{"id":953357,"date":"2026-05-11T20:42:22","date_gmt":"2026-05-11T20:42:22","guid":{"rendered":"https:\/\/www.europesays.com\/uk\/953357\/"},"modified":"2026-05-11T20:42:22","modified_gmt":"2026-05-11T20:42:22","slug":"%e2%82%b96-75-crore-to-raise-a-child-in-india-financial-advisor-breaks-down-rising-costs-internet-divided","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/uk\/953357\/","title":{"rendered":"\u20b96.75 crore to raise a child in India? Financial advisor breaks down rising costs, internet divided"},"content":{"rendered":"

Financial advisor and content creator<\/a> Udayan Adhye has gone viral after claiming that raising a child in a metro city<\/a> in India could cost parents as much as \u20b96.75 crore.<\/p>\n

\"AdhyeAdhye broke down the rising costs associated with education, lifestyle and healthcare. (Unsplash\/Representational image )<\/p>\n

In a video shared on Instagram, Adhye broke down the rising costs associated with education, lifestyle and healthcare, arguing that many parents underestimate how expensive raising children has become. \u201cYou need \u20b96.75 crores to raise a child in a metro city in India, and if you don\u2019t believe it, let me break down the exact math,\u201d he said in the video.<\/p>\n

Adhye explained that one of the biggest concerns is education inflation. He claimed that many financial products marketed for children offer returns of only 5\u20136%, while school and college expenses are increasing at 10\u201312% annually. \u201cAt that rate, costs double every 6 years,\u201d he said, adding that a 4-year college programme costing \u20b920 lakh today could rise to \u20b91.6-2 crore by the time a child turns 18.<\/p>\n

He also listed several additional expenses that contribute to the overall estimate, including school fees, sports, music lessons, coaching classes, vacations, gadgets, childcare, healthcare and lifestyle costs over a period of 21 years.<\/p>\n

\u201cA post-graduation, if your child chooses to do one, is a separate cost,\u201d Adhye added, noting that in many Indian families, such expenses are often funded through education loans or by the child themselves.<\/p>\n

In the caption of the post, he wrote, \u201cRaising a child in an Indian metro is no longer just an emotional decision. It is a serious financial goal. School, college, coaching, lifestyle, healthcare, gadgets, vacations; the numbers quietly compound for 21 years. And no, a basic child plan won\u2019t cut it.\u201d<\/p>\n

Social media reactions<\/p>\n

The video quickly sparked debate online, with many social media users reacting to the staggering estimate.<\/p>\n

\u201cIt\u2019s good to be informed but all of these reels are just propagating not to have a child. I see Instagram reels now are only promoting fear and raising anxiety,\u201d one user commented.<\/p>\n

\u201cSimple solution: Adopt a cat\/dog,\u201d another joked.<\/p>\n

\u201cI will get a Lamborghini for myself from that money,\u201d a third user wrote.<\/p>\n","protected":false},"excerpt":{"rendered":"Financial advisor and content creator Udayan Adhye has gone viral after claiming that raising a child in a…\n","protected":false},"author":2,"featured_media":953358,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3093],"tags":[51,266085,474,3108,266084,266086,2499,266083,16,15],"class_list":{"0":"post-953357","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-business","9":"tag-education-inflation","10":"tag-finance","11":"tag-financial-advisor","12":"tag-metro-city-costs","13":"tag-parenting-expenses","14":"tag-personal-finance","15":"tag-raising-a-child-in-india","16":"tag-uk","17":"tag-united-kingdom"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@uk\/116557889316452971","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts\/953357","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/comments?post=953357"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/posts\/953357\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/media\/953358"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/media?parent=953357"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/categories?post=953357"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/uk\/wp-json\/wp\/v2\/tags?post=953357"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}