JACKSONVILLE, Fla. – Buying a home right now feels impossible for a lot of families in Florida and Georgia, but VyStar said it’s trying to change that, especially for the people we all rely on.
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The Everyday Heroes Program is a special mortgage product for first-time homebuyers in certain professions like first responders, teachers, nurses, law enforcement, firefighters, doctors and even veterinarians.
“Affordable housing programs are not new by any stretch of the imagination, but one of the challenges that people face is that there’s a lot of restrictions with these programs and so when we designed the Everyday Heroes Program, we eliminated restrictions like income limits,” Jason Sorochinsky, Vice President of Vystar Real Estate Lending, said.
The program offers major benefits: full financing up to $1.2 million and no private mortgage insurance. For Florida residents, it also eliminates the state’s intangible tax, which typically saves buyers about $800 at closing.
The biggest help is not having to save for a down payment and unlike similar programs, there is no cap. It’s a long-term solution designed to help address affordability.
“That’s what we heard from our membership, that was the biggest barrier to home ownership,” Sorochinsky said. “This is here for the long run for our everyday heroes.”
VyStar will also host webinars and work with local realtors to walk eligible homebuyers through the process step-by-step. If you’d like more information about the program or to see if you qualify, click here.
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