nSpelthorne<\/td>\n

<\/p>\n7.0<\/td>\n


\n\t\t<\/tr>\n

<\/p>\n <\/p>\nS West<\/td>\n

<\/p>\nSouth Hams<\/td>\n

<\/p>\n6.9<\/td>\n


\n\t\t<\/tr>\n

<\/p>\n <\/p>\nE Mids<\/td>\n

<\/p>\nDerbyshire Dales<\/td>\n

<\/p>\n5.7<\/td>\n


\n\t\t<\/tr>\n

<\/p>\n <\/p>\nW Mids<\/td>\n

<\/p>\nStratford-on-Avon<\/td>\n

<\/p>\n5.6<\/td>\n


\n\t\t<\/tr>\n

<\/p>\n <\/p>\nN West<\/td>\n

<\/p>\nTrafford<\/td>\n

<\/p>\n5.5<\/td>\n


\n\t\t<\/tr>\n

<\/p>\n <\/p>\nYorkshire<\/td>\n

<\/p>\nYork<\/td>\n

<\/p>\n5.4<\/td>\n


\n\t\t<\/tr>\n

<\/p>\n <\/p>\nWales<\/td>\n

<\/p>\nCardiff<\/td>\n

<\/p>\n5.3<\/td>\n


\n\t\t<\/tr>\n

<\/p>\n <\/p>\nScotland<\/td>\n

<\/p>\nMidlothian<\/td>\n

<\/p>\n4.9<\/td>\n


\n\t\t<\/tr>\n

<\/p>\n <\/p>\nNorth<\/td>\n

<\/p>\nWestmorland & Furness<\/td>\n

<\/p>\n4.1<\/td>\n


\n\t\t<\/tr>\n

<\/p>\n <\/p>\nSource: Nationwide Building Society<\/td>\n


\n\t\t<\/tr>\n


\n\t <\/p>\n

In the Outer Metropolitan region, Spelthorne in Surrey was described as the least affordable local authority, reflecting its status as a commuter area. In the South West, South Hams in Devon was highlighted as particularly stretched, with average prices close to seven times earnings. Other least affordable locations included Derbyshire Dales in the East Midlands, Westmorland & Furness in the North, Stratford-on-Avon in the West Midlands, and York in Yorkshire and the Humber. Cardiff remained the least affordable part of Wales, while in Scotland Midlothian replaced Edinburgh as the least affordable area.<\/p>\n

For the most affordable locations, Nationwide said Inverclyde had average first-time buyer house prices<\/a> at 2.3 times average earnings, and that it was also Scotland\u2019s lowest-priced area at around \u00a3100,000.<\/p>\n


\n\t <\/p>\n
\n\t\t\tMost affordable local authorities
\n\t\t<\/tr>\n

<\/p>\n
\n\t\t\tRegion
\n\t\t\tLocal authority
\n\t\t\tHPER
\n\t\t<\/tr>\n

<\/p>\n <\/p>\nScotland<\/td>\n

<\/p>\nInverclyde<\/td>\n

<\/p>\n2.3<\/td>\n


\n\t\t<\/tr>\n

<\/p>\n <\/p>\nN West<\/td>\n

<\/p>\nBurnley<\/td>\n

<\/p>\n2.8<\/td>\n


\n\t\t<\/tr>\n

<\/p>\n <\/p>\nNorth<\/td>\n

<\/p>\nHartlepool<\/td>\n

<\/p>\n2.9<\/td>\n


\n\t\t<\/tr>\n

<\/p>\n <\/p>\nYorkshire<\/td>\n

<\/p>\nKingston upon Hull<\/td>\n

<\/p>\n3.0<\/td>\n


\n\t\t<\/tr>\n

<\/p>\n <\/p>\nWales<\/td>\n

<\/p>\nMerthyr Tydfil<\/td>\n

<\/p>\n3.3<\/td>\n


\n\t\t<\/tr>\n

<\/p>\n <\/p>\nW Mids<\/td>\n

<\/p>\nStoke-on-Trent<\/td>\n

<\/p>\n3.4<\/td>\n


\n\t\t<\/tr>\n

<\/p>\n <\/p>\nE Mids<\/td>\n

<\/p>\nWest Lindsey<\/td>\n

<\/p>\n3.7<\/td>\n


\n\t\t<\/tr>\n

<\/p>\n <\/p>\nEast Anglia<\/td>\n

<\/p>\nGreat Yarmouth<\/td>\n

<\/p>\n4.3<\/td>\n


\n\t\t<\/tr>\n

<\/p>\n <\/p>\nOuter SE<\/td>\n

<\/p>\nGosport<\/td>\n

<\/p>\n4.7<\/td>\n


\n\t\t<\/tr>\n

<\/p>\n <\/p>\nOuter Met<\/td>\n

<\/p>\nSurrey Heath<\/td>\n

<\/p>\n4.8<\/td>\n


\n\t\t<\/tr>\n

<\/p>\n <\/p>\nS West<\/td>\n

<\/p>\nSwindon<\/td>\n

<\/p>\n4.8<\/td>\n


\n\t\t<\/tr>\n

<\/p>\n <\/p>\nLondon<\/td>\n

<\/p>\nBromley<\/td>\n

<\/p>\n6.2<\/td>\n


\n\t\t<\/tr>\n

<\/p>\n <\/p>\nSource: Nationwide Building Society<\/td>\n


\n\t\t<\/tr>\n


\n\t <\/p>\n

Burnley and Hartlepool were again identified as the most affordable areas in the North West and North regions respectively. Stoke-on-Trent remained the most affordable in the West Midlands, Kingston upon Hull in Yorkshire and the Humber, and West Lindsey in the East Midlands. Great Yarmouth was cited as the most affordable in East Anglia, while Gosport in Hampshire was described as the most affordable in the Outer South East.<\/p>\n","protected":false},"excerpt":{"rendered":"Nationwide said Kensington and Chelsea is the least affordable local authority in Great Britain, with a first-time buyer…\n","protected":false},"author":2,"featured_media":844631,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[5018,3,4],"tags":[4053,748,393,510,4884,1144,712,16,15,1764],"class_list":["post-844630","post","type-post","status-publish","format-standard","has-post-thumbnail","category-britain","category-uk","category-united-kingdom","tag-affordable","tag-britain","tag-england","tag-first-time-buyers","tag-great-britain","tag-northern-ireland","tag-scotland","tag-uk","tag-united-kingdom","tag-wales"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@uk\/116277825225649910","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts\/844630","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/comments?post=844630"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts\/844630\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/media\/844631"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/media?parent=844630"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/categories?post=844630"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/tags?post=844630"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}