{"id":89695,"date":"2025-05-10T09:18:12","date_gmt":"2025-05-10T09:18:12","guid":{"rendered":"https:\/\/www.europesays.com\/uk\/89695\/"},"modified":"2025-05-10T09:18:12","modified_gmt":"2025-05-10T09:18:12","slug":"unlike-other-celebs-heres-why-tejasswi-prakash-didnt-buy-a-car-first","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/uk\/89695\/","title":{"rendered":"Unlike other celebs, here’s why Tejasswi Prakash didn’t buy a car first"},"content":{"rendered":"

With conversations surrounding financial literacy and women\u2019s empowerment taking the wheel this decade, many people are realising the need to build a strong foundation for financial discipline. In a recent episode of the Humans of Bombay podcast, Tejasswi Prakash shared her thoughts on choosing financial intelligence over a flashy lifestyle to keep up with the entertainment industry\u2019s unrealistic standards.<\/p>\n

\u201cFinancial intelligence is so important. Like, the first thing I bought when I started making money was a house and not a car, which many people will not be able to resonate with. And I know for a fact that a lot of people have got a car before a house because obviously that\u2019s a lot more expensive,\u201d she told the host Karishma Mehta.<\/p>\n

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According to Prakash, now it\u2019s just \u201ceasier to get a car and afford a certain lifestyle\u201d if you are a part of the industry, which she has never taken seriously. \u201cI don\u2019t need to prove to you what my worth is,\u201d added the Naagin actor.<\/p>\n

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What is financial discipline?<\/p>\n

According to Mukesh Pandey, Director of Rupyaa Paisa, financial discipline is the ability to make sound financial decisions, and always to be within budgets, avoid impulsive spending, so that all the while, one is steadily moving toward set goals. \u201cPracticing financial discipline is not coming up with ways to save money but creating certain habits that consolidate one\u2019s position in terms of finance, increase it, or keep that person secure,\u201d he said.<\/p>\n

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It might feel tempting to give in to that impulse purchase, especially if your current social circle belongs to a lifestyle you struggle to keep up with. That\u2019s where financial discipline<\/a><\/strong> and education steps in, preventing you from making money mistakes that can cost you and your wallet in the long run.<\/p>\n

How can you get started?<\/p>\n

Rayan Malhotra, CEO, Neofinity, suggested these five simple hacks to get your financial priorities in order:<\/p>\n

\"Festive<\/a><\/p>\n

1. Only buy it if you can buy it twice:<\/strong>\u00a0If you can afford it once, you\u2019re surviving it. If you can afford it twice, you\u2019re choosing it. This isn\u2019t about being frugal\u2014it\u2019s about creating margin. A gap between impulse and intention. A space where real choice lives.<\/p>\n

2. Define your \u2018Enough Number<\/strong>\u2019: Revisit it every quarter. How much is truly enough to live well today? Not for your imaginary future self on a yacht. For you\u2014now. Growth without grounding becomes greed. This number isn\u2019t a goal. It\u2019s an anchor.<\/p>\n

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3. The 24-Hour Desire Rule:<\/strong>\u00a0Want something? Sleep on it. Still want it tomorrow? Go ahead. Forgot about it? It was just noise in your feed. This rule protects your focus as much as your wallet.<\/p>\n

4. Monthly Emotional Budgeting: <\/strong>Not \u201cWhere did my money go?\u201d Ask: \u201cHow did it make me feel?\u201d Track transactions not just by amount, but by emotional cost. Regret is expensive. Alignment is rich.<\/p>\n

5. Time is the real currency:<\/strong> Spend accordingly. Every swipe, tap, or order converts it into hours of your life. How long did you work for this? Is it worth that? You don\u2019t spend rupees. You spend time.<\/p>\n

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