Some Social Security recipients won’t get a payment in November: See payment schedule

Some Social Security recipients won’t get a payment in November. The issue has nothing to do with the ongoing government shutdown but rather a quirk in the calendar that pushes November’s payment back to October.

Recipients of Supplemental Security Income will receive two payments in October – the first on the traditional payment date of Oct. 1 and the second on the last day of the month, Oct. 31. The change is because Nov. 1 – the regular payment date – falls on a Saturday. When this happens, or the payment date is on a holiday, the Social Security Administration changes to issuing date to the closest weekday.

Regular Social Security payments will be issued on schedule for November:

Those who began receiving Social Security before May 1997 will be paid on the third of the month; those who receive both SSI and Social Security are paid on the third and first.

December’s payment schedule is changed as well due to the holiday season.

SSI recipients will be paid on Dec. 1 and again on Dec. 31 since Jan. 1, 2026 is a holiday. The other payments will remain on the second, third and fourth Wednesday schedules.

2026 COLA

The administration recently announced the 2026 Cost of Living Adjustment, effective for 2026.

Social Security and Supplemental Security Income recipients will receive a 2.8% increase in 2026. The COLA is up slightly from last year’s 2.5% but less than the 3.2% boost recipients received in 2023.

More than 71 million Social Security beneficiaries will see the increase on their January 2026 payment. Increased payments for nearly 7.5 million SSI recipients will start on Dec. 31, 2025. The change will increase benefits for the average recipient by $56 per month.

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